ArkansasSB1042025 Regular SessionSenate

TO AMEND THE ARKANSAS PHARMACY BENEFITS MANAGER LICENSURE ACT; TO PROTECT PATIENTS' RIGHTS AND ACCESS TO MEDICATIONS; AND TO DECLARE AN EMERGENCY.

Sponsored By: Clint Penzo (Republican), Robin Lundstrum (Republican)

Enacted

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Bill Overview

Analyzed Economic Effects

6 provisions identified: 6 benefits, 0 costs, 0 mixed.

Clearer pharmacy appeals for patients

Patients and their representatives can request exceptions and appeal coverage decisions without plans, pharmacy managers, or affiliates blocking them. These businesses must post clear, accessible procedures on their websites. Payors must allow reasonable access to discuss benefits, get information or approvals, and appeal, regardless of the administrator selected. Pharmacy benefit managers and their affiliates must process complaints and appeals within deadlines set by the Arkansas Insurance Commissioner.

Patients get safer pharmacy choice exceptions

Plans and pharmacy benefit managers must account for patient limitations before requiring use of an affiliated pharmacy. These include medical, disability, mobility, mental-health, financial, transportation, housing, complex-treatment, and safe medication-handling needs. When affiliate services are unsuitable, they must help patients use their chosen pharmacy in person without extra costs or penalties. A provider's finding that affiliate use harms safe, effective drug receipt or administration bars forced affiliate use. Plans and managers must follow prescribers' orders and dispensing and chain-of-custody laws. They cannot retaliate against patients or providers using these rights by raising costs, denying services, or reporting them to outside agencies.

Patients get usable Arkansas pharmacy networks

Plans and pharmacy benefit managers must provide reasonable Arkansas access to in-person pharmacist consultations and medication pickup. Networks cannot rely solely on mail-order pharmacies or affiliates. Managers cannot maintain ghost networks listing unavailable providers, and plans and managers face limits on drug-specific restricted networks. A network avoids these classifications with at least one Arkansas in-person option and one mail-order option, both available and accepting new patients. Plans and managers must regularly verify directories, remove unavailable providers, and publish accurate, accessible listings online.

Stronger pharmacy choice and patient privacy

Health plans, pharmacy benefit managers, and their affiliates cannot unfairly steer patients, hide pharmacy choices, or use coercive incentives. Affiliates include businesses linked by ownership or control, including through other companies. Pharmacy-choice protection covers pharmacies meeting reasonable network terms and already approved for at least one covered self-administered drug. Prescription transfers to a specified affiliate require verifiable patient consent. Sharing patient or identifiable prescription information with affiliates, or using it for marketing, requires written consent. Lawful health-plan cost-sharing remains allowed. Plans and managers cannot redefine self-administered drugs: drugs patients can administer themselves and pharmacies can legally dispense.

Arkansas strengthens enforcement of pharmacy protections

The Attorney General can enforce violations using Arkansas's deceptive-trade law, including its remedies and penalties. Enforcement also reaches those who cause, encourage, assist, or indirectly carry out prohibited conduct. The Insurance Commissioner can set enforcement rules and penalties scaled to the number of Arkansas residents served. Penalties for ghost-network and affiliate-enforcement violations are capped at $100,000 per violation. The written health plan controls when a pharmacy manager says a restriction comes from that plan. Plan sponsors retain lawful authority to interpret plan terms; the commissioner can enforce violations when managers or affiliates act outside them. Federal law limits the law's reach, and self-funded plans need not change their covered benefits or underlying terms. The emergency clause makes the act effective immediately upon approval, expiration of the veto period, or a veto override.

Pharmacies face fewer extra certification demands

Pharmacy benefit managers cannot impose accreditation or certification demands that conflict with, exceed, or add to state pharmacy board requirements. The Insurance Commissioner can approve different or additional requirements after reviewing them with the Arkansas State Board of Pharmacy.

Sponsors & Cosponsors

Sponsors

  • Clint Penzo

    Republican • Senate

  • Robin Lundstrum

    Republican • House

Cosponsors

  • Mark Johnson

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 155 • No: 0

Senate vote • 4/7/2025

Senate Vote - Monday, April 7, 2025 1:32:00 PM

Yes: 32 • No: 0 • Other: 3

House vote • 4/2/2025

House Vote - Wednesday, April 2, 2025 3:20:22 PM

Yes: 96 • No: 0

Senate vote • 3/17/2025

Senate Vote - Monday, March 17, 2025 2:23:38 PM

Yes: 27 • No: 0 • Other: 3

Actions Timeline

  1. Notification that SB104 is now Act 514

    4/10/2025Senate
  2. DELIVERED TO GOVERNOR.

    4/8/2025Senate
  3. Reported correctly enrolled and ordered delivered to the Governor.

    4/8/2025Senate
  4. ORDERED ENROLLED

    4/7/2025Senate
  5. EMERGENCY CLAUSE ADOPTED

    4/7/2025Senate
  6. Read the third time and passed.

    4/7/2025Senate
  7. Rules suspended.

    4/7/2025Senate
  8. House Amendment No. 1 & 2 read first time, rule suspended, read second time and concurred in.

    4/7/2025Senate
  9. Placed on second reading for purpose of amendment.

    4/7/2025Senate
  10. Returned by the Committee with the recommendation that it Do Pass concur in House Amendment No. 1 & 2

    4/3/2025Senate
  11. Re-referred to INSURANCE & COMMERCE - SENATE

    4/2/2025Senate
  12. Returned from the House as passed as amended # 1 & 2 .

    4/2/2025Senate
  13. Returned to Senate as passed, as amended # 1 & 2

    4/2/2025House
  14. EMERGENCY CLAUSE ADOPTED

    4/2/2025House
  15. Read the third time and passed and ordered transmitted to the Senate.

    4/2/2025House
  16. REPORTED CORRECTLY ENGROSSED

    4/1/2025House
  17. Amendment No. 2 read and adopted and the bill ordered engrossed.

    4/1/2025House
  18. Placed on second reading for the purpose of amendment.

    4/1/2025House
  19. Returned by the Committee with the recommendation that it do pass as amended 2

    3/31/2025House
  20. REPORTED CORRECTLY ENGROSSED

    3/19/2025House
  21. Amendment No. 1 read and adopted and the bill ordered engrossed.

    3/19/2025House
  22. Placed on second reading for the purpose of amendment.

    3/19/2025House
  23. Read the first time, rules suspended, read the second time and referred to the Committee on INSURANCE & COMMERCE- HOUSE

    3/17/2025House
  24. RECEIVED FROM THE SENATE

    3/17/2025House
  25. Ordered immediately transmitted to the House.

    3/17/2025Senate

Bill Text

  • SB104 - Introduced

    1/27/2025

  • Act Version

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