All Roll Calls
Yes: 181 • No: 62
ConnecticutSB 013962025 Regular SessionSenateWALLET
AN ACT CONCERNING EARNED BUT UNPAID WAGE OR SALARY INCOME ADVANCES.
Sponsored By: Banking Committee
Signed by Governor
Summary
To establish various requirements concerning earned but unpaid wage or salary income advances.
banking
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Fee caps protect workers’ wage advances
Beginning October 1, 2025, Connecticut treats qualifying advances on earned but unpaid wages as small loans. Providers must verify those earnings for Connecticut borrowers. Each advance must be under $750 and cannot exceed unpaid earnings for one pay period. Total finance charges cannot exceed $4 per advance or $30 per month. Wages employers pay directly before regular payday under Connecticut wage law are excluded from these small-loan rules.
Sponsors & Cosponsors
Sponsor
Banking Committee
Affiliation unavailable
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
Senate vote • 5/12/2025
APP Vote Tally Sheet (Joint Favorable)
Yes: 35 • No: 13
Senate vote • 3/11/2025
BA Vote Tally Sheet (Joint Favorable)
Yes: 13 • No: 0
House vote • 3/11/2025
House Roll Call Vote 349 AS AMENDED
Yes: 101 • No: 46
Senate vote • 3/11/2025
Senate Roll Call Vote 298
Yes: 32 • No: 3
Actions Timeline
Signed by the Governor
7/8/2025legislatureTransmitted by Secretary of the State to Governor
6/25/2025legislatureTransmitted to the Secretary of State
6/25/2025legislaturePublic Act 25-155
6/17/2025legislatureIn Concurrence
6/4/2025legislatureHouse Passed as Amended by Senate Amendment Schedule A
6/4/2025HouseHouse Adopted Senate Amendment Schedule A
6/4/2025HouseHouse Calendar Number 675
5/30/2025HouseFavorable Report, Tabled for the Calendar, House
5/30/2025HouseRules Suspended, Transmitted to the House
5/30/2025HouseSenate Passed as Amended by Senate Amendment Schedule A
5/30/2025SenateSenate Adopted Senate Amendment Schedule A 9730
5/30/2025SenateFavorable Report, Tabled for the Calendar, Senate
5/13/2025SenateNo New File by Committee on Appropriations
5/13/2025legislatureReported Out of Legislative Commissioners' Office
5/13/2025legislatureFiled with Legislative Commissioners' Office
5/13/2025legislatureJoint Favorable
5/12/2025legislatureImmediate Transmittal
5/8/2025legislatureReferred by Senate to Committee on Appropriations
5/8/2025SenateFile Number 291
3/27/2025legislatureSenate Calendar Number 191
3/27/2025SenateFavorable Report, Tabled for the Calendar, Senate
3/27/2025SenateReported Out of Legislative Commissioners' Office
3/27/2025legislatureReferred to Office of Legislative Research and Office of Fiscal Analysis 03/26/25 5:00 PM
3/21/2025legislatureFiled with Legislative Commissioners' Office
3/11/2025legislature
Bill Text
Public Act No. 25-155
5/30/2025
File No. 291
3/27/2025
APP Joint Favorable
3/11/2025
BA Joint Favorable
3/11/2025
Raised Bill
2/27/2025
APP Joint Fav. Rpt
APP Vote Tally Sheet (Joint Favorable)
BA Joint Fav. Rpt
BA Vote Tally Sheet (Joint Favorable)
Bill Analysis For File Copy 291
Bill Analysis for SB-1396, as amended by Senate "A"
Fiscal Note For File Copy 291
Fiscal Note for Amendment LCO 8905 (No Fiscal Impact)
Fiscal Note for Amendment LCO 9730 (No Fiscal Impact)
Fiscal Note for SB-1396, As Amended by Senate "A" (LCO 9730)
House Roll Call Vote 349 AS AMENDED
Senate LCO Amendment #8905 (J)
Senate Roll Call Vote 298
Senate Schedule A LCO# 9730 (J)
Summary for Public Act No. 25-155
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