IowaSF 37891st General Assembly (2025–2026)SenateWALLET

A bill for an act relating to speed limits, including the speed limit range for which certain excessive speed violations cannot be considered for certain purposes and the default speed limit for all vehicular traffic, and making penalties applicable. (Formerly SF 73.) Effective date: 07/01/2026.

Sponsored By: COMMITTEE ON TRANSPORTATION

Signed by Governor

transportation

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Bill Overview

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

Drivers get broader minor speeding exclusions

Beginning July 1, 2026, Iowa excludes more minor speeding violations from its driver-license review. The exclusion covers the first two violations in any 12-month period. Each must be 10 mph or less over the limit in a zone with a 34–61 mph limit. During driver probation, the department also excludes the first two qualifying violations when determining a conviction under the probation rules. That separate limit applies across the probation period, not a 12-month period.

Broader insurance protection for minor speeding

Beginning July 1, 2026, Iowa insurers cannot count the first two qualifying speeding violations in any 12 months when setting rates. They also cannot use them to cancel a policy or refuse renewal. Each violation must be 10 mph or less over the limit; violations from July 1, 2026, onward qualify in 34–61 mph zones. Older violations qualify in 34–56 mph zones from May 12, 1987, through June 30, 2026. From July 1, 1986, through May 11, 1987, qualifying zones have limits above 35 mph; driving-record summaries must flag qualifying violations.

Iowa drivers get higher default speed

Beginning July 1, 2026, Iowa's default speed limit rises from 55 to 60 mph for all vehicular traffic. This applies only where no other law or speed restriction sets a different limit. When updating signs, agencies can use temporary overlays or stickers approved by the Iowa Department of Transportation. These can stay until signs are replaced under the department's schedule and specifications.

Sponsors & Cosponsors

Sponsor

  • COMMITTEE ON TRANSPORTATION

    Affiliation unavailable

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 140 • No: 44

Senate vote • 4/22/2026

Passed Senate

Yes: 28 • No: 16

House vote • 4/1/2026

Passed House

Yes: 76 • No: 16

Senate vote • 3/18/2025

Passed Senate

Yes: 36 • No: 12

Actions Timeline

  1. Fiscal note.

    6/2/2026legislature
  2. Signed by Governor.

    6/1/2026Senate
  3. Reported correctly enrolled, signed by President and Speaker, and sent to Governor.

    5/5/2026Senate
  4. Message from Senate.

    4/22/2026House
  5. Immediate message.

    4/22/2026Senate
  6. Passed Senate, yeas 28, nays 16.

    4/22/2026Senate
  7. Senate concurred with S-5153.

    4/22/2026Senate
  8. Fiscal note.

    4/7/2026legislature
  9. Message from House, with amendment S-5153.

    4/2/2026Senate
  10. Immediate message.

    4/1/2026House
  11. Passed House, yeas 76, nays 16.

    4/1/2026House
  12. Committee amendment H-8231 out of order.

    4/1/2026House
  13. Amendment H-8245 adopted.

    4/1/2026House
  14. Committee amendment H-8231 deferred.

    4/1/2026House
  15. Placed on calendar under unfinished business.

    3/26/2026House
  16. Amendment H-8245 filed.

    3/19/2026House
  17. Placed on calendar.

    3/18/2026House
  18. Committee amendment H-8231 filed.

    3/18/2026House
  19. Committee vote: Yeas, 19. Nays, 0. Excused, 2.

    3/18/2026House
  20. Committee report, recommending amendment and passage.

    3/18/2026House
  21. Subcommittee recommends passage.

    3/11/2026legislature
  22. Subcommittee Meeting: [].

    3/9/2026legislature
  23. Subcommittee reassigned: Jones, Gosa and Siegrist.

    3/5/2026House
  24. Subcommittee: Meggers, Gosa and Henderson.

    3/3/2026House
  25. * * * * * END OF 2025 ACTIONS * * * * *

    12/31/2025legislature

Bill Text

Related Bills

Back to State Legislation