IllinoisHB3755104th General Assembly (2025–2026)House

INS CD-AUTOMOBILE THEFT

Sponsored By: Thaddeus Jones (Democratic)

Passed

Summary

Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the vehicle. Provides that nothing in the provisions prohibits a company from investigating and denying a claim due to fraudulent acts. Effective January 1, 2026.

insuranceassignments

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsor

  • Thaddeus Jones

    Democratic • House

Cosponsors

  • Bob Morgan

    Democratic • House

  • Camille Y. Lilly

    Democratic • House

  • Julie A. Morrison

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 98 • No: 49

House vote 4/11/2025

Third Reading - Short Debate - Passed

Yes: 76 • No: 39

House vote 4/9/2025

House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee;

Yes: 11 • No: 4

House vote 3/20/2025

Do Pass / Short Debate Insurance Committee;

Yes: 11 • No: 6

Actions Timeline

  1. Referred to Assignments

    4/14/2025Senate
  2. First Reading

    4/14/2025Senate
  3. Chief Senate Sponsor Sen. Julie A. Morrison

    4/14/2025Senate
  4. Placed on Calendar Order of First Reading

    4/14/2025Senate
  5. Arrive in Senate

    4/14/2025Senate
  6. Third Reading - Short Debate - Passed 076-039-000

    4/11/2025House
  7. Placed on Calendar Order of 3rd Reading - Short Debate

    4/11/2025House
  8. House Floor Amendment No. 1 Adopted

    4/11/2025House
  9. House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 011-004-000

    4/9/2025House
  10. House Floor Amendment No. 1 Rules Refers to Insurance Committee

    4/8/2025House
  11. Added Co-Sponsor Rep. Camille Y. Lilly

    4/8/2025House
  12. House Floor Amendment No. 1 Referred to Rules Committee

    4/8/2025House
  13. House Floor Amendment No. 1 Filed with Clerk by Rep. Thaddeus Jones

    4/8/2025House
  14. Held on Calendar Order of Second Reading - Short Debate

    3/26/2025House
  15. Second Reading - Short Debate

    3/26/2025House
  16. Placed on Calendar 2nd Reading - Short Debate

    3/21/2025House
  17. Do Pass / Short Debate Insurance Committee; 011-006-000

    3/20/2025House
  18. Added Chief Co-Sponsor Rep. Bob Morgan

    3/20/2025House
  19. Assigned to Insurance Committee

    3/11/2025House
  20. Referred to Rules Committee

    2/18/2025House
  21. First Reading

    2/18/2025House
  22. Filed with the Clerk by Rep. Thaddeus Jones

    2/7/2025House

Bill Text

  • Engrossed

  • House Amendment 1

  • Introduced

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