IllinoisHB4464104th General Assembly (2025–2026)House

INS-DENTAL COVERAGE REIMBURSE

Sponsored By: Sponsor information unavailable

Signed by Governor

Summary

Amends the Illinois Insurance Code. Prohibits an insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance on or after the effective date of the amendatory Act from requiring a dental care provider to only accept payment from a credit card or electronic funds transfer, in addition to the existing prohibition on incurred fees to access and obtain payment or reimbursement for services provided. Provides that any insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance may initiate or change payment methodology to a dental care provider using electronic funds transfer payments, including virtual credit card payments, if the specified conditions are met. Sets forth provisions concerning claim payment methodologies and fees for transmitting payments. Provides that the specified dental coverage reimbursement provisions shall not be waived by contract. Effective January 1, 2027.

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Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsors

There is no primary sponsor on record.

Cosponsors

  • Jennifer Gong-Gershowitz

    Democratic • House

  • Julie A. Morrison

    Democratic • Senate

  • Lakesia Collins

    Democratic • Senate

  • Tracy Katz Muhl

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 195 • No: 0

Senate vote • 5/14/2026

Third Reading - Passed;

Yes: 55 • No: 0

House vote • 4/14/2026

Third Reading - Short Debate - Passed

Yes: 109 • No: 0

House vote • 4/8/2026

House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee;

Yes: 15 • No: 0

House vote • 2/17/2026

Do Pass / Short Debate Insurance Committee;

Yes: 16 • No: 0

Actions Timeline

  1. Public Act . . . . . . . . . 104-0491

    6/26/2026House
  2. Effective Date January 1, 2027

    6/26/2026House
  3. Governor Approved

    6/26/2026House
  4. Sent to the Governor

    6/12/2026House
  5. Passed Both Houses

    5/14/2026House
  6. Added as Alternate Co-Sponsor Sen. Lakesia Collins

    5/14/2026Senate
  7. Third Reading - Passed; 055-000-000

    5/14/2026Senate
  8. Placed on Calendar Order of 3rd Reading May 5, 2026

    4/30/2026Senate
  9. Second Reading

    4/30/2026Senate
  10. Placed on Calendar Order of 2nd Reading April 29, 2026

    4/28/2026Senate
  11. Approved for Consideration Assignments

    4/28/2026Senate
  12. Referred to Assignments

    4/15/2026Senate
  13. First Reading

    4/15/2026Senate
  14. Chief Senate Sponsor Sen. Julie A. Morrison

    4/15/2026Senate
  15. Placed on Calendar Order of First Reading

    4/15/2026Senate
  16. Arrive in Senate

    4/15/2026Senate
  17. Third Reading - Short Debate - Passed 109-000-000

    4/14/2026House
  18. Placed on Calendar Order of 3rd Reading - Short Debate

    4/14/2026House
  19. House Floor Amendment No. 1 Adopted

    4/14/2026House
  20. Held on Calendar Order of Second Reading - Short Debate

    4/10/2026House
  21. Second Reading - Short Debate

    4/10/2026House
  22. House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 015-000-000

    4/8/2026House
  23. Added Chief Co-Sponsor Rep. Tracy Katz Muhl

    4/8/2026House
  24. House Floor Amendment No. 1 Rules Refers to Insurance Committee

    4/7/2026House
  25. House Floor Amendment No. 1 Referred to Rules Committee

    4/1/2026House

Bill Text

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