IllinoisHB3595104th General Assembly (2025–2026)House

INS CD-PET INSURANCE

Sponsored By: Sponsor information unavailable

Became Law

Summary

Amends the Illinois Insurance Code. Creates the Pet Insurance Article of the Code. Defines terms. Requires a pet insurer to disclose coverage exclusions, limitations, waiting periods, and other information. Provides that pet insurance applicants shall have the right to examine and return the policy, certificate, or rider to the company or an agent or insurance producer of the company within 30 days of its receipt and to have the premium refunded if, after examination of the policy, certificate, or rider, the applicant is not satisfied for any reason. Provides that a pet insurer may issue policies that exclude coverage on the basis of one or more preexisting conditions with appropriate disclosure to the consumer. Provides that a pet insurer may issue policies that impose waiting periods upon effectuation of the policy that do not exceed 30 days for illnesses or orthopedic conditions not resulting from an accident. Prohibits waiting periods for accidents. Provides that no pet insurer or insurance producer shall market a wellness program as pet insurance. Sets forth provisions concerning wellness programs sold by a pet insurer or insurance producer.

insuranceassignmentschild care accessibility & early childhood education

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsors

There is no primary sponsor on record.

Cosponsors

  • Bob Morgan

    Affiliation unavailable

  • Dave Vella

    Affiliation unavailable

  • Joyce Mason

    Affiliation unavailable

  • Julie A. Morrison

    Affiliation unavailable

  • Justin Cochran

    Affiliation unavailable

  • Laura Faver Dias

    Affiliation unavailable

  • Margaret A. DeLaRosa

    Affiliation unavailable

  • Maura Hirschauer

    Affiliation unavailable

  • Nicolle Grasse

    Affiliation unavailable

  • Suzanne M. Ness

    Affiliation unavailable

Roll Call Votes

All Roll Calls

Yes: 394 • No: 85

House vote 5/31/2026

Senate Floor Amendment No. 2 House Concurs

Yes: 80 • No: 33

House vote 5/31/2026

Senate Floor Amendment No. 1 House Concurs

Yes: 80 • No: 33

House vote 5/31/2026

Senate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Child Care Accessibility & Early Childhood Education;

Yes: 9 • No: 4

House vote 5/31/2026

Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Child Care Accessibility & Early Childhood Education;

Yes: 9 • No: 4

Senate vote 5/30/2026

Third Reading - Passed;

Yes: 50 • No: 7

Senate vote 5/13/2026

Senate Floor Amendment No. 1 Recommend Do Adopt Executive;

Yes: 9 • No: 4

House vote 4/14/2026

Third Reading - Standard Debate - Passed

Yes: 104 • No: 0

House vote 4/9/2026

House Floor Amendment No. 3 Recommends Be Adopted Insurance Committee;

Yes: 16 • No: 0

House vote 3/24/2026

House Floor Amendment No. 2 Recommends Be Adopted Insurance Committee;

Yes: 15 • No: 0

House vote 2/11/2026

Approved for Consideration Rules Committee;

Yes: 5 • No: 0

House vote 3/18/2025

Do Pass / Short Debate Insurance Committee;

Yes: 17 • No: 0

Actions Timeline

  1. Public Act . . . . . . . . . 104-0480

    6/26/2026House
  2. Effective Date July 1, 2026

    6/26/2026House
  3. Governor Approved

    6/26/2026House
  4. Sent to the Governor

    6/23/2026House
  5. Added Co-Sponsor Rep. Margaret A. DeLaRosa

    5/31/2026House
  6. Passed Both Houses

    5/31/2026House
  7. House Concurs

    5/31/2026House
  8. Senate Floor Amendment No. 2 House Concurs 080-033-000

    5/31/2026House
  9. Senate Floor Amendment No. 1 House Concurs 080-033-000

    5/31/2026House
  10. Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Child Care Accessibility & Early Childhood Education; 009-004-000

    5/31/2026House
  11. Senate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Child Care Accessibility & Early Childhood Education; 009-004-000

    5/31/2026House
  12. Senate Floor Amendment No. 2 Motion to Concur Rules Referred to Child Care Accessibility & Early Childhood Education

    5/30/2026House
  13. Senate Floor Amendment No. 1 Motion to Concur Rules Referred to Child Care Accessibility & Early Childhood Education

    5/30/2026House
  14. Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee

    5/30/2026House
  15. Senate Floor Amendment No. 1 Motion to Concur Referred to Rules Committee

    5/30/2026House
  16. Senate Floor Amendment No. 2 Motion Filed Concur Rep. Joyce Mason

    5/30/2026House
  17. Senate Floor Amendment No. 1 Motion Filed Concur Rep. Joyce Mason

    5/30/2026House
  18. Placed on Calendar Order of Concurrence Senate Amendment(s) 1, 2

    5/30/2026House
  19. Arrived in House

    5/30/2026House
  20. Third Reading - Passed; 050-007-000

    5/30/2026Senate
  21. Placed on Calendar Order of 3rd Reading

    5/30/2026Senate
  22. Senate Floor Amendment No. 2 Adopted; Morrison

    5/30/2026Senate
  23. Recalled to Second Reading

    5/30/2026Senate
  24. Senate Floor Amendment No. 2 Be Approved for Consideration Assignments

    5/29/2026Senate
  25. Alternate Chief Sponsor Changed to Sen. Julie A. Morrison

    5/29/2026Senate

Bill Text

  • Engrossed

  • Enrolled

  • House Amendment 1

  • House Amendment 2

  • House Amendment 3

  • Introduced

  • Senate Amendment 1

  • Senate Amendment 2

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