All Roll Calls
Yes: 179 • No: 1
CaliforniaAB 4282025-2026 Regular SessionHouseWALLET
Joint powers agreements: water corporations.
Sponsored By: Blanca Blanca Rubio (Democratic)
Signed by Governor
Your PRIA Score
Score Hidden
Personalized for You
How does this bill affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
3 provisions identified: 2 benefits, 0 costs, 1 mixed.
Customer protections in water insurance pools
Before joining a risk‑pooling group, a water company must file three years of past insurance costs and current‑year estimates with the Public Utilities Commission. The PUC approves membership only if customers get greater benefits than the company’s current insurance. Any savings or better coverage from the pool must be used only to cut rates, improve service, or both for California customers. Pools must be 100% reinsured with no joint‑and‑several liability, no assessments, and no member financial obligations, and public agencies are indemnified so they do not carry the pool’s debts. A water company can join only if a mutual water company is already a member. A pool that includes a water company cannot join other pools, and it may spend insurance revenue only on operations and member training, safety, and support to reduce risk.
Hospital nonprofits can join insurance pools
A nonprofit tied to a hospital district can join a pooled self‑insurance plan when at least two hospital districts pool claims. This lets the nonprofit share the same pooled protection with the districts.
Broader insurance pooling for water entities
Water corporations, mutual water companies, and public agencies can provide joint insurance and be coinsured under one master policy with prorated premiums. Pooling self‑insured claims among authorized entities is not treated as insurance under the Insurance Code. These pools can buy reinsurance like insurers do. Agreements may deny returns of premiums or contributions for risks that already existed when the pool was liable. A mutual water company can also form a joint powers agreement with a public agency to share common powers.
Sponsors & Cosponsors
Sponsor
Blanca Blanca Rubio
Democratic • House
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
Senate vote • 9/3/2025
Item 143 — Senate SFLOOR
Yes: 38 • No: 1
legislature vote • 7/7/2025
Vote in CS71
Yes: 16 • No: 0
legislature vote • 6/18/2025
Vote in CS82
Yes: 7 • No: 0
House vote • 5/5/2025
Item 108 — Assembly AFLOOR
Yes: 76 • No: 0
legislature vote • 4/23/2025
Vote in CX25
Yes: 15 • No: 0
legislature vote • 4/9/2025
Vote in CX15
Yes: 10 • No: 0
legislature vote • 4/2/2025
Vote in CX28
Yes: 17 • No: 0
Actions Timeline
Chaptered by Secretary of State - Chapter 151, Statutes of 2025.
10/1/2025SenateApproved by the Governor.
10/1/2025legislatureEnrolled and presented to the Governor at 3 p.m.
9/9/2025legislatureIn Assembly. Ordered to Engrossing and Enrolling.
9/3/2025HouseRead third time. Passed. Ordered to the Assembly. (Ayes 38. Noes 1. Page 2461.).
9/3/2025SenateRead second time. Ordered to third reading.
8/20/2025SenateFrom committee: Be ordered to second reading pursuant to Senate Rule 28.8.
8/19/2025SenateFrom committee: Do pass and re-refer to Com. on APPR. (Ayes 16. Noes 0.) (July 7). Re-referred to Com. on APPR.
7/8/2025SenateFrom committee: Do pass and re-refer to Com. on E., U & C. (Ayes 7. Noes 0.) (June 18). Re-referred to Com. on E., U & C.
6/18/2025SenateReferred to Coms. on L. GOV. and E., U & C.
5/14/2025SenateIn Senate. Read first time. To Com. on RLS. for assignment.
5/6/2025SenateRead third time. Passed. Ordered to the Senate. (Ayes 76. Noes 0. Page 1424.)
5/5/2025HouseRead second time. Ordered to third reading.
4/24/2025HouseFrom committee: Do pass. (Ayes 15. Noes 0.) (April 23).
4/23/2025HouseFrom committee: Do pass and re-refer to Com. on APPR. (Ayes 10. Noes 0.) (April 9). Re-referred to Com. on APPR.
4/10/2025HouseFrom committee: Do pass and re-refer to Com. on L. GOV. (Ayes 17. Noes 0.) (April 2). Re-referred to Com. on L. GOV.
4/2/2025HouseRe-referred to Com. on INS.
4/1/2025HouseFrom committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
3/28/2025HouseReferred to Coms. on INS. and L. GOV.
2/18/2025HouseFrom printer. May be heard in committee March 8.
2/6/2025HouseRead first time. To print.
2/5/2025House
Bill Text
Chaptered
10/1/2025
Enrolled
9/5/2025
Amended Assembly
3/28/2025
Introduced
2/5/2025