IllinoisHB2425104th General Assembly (2025–2026)HouseWALLET

INS CD-DISCRIMINATION-FELONY

Sponsored By: Sponsor information unavailable

Signed by Governor

Summary

Amends the Illinois Insurance Code. Provides that an insurer or producer authorized to issue policies of insurance in the State may not make a distinction or otherwise discriminate between persons, reject an applicant, cancel a policy, or demand or require a higher rate of premium for reasons based solely upon the basis that an applicant or insured has been convicted of a felony.

insuranceassignments

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Funeral insurance protections for people with felonies

In Illinois, life insurers cannot deny or end funeral insurance coverage solely because you have a felony conviction. They also cannot limit coverage or charge a different rate for the same policy solely for that reason. This applies only to policies marketed and sold exclusively to cover funeral and burial costs. The law does not require coverage for people actively incarcerated for a felony conviction.

Sponsors & Cosponsors

Sponsors

There is no primary sponsor on record.

Cosponsors

  • Adriane L. Johnson

    Democratic • Senate

  • Camille Y. Lilly

    Democratic • House

  • Christopher Belt

    Democratic • Senate

  • Doris Turner

    Democratic • Senate

  • Emil Jones, III

    Democratic • Senate

  • Javier L. Cervantes

    Democratic • Senate

  • Jawaharial Williams

    Democratic • House

  • Jehan Gordon-Booth

    Democratic • House

  • Justin Slaughter

    Democratic • House

  • Kelly M. Cassidy

    Democratic • House

  • Kimberly Du Buclet

    Democratic • House

  • La Shawn K. Ford

    Democratic • House

  • Lakesia Collins

    Democratic • Senate

  • Lisa Davis

    Democratic • House

  • Mary Beth Canty

    Democratic • House

  • Mary Edly-Allen

    Democratic • Senate

  • Michael Crawford

    Democratic • House

  • Michelle Mussman

    Democratic • House

  • Mike Simmons

    Democratic • Senate

  • Rachel Ventura

    Democratic • Senate

  • Rita Mayfield

    Democratic • House

  • Sonya M. Harper

    Democratic • House

  • Thaddeus Jones

    Democratic • House

  • Yolonda Morris

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 139 • No: 70

Senate vote • 5/29/2025

Third Reading - Passed;

Yes: 36 • No: 18 • Other: 1

Senate vote • 5/27/2025

Do Pass Insurance;

Yes: 8 • No: 4

House vote • 4/10/2025

Third Reading - Short Debate - Passed

Yes: 76 • No: 38

House vote • 3/25/2025

House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee;

Yes: 10 • No: 5

House vote • 3/4/2025

Do Pass / Short Debate Insurance Committee;

Yes: 9 • No: 5

Actions Timeline

  1. Public Act . . . . . . . . . 104-0224

    8/15/2025House
  2. Effective Date January 1, 2026

    8/15/2025House
  3. Governor Approved

    8/15/2025House
  4. Sent to the Governor

    6/24/2025House
  5. Added as Alternate Co-Sponsor Sen. Mary Edly-Allen

    5/30/2025Senate
  6. Added as Alternate Co-Sponsor Sen. Lakesia Collins

    5/29/2025Senate
  7. Added as Alternate Co-Sponsor Sen. Javier L. Cervantes

    5/29/2025Senate
  8. Added as Alternate Co-Sponsor Sen. Emil Jones, III

    5/29/2025Senate
  9. Passed Both Houses

    5/29/2025House
  10. Third Reading - Passed; 036-018-001

    5/29/2025Senate
  11. Placed on Calendar Order of 3rd Reading May 28, 2025

    5/27/2025Senate
  12. Second Reading

    5/27/2025Senate
  13. Placed on Calendar Order of 2nd Reading

    5/27/2025Senate
  14. Do Pass Insurance; 008-004-000

    5/27/2025Senate
  15. Rule 2-10 Third Reading/Passage Deadline Established As June 1, 2025

    5/27/2025Senate
  16. Added as Alternate Co-Sponsor Sen. Mike Simmons

    5/27/2025Senate
  17. Added as Alternate Chief Co-Sponsor Sen. Christopher Belt

    5/27/2025Senate
  18. Added as Alternate Co-Sponsor Sen. Rachel Ventura

    5/27/2025Senate
  19. Added as Alternate Co-Sponsor Sen. Doris Turner

    5/27/2025Senate
  20. Rule 2-10 Committee Deadline Established As June 1, 2025

    5/23/2025Senate
  21. Rule 2-10 Committee Deadline Established As May 23, 2025

    5/9/2025Senate
  22. Assigned to Insurance

    4/29/2025Senate
  23. Referred to Assignments

    4/25/2025Senate
  24. First Reading

    4/25/2025Senate
  25. Chief Senate Sponsor Sen. Adriane L. Johnson

    4/25/2025Senate

Bill Text

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