All Roll Calls
Yes: 195 • No: 0
IllinoisHB4464104th General Assembly (2025–2026)House
INS-DENTAL COVERAGE REIMBURSE
Sponsored By: Jennifer Gong-Gershowitz (Democratic)
Passed
Summary
Amends the Illinois Insurance Code. Prohibits an insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance on or after the effective date of the amendatory Act from requiring a dental care provider to only accept payment from a credit card or electronic funds transfer, in addition to the existing prohibition on incurred fees to access and obtain payment or reimbursement for services provided. Provides that any insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance may initiate or change payment methodology to a dental care provider using electronic funds transfer payments, including virtual credit card payments, if the specified conditions are met. Sets forth provisions concerning claim payment methodologies and fees for transmitting payments. Provides that the specified dental coverage reimbursement provisions shall not be waived by contract. Effective January 1, 2027.
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Bill Overview
No Economic Impacts Identified for this Bill
Sponsors & Cosponsors
Sponsor
Jennifer Gong-Gershowitz
Democratic • House
Cosponsors
Julie A. Morrison
Democratic • Senate
Lakesia Collins
Democratic • Senate
Tracy Katz Muhl
Democratic • House
Roll Call Votes
Senate vote • 5/14/2026
Third Reading - Passed;
Yes: 55 • No: 0
House vote • 4/14/2026
Third Reading - Short Debate - Passed
Yes: 109 • No: 0
House vote • 4/8/2026
House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee;
Yes: 15 • No: 0
House vote • 2/17/2026
Do Pass / Short Debate Insurance Committee;
Yes: 16 • No: 0
Actions Timeline
Passed Both Houses
5/14/2026HouseAdded as Alternate Co-Sponsor Sen. Lakesia Collins
5/14/2026SenateThird Reading - Passed; 055-000-000
5/14/2026SenatePlaced on Calendar Order of 3rd Reading May 5, 2026
4/30/2026SenateSecond Reading
4/30/2026SenatePlaced on Calendar Order of 2nd Reading April 29, 2026
4/28/2026SenateApproved for Consideration Assignments
4/28/2026SenateReferred to Assignments
4/15/2026SenateFirst Reading
4/15/2026SenateChief Senate Sponsor Sen. Julie A. Morrison
4/15/2026SenatePlaced on Calendar Order of First Reading
4/15/2026SenateArrive in Senate
4/15/2026SenateThird Reading - Short Debate - Passed 109-000-000
4/14/2026HousePlaced on Calendar Order of 3rd Reading - Short Debate
4/14/2026HouseHouse Floor Amendment No. 1 Adopted
4/14/2026HouseHeld on Calendar Order of Second Reading - Short Debate
4/10/2026HouseSecond Reading - Short Debate
4/10/2026HouseHouse Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 015-000-000
4/8/2026HouseAdded Chief Co-Sponsor Rep. Tracy Katz Muhl
4/8/2026HouseHouse Floor Amendment No. 1 Rules Refers to Insurance Committee
4/7/2026HouseHouse Floor Amendment No. 1 Referred to Rules Committee
4/1/2026HouseHouse Floor Amendment No. 1 Filed with Clerk by Rep. Jennifer Gong-Gershowitz
4/1/2026HousePlaced on Calendar 2nd Reading - Short Debate
2/18/2026HouseDo Pass / Short Debate Insurance Committee; 016-000-000
2/17/2026HouseAssigned to Insurance Committee
2/11/2026House
Bill Text
Engrossed
Enrolled
House Amendment 1
Introduced
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