All Roll Calls
Yes: 307 • No: 0
CaliforniaAB 9432025-2026 Regular SessionHouseWALLET
Insurance agents: prelicensing education.
Sponsored By: Michelle Michelle Rodriguez (Democratic)
Signed by Governor
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Bill Overview
Analyzed Economic Effects
6 provisions identified: 0 benefits, 3 costs, 3 mixed.
Costly license for vehicle service providers
If you issue vehicle service contracts and are not the seller, you must hold a vehicle service contract provider license. The initial fee is $4,939 and renewal is $847. You are exempt from a qualifying exam and continuing education. A service contract administrator must be licensed as a property broker-agent and a casualty broker-agent. You face the same disciplinary rules as property and casualty broker-agents unless the law says otherwise.
New filing and exam rules for insurance agencies
When your licensed insurance organization adds, removes, or changes named staff who sell insurance, you must file the change using the commissioner’s approved electronic service. Any new person who is required to pass a qualifying exam must take and pass it. This applies to life, property, casualty, personal lines, and limited lines automobile licenses.
Stricter exam and fees for auto agents
Applicants and renewing limited lines automobile agents must pass a qualifying exam that covers the Insurance Code, ethics, and the products sold. The insurance commissioner sets fees for applications, renewals, changes, and other filings at the same levels used for personal lines licenses. Fees for appointment and termination notices match Section 1751.3.
Continuing education and 24-hour care rules
If you hold a life or accident and health or sickness license, you must complete 24 hours of continuing education before each renewal. Three hours must be ethics, and beginning March 1, 2023, one hour must cover insurance fraud. Life agents and accident and health agents may sell 24-hour care coverage if they meet the required training. To sell it, accident and health agents must finish an approved course on workers’ compensation and employer liability and pass a proctored exam. Those hours match the property/casualty standard and, for residents, count toward continuing education.
Cargo shipper license: no exam, small fee
If you apply for a limited cargo shipper’s agent license, you do not need to pass a qualifying exam or complete continuing education. The application fee is $29 for each year, or part of a year, in the license term.
New rules and fees for insurance education
License applicants for property, casualty, life, accident and health or sickness, personal lines, or limited lines auto must complete a 12-hour ethics and Insurance Code course, including 1 hour on insurance fraud. One 12-hour course covers multiple listed licenses, and nonresident licensees must also take it. Prelicensing certificates expire 3 years after you finish the course. A curriculum board sets approved courses and standards; up to 25% of renewal can be business management, and sales, motivational, and product training are banned from ethics and CE. For nonclassroom courses, providers must verify the right student, track time and attendance, and enable student interaction. The commissioner can rescind course approvals after a hearing held 30–60 days after notice, impose fines up to Section 1748 limits, and no credit counts after rescission. The commissioner may also set small penalties for late rosters and other minor issues, not above fees in Section 1751.1. Fees are $75 to certify a 12-hour ethics course or CE provider (24 months), $37 to renew a 12-hour ethics course (24 months), $37 to certify a CE course (24 months), and $14 to renew a CE course (24 months).
Sponsors & Cosponsors
Sponsor
Michelle Michelle Rodriguez
Democratic • House
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 9/13/2025
Item 162 — Assembly AFLOOR
Yes: 76 • No: 0
Senate vote • 9/11/2025
Item 131 — Senate SFLOOR
Yes: 40 • No: 0
Senate vote • 9/3/2025
Item 161 — Senate SFLOOR
Yes: 40 • No: 0
Senate vote • 9/3/2025
Item 161 — Senate SFLOOR
Yes: 39 • No: 0
legislature vote • 6/25/2025
Vote in CS70
Yes: 7 • No: 0
House vote • 5/12/2025
Item 57 — Assembly AFLOOR
Yes: 74 • No: 0
legislature vote • 4/30/2025
Vote in CX25
Yes: 14 • No: 0
legislature vote • 4/2/2025
Vote in CX28
Yes: 17 • No: 0
Actions Timeline
Chaptered by Secretary of State - Chapter 566, Statutes of 2025.
10/10/2025SenateApproved by the Governor.
10/10/2025legislatureEnrolled and presented to the Governor at 3 p.m.
9/24/2025legislatureSenate amendments concurred in. To Engrossing and Enrolling. (Ayes 76. Noes 0. Page 3455.).
9/13/2025HouseJoint Rules 61(a)(14) and 51(a)(4) suspended. (Ayes 59. Noes 20. Page 3413.)
9/13/2025HouseIn Assembly. Concurrence in Senate amendments pending.
9/12/2025HouseRead third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2887.).
9/11/2025SenateRead second time. Ordered to third reading.
9/8/2025SenateRead third time and amended. Ordered to second reading.
9/4/2025SenateReconsideration granted. (Ayes 39. Noes 0. Page 2455.)
9/3/2025SenateRead third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2447.).
9/3/2025SenateRead second time. Ordered to third reading.
8/20/2025SenateFrom committee: Be ordered to second reading pursuant to Senate Rule 28.8.
8/19/2025SenateIn committee: Hearing postponed by committee.
7/9/2025SenateFrom committee: Do pass and re-refer to Com. on APPR. (Ayes 7. Noes 0.) (June 25). Re-referred to Com. on APPR.
6/25/2025SenateFrom committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
6/3/2025SenateReferred to Com. on INS.
5/21/2025SenateIn Senate. Read first time. To Com. on RLS. for assignment.
5/13/2025SenateRead third time. Passed. Ordered to the Senate. (Ayes 74. Noes 0. Page 1512.)
5/12/2025HouseRead second time. Ordered to third reading.
5/1/2025HouseFrom committee: Do pass. (Ayes 14. Noes 0.) (April 30).
4/30/2025HouseIn committee: Hearing postponed by committee.
4/23/2025HouseRe-referred to Com. on APPR.
4/7/2025HouseRead second time and amended.
4/3/2025HouseFrom committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 17. Noes 0.) (April 2).
4/2/2025House
Bill Text
Chaptered
10/10/2025
Enrolled
9/16/2025
Amended Senate
9/4/2025
Amended Senate
6/3/2025
Amended Assembly
4/3/2025
Amended Assembly
3/18/2025
Introduced
2/19/2025