GeorgiaSB 1092025-2026 Regular SessionSenateWALLET

Life Insurance; a policy of group life insurance from excluding or restricting liability for certain deaths occurring while an individual is an active duty service member; prohibit

Sponsored By: John Albers (Republican), Tonya Anderson (Democrat), Jason T. Dickerson (Republican), Gail Davenport (Democrat), Russ Goodman (Republican), Sonya Halpern (Democrat), Ed Harbison (Democrat), Sally Harrell (Democrat), Kim Jackson (Democrat), Donzella James (Democrat), Harold Jones II (Democrat), RaShaun Kemp (Democrat), Kay Kirkpatrick (Republican), David Lucas (Democrat), Randal Mangham (Democrat), Josh McLaurin (Democrat), Nikki Merritt (Democrat), Nan Orrock (Democrat), Elena Parent (Democrat), Nabilah Parkes (Democrat), Chuck Payne (Republican), Sheikh Rahman (Democrat), Michael 'Doc' Rhett (Democrat), Randy Robertson (Republican), Freddie Powell Sims (Democrat), Carden Summers (Republican), Larry Walker (Republican), Ben Watson (Republican), Sam Watson (Republican), Kenya Wicks (Democrat)

Became Law

InsuranceVeterans, Military, and Homeland SecurityGeneral Bill

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Group life must cover non-war service deaths

In Georgia, group life insurers cannot exclude or limit a payout just because the person died while serving in the regular or reserve U.S. armed forces. The only exception is when the death results, directly or indirectly, from war or any act or hazard of war. This protects policy payouts for service members and their families after non-war deaths under a group policy issued in Georgia.

Sponsors & Cosponsors

Cosponsors

Eddie Lumsden
Republican • House

Roll Call Votes

All Roll Calls

Yes: 225 • No: 0

House vote • 3/18/2025

PASSAGE

Yes: 172 • No: 0

Senate vote • 3/6/2025

PASSAGE BY SUBSTITUTE

Yes: 53 • No: 0

Actions Timeline

Effective Date
6/1/2025
Senate Date Signed by Governor
5/9/2025Senate
Act 75
5/9/2025
Senate Sent to Governor
4/7/2025Senate
House Third Readers
3/18/2025House
House Passed/Adopted
3/18/2025House
House Committee Favorably Reported
3/13/2025House
House Second Readers
3/11/2025House
House First Readers
3/10/2025House
Senate Third Read
3/6/2025Senate
Senate Passed/Adopted By Substitute
3/6/2025Senate
Senate Read Second Time
2/27/2025Senate
Senate Committee Favorably Reported By Substitute
2/26/2025Senate
Senate Read and Referred
2/6/2025Senate
Senate Hopper
2/5/2025Senate

Bill Text

SB 109/AP* (v7)
PDF

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