IllinoisHB4430104th General Assembly (2025–2026)House

PUBLIC ADJUSTER & CHECK VERIFY

Sponsored By: Anne Stava (Democratic)

In Committee

Summary

Amends the Illinois Banking Act. Requires a bank to confirm the identification of a payee and verify endorsements are proper before processing a check for which the name of a borrower or other payee is relied upon for payment, credit, or loan disbursement. Provides that a bank may satisfy the verification requirements through the specified commercially reasonable means of identification. Exempts checks processed solely through automated check clearing processes without manual review, that are authorized by federal law. Amends the Public Adjusters Article of the Illinois Insurance Code. Establishes proof of licensure requirements for licensed public adjusters.

insurance

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsor

  • Anne Stava

    Democratic • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. Rule 19(a) / Re-referred to Rules Committee

    3/27/2026House
  2. Assigned to Insurance Committee

    3/12/2026House
  3. Referred to Rules Committee

    1/20/2026House
  4. First Reading

    1/20/2026House
  5. Filed with the Clerk by Rep. Anne Stava

    1/14/2026House

Bill Text

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