All Roll Calls
Yes: 184 • No: 0
IowaSF 244891st General Assembly (2025–2026)SenateWALLET
A bill for an act relating to residential real estate, including access to records of unit owners associations and the disclosure of home inspection information. (Formerly SSB 3144.) Effective date: 07/01/2026.
Sponsored By: COMMITTEE ON COMMERCE
Signed by Governor
commerce
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
More association disclosures, with capped records fees
Beginning July 1, 2026, Iowa unit owners associations must include a certificate in provided records showing paid or overdue dues, fees, and assessments, plus formally approved future charges. Records must also list all property ownership transfer fees within the community. Associations, their designees, or management companies can charge reasonable records fees, including costs to prepare and provide the certificate. Fees cannot exceed the applicable estimated record production or copying costs, or reasonable certificate costs. Owners or their authorized agents can request supporting documents explaining the fee.
Sellers gain inspection details and cancellation rights
Beginning July 1, 2026, Iowa home sellers can request free inspection report sections about repairs requested by buyers or their agents. Buyers or their authorized agents must provide those sections or risk the seller canceling the purchase contract without penalty. The right covers only sections tied to the requested repairs, not the full report. Inspectors still need their client's consent to share reports unless sharing is otherwise required by law.
Sponsors & Cosponsors
Sponsor
COMMITTEE ON COMMERCE
Affiliation unavailable
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
Senate vote • 4/6/2026
Passed Senate
Yes: 47 • No: 0
House vote • 3/24/2026
Passed House
Yes: 95 • No: 0
Senate vote • 3/5/2026
Passed Senate
Yes: 42 • No: 0
Actions Timeline
Signed by Governor.
4/30/2026SenateReported correctly enrolled, signed by President and Speaker, and sent to Governor.
4/30/2026SenateMessage from Senate.
4/6/2026HouseImmediate message.
4/6/2026SenatePassed Senate, yeas 47, nays 0.
4/6/2026SenateSenate concurred with S-5129.
4/6/2026SenateExplanation of vote.
3/30/2026HouseMessage from House, with amendment S-5129.
3/24/2026SenateImmediate message.
3/24/2026HousePassed House, yeas 95, nays 0.
3/24/2026HouseAmendment H-8244 adopted, as amended.
3/24/2026HouseAmendment H-8257 to amendment H-8244 adopted.
3/24/2026HouseAmendment H-8257 filed.
3/23/2026HouseAmendment H-8244 filed.
3/19/2026HousePlaced on calendar.
3/19/2026HouseCommittee vote: Yeas, 22. Nays, 0. Excused, 1.
3/19/2026HouseCommittee report, recommending passage.
3/19/2026HouseSubcommittee recommends passage.
3/11/2026legislatureSubcommittee Meeting: 03/11/2026 12:30PM RM 102.
3/10/2026legislatureSubcommittee reassigned: Nordman, Judge and Young.
3/10/2026HouseSubcommittee: Young, Blom and McBurney.
3/9/2026HouseRead first time, referred to Commerce.
3/5/2026HouseMessage from Senate.
3/5/2026HouseImmediate message.
3/5/2026SenatePassed Senate, yeas 42, nays 0.
3/5/2026Senate
Bill Text
As Introduced
Enrolled
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