IllinoisHB4687104th General Assembly (2025–2026)HouseWALLET

REPEAL-LOAN DEFAULT ACT

Sponsored By: Sponsor information unavailable

Signed by Governor

Summary

Repeals the Educational Loan Default Act. Effective immediately.

higher educationassignmentsstate government

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Illinois ends student loan default law

The law repeals Illinois’s Educational Loan Default Act, effective immediately upon becoming law. The text does not explain which borrowers, rules, or protections the repealed law covered. Specific changes to household costs, rights, or duties are not clear from this text. The law creates no new programs or funding.

Sponsors & Cosponsors

Sponsors

There is no primary sponsor on record.

Cosponsors

  • Carol Ammons

    Democratic • House

  • David Koehler

    Democratic • Senate

  • La Shawn K. Ford

    Democratic • House

  • Mary Edly-Allen

    Democratic • Senate

  • Mattie Hunter

    Democratic • Senate

  • Paul Faraci

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 184 • No: 1

Senate vote • 5/21/2026

Third Reading - Passed;

Yes: 58 • No: 1

Senate vote • 5/6/2026

Do Pass State Government;

Yes: 10 • No: 0

House vote • 4/14/2026

Third Reading - Short Debate - Passed

Yes: 106 • No: 0

House vote • 3/25/2026

Do Pass / Short Debate Higher Education Committee;

Yes: 10 • No: 0

Actions Timeline

  1. Public Act . . . . . . . . . 104-0672

    7/31/2026House
  2. Effective Date July 31, 2026

    7/31/2026House
  3. Governor Approved

    7/31/2026House
  4. Sent to the Governor

    6/18/2026House
  5. Added as Alternate Co-Sponsor Sen. Mattie Hunter

    6/1/2026Senate
  6. Added as Alternate Co-Sponsor Sen. David Koehler

    5/31/2026Senate
  7. Added as Alternate Co-Sponsor Sen. Mary Edly-Allen

    5/31/2026Senate
  8. Passed Both Houses

    5/21/2026House
  9. Third Reading - Passed; 058-001-000

    5/21/2026Senate
  10. Placed on Calendar Order of 3rd Reading **

    5/19/2026Senate
  11. Placed on Calendar Order of 3rd Reading May 18, 2026

    5/14/2026Senate
  12. Second Reading

    5/14/2026Senate
  13. Placed on Calendar Order of 2nd Reading May 7, 2026

    5/6/2026Senate
  14. Do Pass State Government; 010-000-000

    5/6/2026Senate
  15. Assigned to State Government

    4/28/2026Senate
  16. Referred to Assignments

    4/15/2026Senate
  17. First Reading

    4/15/2026Senate
  18. Chief Senate Sponsor Sen. Paul Faraci

    4/15/2026Senate
  19. Placed on Calendar Order of First Reading

    4/15/2026Senate
  20. Arrive in Senate

    4/15/2026Senate
  21. Third Reading - Short Debate - Passed 106-000-000

    4/14/2026House
  22. Placed on Calendar Order of 3rd Reading - Short Debate

    4/14/2026House
  23. Held on Calendar Order of Second Reading - Short Debate

    4/10/2026House
  24. Second Reading - Short Debate

    4/10/2026House
  25. Added Chief Co-Sponsor Rep. Carol Ammons

    3/30/2026House

Bill Text

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