IllinoisHB0035104th General Assembly (2025–2026)House

AI USE IN HEALTH INSURANCE ACT

Sponsored By: Sponsor information unavailable

Passed House

Summary

Creates the Artificial Intelligence Systems Use in Health Insurance Act. Provides that the Department of Insurance's regulatory oversight of insurers includes oversight of an insurer's use of AI systems to make or support adverse determinations that affect consumers. Provides that any insurer authorized to operate in the State is subject to review by the Department in an investigation or market conduct action regarding the development, implementation, and use of AI systems or predictive models and the outcomes from the use of those AI systems or predictive models. Provides that an insurer authorized to do business in Illinois shall not issue an adverse consumer outcome with regard to the denial, reduction, or termination of insurance plans or benefits that result solely from the use or application of any AI system or predictive model. Provides that any decision-making process for the denial, reduction, or termination of insurance plans or benefits that results from the use of AI systems or predictive models shall be meaningfully reviewed, in accordance with review procedures determined by Department rules, by an individual with authority to override the AI systems and determinations. Authorizes the Department to adopt emergency rules to implement the Act and to adopt rules concerning standards for full and fair disclosure of an insurer's use of AI systems. Makes a conforming change in the Illinois Administrative Procedure Act.

insuranceassignmentsexecutive

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsors

There is no primary sponsor on record.

Cosponsors

  • Bob Morgan

    Democratic • House

  • Curtis J. Tarver, II

    Democratic • House

  • Graciela Guzmán

    Democratic • Senate

  • Hoan Huynh

    Democratic • House

  • Janet Yang Rohr

    Democratic • House

  • Jennifer Gong-Gershowitz

    Democratic • House

  • Laura Fine

    Democratic • Senate

  • Lilian Jiménez

    Democratic • House

  • Nicolle Grasse

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 100 • No: 45

House vote • 4/9/2025

Third Reading - Short Debate - Passed

Yes: 79 • No: 35

House vote • 4/8/2025

House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee;

Yes: 10 • No: 4

House vote • 3/11/2025

Do Pass / Short Debate Insurance Committee;

Yes: 11 • No: 6

Actions Timeline

  1. Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments

    6/2/2025Senate
  2. Rule 3-9(a) / Re-referred to Assignments

    6/2/2025Senate
  3. Added as Alternate Co-Sponsor Sen. Graciela Guzmán

    5/27/2025Senate
  4. Rule 2-10 Committee Deadline Established As June 1, 2025

    5/23/2025Senate
  5. Senate Committee Amendment No. 1 Assignments Refers to Executive

    5/13/2025Senate
  6. Senate Committee Amendment No. 1 Referred to Assignments

    5/12/2025Senate
  7. Senate Committee Amendment No. 1 Filed with Secretary by Sen. Laura Fine

    5/12/2025Senate
  8. Rule 2-10 Committee Deadline Established As May 23, 2025

    5/9/2025Senate
  9. Assigned to Executive

    4/23/2025Senate
  10. Referred to Assignments

    4/10/2025Senate
  11. First Reading

    4/10/2025Senate
  12. Chief Senate Sponsor Sen. Laura Fine

    4/10/2025Senate
  13. Placed on Calendar Order of First Reading

    4/10/2025Senate
  14. Arrive in Senate

    4/10/2025Senate
  15. Added Co-Sponsor Rep. Hoan Huynh

    4/10/2025House
  16. Added Co-Sponsor Rep. Curtis J. Tarver, II

    4/9/2025House
  17. Added Co-Sponsor Rep. Jennifer Gong-Gershowitz

    4/9/2025House
  18. Added Co-Sponsor Rep. Nicolle Grasse

    4/9/2025House
  19. Third Reading - Short Debate - Passed 079-035-000

    4/9/2025House
  20. Placed on Calendar Order of 3rd Reading - Short Debate

    4/9/2025House
  21. House Floor Amendment No. 1 Adopted

    4/9/2025House
  22. Added Co-Sponsor Rep. Janet Yang Rohr

    4/9/2025House
  23. House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 010-004-000

    4/8/2025House
  24. House Floor Amendment No. 1 Rules Refers to Insurance Committee

    4/7/2025House
  25. House Floor Amendment No. 1 Referred to Rules Committee

    4/4/2025House

Bill Text

  • Engrossed

  • House Amendment 1

  • Introduced

  • Senate Amendment 1

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