IllinoisHB1577104th General Assembly (2025–2026)HouseWALLET

INS CD-DEPENDENT PARENTS

Sponsored By: Sponsor information unavailable

Signed by Governor

Summary

Amends the Illinois Insurance Code. Excludes student health insurance coverage from a provision requiring group or individual policies of accident and health insurance that provide dependent coverage to make that dependent coverage available to the parent or stepparent of the insured if certain conditions are met. Effective immediately.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Health coverage expands for qualifying dependent parents

Illinois insurers offering dependent coverage must make it available to qualifying parents and stepparents. This applies to group or individual accident and health policies issued, amended, delivered, or renewed after January 1, 2026. The parent or stepparent must be a qualifying relative under federal tax law, 26 U.S.C. 152(d). They must also live within the policy’s service area. Excluded coverage includes specialized health care service plans, including student health insurance; Medicare supplement insurance; hospital-only policies; and accident-only policies. Specified disease policies that reimburse hospital, medical, or surgical expenses are also excluded. The law does not set premiums or household savings.

Sponsors & Cosponsors

Sponsors

There is no primary sponsor on record.

Cosponsors

  • Hoan Huynh

    Democratic • House

  • Rachel Ventura

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 198 • No: 0

Senate vote • 5/22/2025

Third Reading - Passed;

Yes: 58 • No: 0

Senate vote • 4/30/2025

Do Pass Insurance;

Yes: 9 • No: 0

House vote • 4/9/2025

Third Reading - Short Debate - Passed

Yes: 115 • No: 0

House vote • 2/25/2025

Do Pass / Short Debate Insurance Committee;

Yes: 16 • No: 0

Actions Timeline

  1. Public Act . . . . . . . . . 104-0189

    8/15/2025House
  2. Effective Date August 15, 2025

    8/15/2025House
  3. Governor Approved

    8/15/2025House
  4. Sent to the Governor

    6/20/2025House
  5. Passed Both Houses

    5/22/2025House
  6. Third Reading - Passed; 058-000-000

    5/22/2025Senate
  7. Placed on Calendar Order of 3rd Reading **

    5/20/2025Senate
  8. Placed on Calendar Order of 3rd Reading May 8, 2025

    5/7/2025Senate
  9. Second Reading

    5/7/2025Senate
  10. Placed on Calendar Order of 2nd Reading May 1, 2025

    4/30/2025Senate
  11. Do Pass Insurance; 009-000-000

    4/30/2025Senate
  12. Assigned to Insurance

    4/23/2025Senate
  13. Referred to Assignments

    4/9/2025Senate
  14. First Reading

    4/9/2025Senate
  15. Chief Senate Sponsor Sen. Rachel Ventura

    4/9/2025Senate
  16. Placed on Calendar Order of First Reading

    4/9/2025Senate
  17. Arrive in Senate

    4/9/2025Senate
  18. Third Reading - Short Debate - Passed 115-000-000

    4/9/2025House
  19. Placed on Calendar Order of 3rd Reading - Short Debate

    3/19/2025House
  20. Second Reading - Short Debate

    3/19/2025House
  21. Placed on Calendar 2nd Reading - Short Debate

    2/26/2025House
  22. Do Pass / Short Debate Insurance Committee; 016-000-000

    2/25/2025House
  23. Assigned to Insurance Committee

    2/18/2025House
  24. Referred to Rules Committee

    1/28/2025House
  25. First Reading

    1/28/2025House

Bill Text

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