All Roll Calls
Yes: 192 • No: 2
ConnecticutHB 068972025 Regular SessionHouseWALLET
AN ACT EXTENDING THE SUNSET DATE FOR PERSONAL RISK INSURANCE RATE FILINGS.
Sponsored By: Insurance and Real Estate Committee
Signed by Governor
Summary
To extend the sunset date for personal risk insurance rate filings.
insurance and real estate
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Connecticut extends limits on personal insurance rates
Effective June 30, 2025, Connecticut extends its personal risk insurance rate-filing rules until July 1, 2030. Qualifying rates filed with the Insurance Commissioner take effect on the filing date. Across all coverages in a filing, statewide rate increases or decreases cannot exceed 6% overall. Increases in any one territory cannot exceed 15%. Insurers generally can file only once every 12 months. Additional filings are allowed only when their combined effect with filings from the preceding 12 months stays within both caps. These caps do not limit changes to an individual policyholder’s premium. Residual market rates are excluded from this framework.
Sponsors & Cosponsors
Sponsor
Insurance and Real Estate Committee
Affiliation unavailable
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 2/20/2025
INS Vote Tally Sheet (Joint Favorable Substitute)
Yes: 12 • No: 1
Senate vote • 2/20/2025
Senate Roll Call Vote 365
Yes: 36 • No: 0
House vote • 2/20/2025
House Roll Call Vote 73
Yes: 144 • No: 1
Actions Timeline
Signed by the Governor
6/23/2025legislatureTransmitted by Secretary of the State to Governor
6/16/2025legislatureTransmitted to the Secretary of State
6/16/2025legislaturePublic Act 25-86
6/10/2025legislatureOn Consent Calendar / In Concurrence
6/3/2025legislatureSenate Passed
6/3/2025SenateSenate Calendar Number 450
5/9/2025SenateFavorable Report, Tabled for the Calendar, Senate
5/9/2025SenateHouse Passed
5/7/2025HouseFile Number 59
3/6/2025legislatureHouse Calendar Number 67
3/6/2025HouseFavorable Report, Tabled for the Calendar, House
3/6/2025HouseReported Out of Legislative Commissioners' Office
3/6/2025legislatureReferred to Office of Legislative Research and Office of Fiscal Analysis 03/05/25 5:00 PM
2/28/2025legislatureFiled with Legislative Commissioners' Office
2/20/2025legislatureJoint Favorable Substitute
2/20/2025legislaturePublic Hearing 02/11
2/7/2025legislatureReferred to Joint Committee on Insurance and Real Estate
2/6/2025legislature
Bill Text
Public Act No. 25-86
6/10/2025
File No. 59
3/6/2025
INS Joint Favorable Substitute
2/20/2025
Raised Bill
2/6/2025
Bill Analysis For File Copy 59
Fiscal Note For File Copy 59
House Roll Call Vote 73
INS Joint Fav. Rpt
INS Vote Tally Sheet (Joint Favorable Substitute)
Senate Roll Call Vote 365
Summary for Public Act No. 25-86
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