IllinoisHB3607104th General Assembly (2025–2026)House

INS CD-LIMIT COST SHARING

Sponsored By: Camille Y. Lilly (Democratic)

In Committee

Summary

Amends the Illinois Insurance Code. Provides that a group or individual policy of accident or health insurance that is issued, amended, delivered, or renewed on or after January 1, 2027 shall not charge insured persons a copayment as a method of cost-sharing or include a deductible greater than $1,000. Provides that yearly out-of-pocket expenses for insured persons must be less than or equal to $1,500. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions.

insurance

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsor

  • Camille Y. Lilly

    Democratic • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 16 • No: 6

House vote 3/12/2026

Approved for Consideration Rules Committee;

Yes: 5 • No: 0

House vote 3/20/2025

Do Pass / Short Debate Insurance Committee;

Yes: 11 • No: 6

Actions Timeline

  1. Rule 19(a) / Re-referred to Rules Committee

    4/17/2026House
  2. Placed on Calendar 2nd Reading - Short Debate

    3/12/2026House
  3. Approved for Consideration Rules Committee; 005-000-000

    3/12/2026House
  4. Rule 19(a) / Re-referred to Rules Committee

    4/11/2025House
  5. Held on Calendar Order of Second Reading - Short Debate

    3/26/2025House
  6. Second Reading - Short Debate

    3/26/2025House
  7. Placed on Calendar 2nd Reading - Short Debate

    3/21/2025House
  8. Do Pass / Short Debate Insurance Committee; 011-006-000

    3/20/2025House
  9. Assigned to Insurance Committee

    3/11/2025House
  10. Referred to Rules Committee

    2/18/2025House
  11. First Reading

    2/18/2025House
  12. Filed with the Clerk by Rep. Camille Y. Lilly

    2/7/2025House

Bill Text

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