IllinoisSB1327104th General Assembly (2025–2026)SenateWALLET

INS-HEALTH PARITY/DISABILITY

Sponsored By: Mattie Hunter (Democratic)

Signed by Governor

Summary

Amends the Illinois Insurance Code. Provides that every insurer that amends, delivers, issues, or renews a group or individual policy or certificate of disability insurance or disability income insurance shall ensure parity for the payment of mental, emotional, nervous, or substance use disorders or conditions. Changes the definition of "treatment limitation" to include benefit payments under disability insurance or disability income insurance.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Disability applicants see coverage limits

Beginning January 1, 2028, Illinois insurers must disclose at application when group or individual long-term disability coverage limits benefits for mental health or substance use disorders. Applicants or plan sponsors must acknowledge receiving the disclosure. They can ask about the limit and other options with unlimited coverage, if available. The law does not change coverage limits or guarantee those options are available.

Sponsors & Cosponsors

Sponsor

  • Mattie Hunter

    Democratic • Senate

Cosponsors

  • Amy Briel

    Democratic • House

  • Christopher Belt

    Democratic • Senate

  • Doris Turner

    Democratic • Senate

  • Elgie R. Sims, Jr.

    Democratic • Senate

  • Julie A. Morrison

    Democratic • Senate

  • Laura Fine

    Democratic • Senate

  • Paul Faraci

    Democratic • Senate

  • Rachel Ventura

    Democratic • Senate

  • Robert Peters

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 286 • No: 36

House vote • 5/21/2026

Third Reading - Short Debate - Passed

Yes: 112 • No: 0

House vote • 5/12/2026

Do Pass / Short Debate Insurance Committee;

Yes: 12 • No: 0

House vote • 5/12/2026

Motion to Suspend Rule 21 - Prevailed

Yes: 75 • No: 36 • Other: 1

Senate vote • 5/7/2026

Third Reading - Passed;

Yes: 58 • No: 0

Senate vote • 4/29/2026

Senate Floor Amendment No. 4 Recommend Do Adopt Insurance;

Yes: 9 • No: 0

Senate vote • 3/24/2026

Senate Floor Amendment No. 3 Recommend Do Adopt Insurance;

Yes: 10 • No: 0

Senate vote • 3/11/2026

Do Pass Insurance;

Yes: 10 • No: 0

Actions Timeline

  1. Public Act . . . . . . . . . 104-0619

    7/24/2026Senate
  2. Effective Date January 1, 2028

    7/24/2026Senate
  3. Governor Approved

    7/24/2026Senate
  4. Sent to the Governor

    6/18/2026Senate
  5. Passed Both Houses

    5/21/2026Senate
  6. Third Reading - Short Debate - Passed 112-000-000

    5/21/2026House
  7. Placed on Calendar Order of 3rd Reading - Short Debate

    5/19/2026House
  8. Second Reading - Short Debate

    5/19/2026House
  9. Placed on Calendar 2nd Reading - Short Debate

    5/13/2026House
  10. Do Pass / Short Debate Insurance Committee; 012-000-000

    5/12/2026House
  11. Motion to Suspend Rule 21 - Prevailed 075-036-001

    5/12/2026House
  12. Motion Filed to Suspend Rule 21 Insurance Committee; Rep. Robyn Gabel

    5/12/2026House
  13. Committee Deadline Extended-Rule 9(b) May 15, 2026

    5/12/2026House
  14. Assigned to Insurance Committee

    5/12/2026House
  15. Referred to Rules Committee

    5/12/2026House
  16. First Reading

    5/12/2026House
  17. Chief House Sponsor Rep. Amy Briel

    5/12/2026House
  18. Arrived in House

    5/8/2026House
  19. Senate Committee Amendment No. 2 Tabled Pursuant to Rule 5-4(a)

    5/7/2026Senate
  20. Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a)

    5/7/2026Senate
  21. Third Reading - Passed; 058-000-000

    5/7/2026Senate
  22. Placed on Calendar Order of 3rd Reading

    5/7/2026Senate
  23. Senate Floor Amendment No. 4 Adopted; Hunter

    5/7/2026Senate
  24. Senate Floor Amendment No. 3 Adopted; Hunter

    5/7/2026Senate
  25. Recalled to Second Reading

    5/7/2026Senate

Bill Text

  • Engrossed

  • Enrolled

  • Introduced

  • Senate Amendment 1

  • Senate Amendment 2

  • Senate Amendment 3

  • Senate Amendment 4

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