IllinoisHB3799104th General Assembly (2025–2026)House

INS-CLIMATE RISK DISCLOSURE

Sponsored By: Robyn Gabel (Democratic)

Passed

Summary

Amends the Illinois Insurance Code. Provides that specified notices of cancellation of insurance must be mailed at least 30 days prior to the effective date of cancellation to the named insured if the effective date of cancellation is within the first 60 days of coverage. Provides that, after the coverage has been effective for 61 days or more, all notices must be mailed at least 60 days prior to the effective date of cancellation. Makes conforming changes. Creates the Climate Risk Disclosure Article. Provides that the Article applies to all companies licensed in Illinois under Classes 2 and 3 that write $100,000,000 or more annually in premiums. Allows the monetary threshold to be altered by rule. Requires all insurers subject to the Article to, upon direction from the Department of Insurance, participate in National Association of Insurance Commissioners issued climate surveys and Department issued climate surveys.

insuranceassignments

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsor

  • Robyn Gabel

    Democratic • House

Cosponsors

  • Barbara Hernandez

    Democratic • House

  • Christopher Belt

    Democratic • Senate

  • Cristina Castro

    Democratic • Senate

  • Dagmara Avelar

    Democratic • House

  • Doris Turner

    Democratic • Senate

  • Edgar González, Jr.

    Democratic • House

  • Kimberly Du Buclet

    Democratic • House

  • Lilian Jiménez

    Democratic • House

  • Mattie Hunter

    Democratic • Senate

  • Meg Loughran Cappel

    Democratic • Senate

  • Michael E. Hastings

    Democratic • Senate

  • Michael W. Halpin

    Democratic • Senate

  • Michelle Mussman

    Democratic • House

  • Sara Feigenholtz

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 271 • No: 141

House vote 2/24/2026

Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee;

Yes: 5 • No: 0

House vote 2/24/2026

Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee;

Yes: 5 • No: 0

House vote 2/24/2026

Approved for Consideration Rules Committee;

Yes: 5 • No: 0

House vote 10/30/2025

Senate Floor Amendment No. 3 Motion to Concur Lost

Yes: 56 • No: 37 • Other: 6

House vote 10/30/2025

Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee;

Yes: 3 • No: 2

Senate vote 10/30/2025

Third Reading - Passed;

Yes: 41 • No: 15 • Other: 1

House vote 10/30/2025

Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee;

Yes: 3 • No: 2

House vote 10/30/2025

Senate Floor Amendment No. 2 Motion to Concur Lost

Yes: 56 • No: 37 • Other: 6

House vote 4/10/2025

Third Reading - Short Debate - Passed

Yes: 75 • No: 38

House vote 4/9/2025

House Floor Amendment No. 2 Recommends Be Adopted Insurance Committee;

Yes: 11 • No: 4

House vote 3/20/2025

Do Pass as Amended / Short Debate Insurance Committee;

Yes: 11 • No: 6

Actions Timeline

  1. Added Co-Sponsor Rep. Lilian Jiménez

    3/10/2026House
  2. Placed on Calendar Order of Concurrence Senate Amendment(s) 2, 3

    2/24/2026House
  3. Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; 005-000-000

    2/24/2026House
  4. Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 005-000-000

    2/24/2026House
  5. Approved for Consideration Rules Committee; 005-000-000

    2/24/2026House
  6. Added Co-Sponsor Rep. Kimberly Du Buclet

    2/17/2026House
  7. Added Co-Sponsor Rep. Michelle Mussman

    2/6/2026House
  8. Added Co-Sponsor Rep. Edgar González, Jr.

    2/6/2026House
  9. Added Co-Sponsor Rep. Dagmara Avelar

    2/6/2026House
  10. Removed Co-Sponsor Rep. Justin Cochran

    1/21/2026House
  11. Added Co-Sponsor Rep. Justin Cochran

    1/21/2026House
  12. Added Co-Sponsor Rep. Barbara Hernandez

    1/20/2026House
  13. Rule 19(b) / Re-referred to Rules Committee

    12/1/2025House
  14. Added as Alternate Chief Co-Sponsor Sen. Christopher Belt

    11/20/2025Senate
  15. Added as Alternate Co-Sponsor Sen. Michael W. Halpin

    11/14/2025Senate
  16. Senate Floor Amendment No. 3 Motion to Concur Referred to Rules Committee

    10/31/2025House
  17. Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee

    10/31/2025House
  18. Senate Floor Amendment No. 3 Motion Filed Concur Rep. Robyn Gabel

    10/31/2025House
  19. Senate Floor Amendment No. 2 Motion Filed Concur Rep. Robyn Gabel

    10/31/2025House
  20. Added as Alternate Co-Sponsor Sen. Cristina Castro

    10/30/2025Senate
  21. Senate Floor Amendment No. 3 Motion to Concur Lost 056-037-006

    10/30/2025House
  22. Senate Floor Amendment No. 2 Motion to Concur Lost 056-037-006

    10/30/2025House
  23. Added as Alternate Co-Sponsor Sen. Mattie Hunter

    10/30/2025Senate
  24. Added as Alternate Chief Co-Sponsor Sen. Meg Loughran Cappel

    10/30/2025Senate
  25. Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; 003-002-000

    10/30/2025House

Bill Text

  • Engrossed

  • House Amendment 1

  • House Amendment 2

  • Introduced

  • Senate Amendment 1

  • Senate Amendment 2

  • Senate Amendment 3

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