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IllinoisSB1392104th General Assembly (2025–2026)SenateWALLET

DENTAL INSURANCE ASSIGNABILITY

Sponsored By: Javier L. Cervantes (Democratic)

Became Law

assignmentsinsurance

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Have your insurer pay your provider

Beginning January 1, 2026, you can sign your claim over to your doctor or dentist. When you do, your health or dental plan must pay that provider directly. Plans must pay within 30 days after they get due proof of loss, or pay interest on the late amount. These rules apply to insurers, HMOs, limited health service plans, and dental service plan companies. This helps you avoid paying large bills up front and waiting for reimbursement.

Sponsors & Cosponsors

Sponsor

  • Javier L. Cervantes

    Democratic • Senate

Cosponsors

  • Amy L. Grant

    Republican • House

  • Dave Syverson

    Republican • Senate

  • Harry Benton

    Democratic • House

  • Jawaharial Williams

    Democratic • House

  • Li Arellano, Jr.

    Republican • Senate

  • Natalie A. Manley

    Democratic • House

  • Nicolle Grasse

    Democratic • House

  • Rick Ryan

    Democratic • House

  • Travis Weaver

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 196 • No: 0

House vote • 5/21/2025

Third Reading - Short Debate - Passed

Yes: 110 • No: 0

House vote • 4/29/2025

Do Pass / Short Debate Insurance Committee;

Yes: 15 • No: 0

Senate vote • 4/4/2025

Third Reading - Passed;

Yes: 50 • No: 0

Senate vote • 4/2/2025

Senate Floor Amendment No. 1 Recommend Do Adopt Insurance;

Yes: 11 • No: 0

Senate vote • 2/19/2025

Do Pass Insurance;

Yes: 10 • No: 0

Actions Timeline

  1. Public Act . . . . . . . . . 104-0098

    8/1/2025Senate

  2. Effective Date January 1, 2026

    8/1/2025Senate

  3. Governor Approved

    8/1/2025Senate

  4. Sent to the Governor

    6/18/2025Senate

  5. Added Alternate Co-Sponsor Rep. Amy L. Grant

    5/29/2025House

  6. Passed Both Houses

    5/21/2025Senate

  7. Third Reading - Short Debate - Passed 110-000-000

    5/21/2025House

  8. Added Alternate Chief Co-Sponsor Rep. Harry Benton

    5/21/2025House

  9. Added Alternate Chief Co-Sponsor Rep. Nicolle Grasse

    5/21/2025House

  10. Placed on Calendar Order of 3rd Reading - Short Debate

    5/16/2025House

  11. Second Reading - Short Debate

    5/16/2025House

  12. Added Alternate Co-Sponsor Rep. Travis Weaver

    5/2/2025House

  13. Added as Co-Sponsor Sen. Dave Syverson

    5/1/2025Senate

  14. Added Alternate Co-Sponsor Rep. Natalie A. Manley

    5/1/2025House

  15. Added Alternate Co-Sponsor Rep. Jawaharial Williams

    5/1/2025House

  16. Placed on Calendar 2nd Reading - Short Debate

    4/30/2025House

  17. Do Pass / Short Debate Insurance Committee; 015-000-000

    4/29/2025House

  18. Assigned to Insurance Committee

    4/17/2025House

  19. Added as Co-Sponsor Sen. Li Arellano, Jr.

    4/14/2025Senate

  20. Referred to Rules Committee

    4/7/2025House

  21. First Reading

    4/7/2025House

  22. Chief House Sponsor Rep. Rick Ryan

    4/4/2025House

  23. Arrived in House

    4/4/2025House

  24. Third Reading - Passed; 050-000-000

    4/4/2025Senate

  25. Placed on Calendar Order of 3rd Reading

    4/3/2025Senate

Bill Text

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