All Roll Calls
Yes: 364 • No: 4
Sponsored By: Eric Bassler (Republican)
Signed by Governor
Provides that a reference to federal law in: (1) the First Lien Mortgage Lending Act; (2) the Uniform Consumer Credit Code (UCCC); or (3) the Indiana Code title governing financial institutions; is a reference to the law as in effect December 31, 2024 (rather than December 31, 2023, under current law). Amends the definition of "principal" for purposes of the UCCC provisions governing consumer loans to specify that the term does not include any loan proceeds held as security for the loan. Makes a technical change to the Indiana Code provision governing the prepayment of consumer loans to incorporate a cross reference to the Indiana Code provision setting forth the authorized nonrefundable prepaid finance charge for supervised loans. (Current law references only the authorized nonrefundable prepaid finance charge for consumer loans other than supervised loans.) Amends the definition of "consumer transaction" for purposes of the deceptive consumer sales act (act) to include the provision of a product or service to a: (1) state law enforcement agency; or (2) local law enforcement agency; in Indiana. Amends the definition of "supplier" for purposes of the act to include an entity that provides a product or service to a state or local law enforcement agency in Indiana. Provides that an action that arises from a transaction involving: (1) a state law enforcement agency may be brought and enforced only by the attorney general; and (2) a local law enforcement agency may be brought and enforced only by an attorney acting on behalf of the local law enforcement agency involved in the transaction, unless the local unit of government served by the local law enforcement agency requests the attorney general to bring and enforce an action on behalf of the local unit. Amends the Indiana Code provision governing audit requirements for credit unions to provide that department of financial institutions may establish by policy or rule accounting and auditing standards necessary to define the audit requirements.
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5 provisions identified: 1 benefits, 2 costs, 2 mixed.
Beginning July 1, 2025, Indiana’s Attorney General can ask courts to stop unfair, abusive, or deceptive consumer practices. In covered cases, courts can order unlawfully taken money held in escrow for return to affected consumers. Courts can also require suppliers to pay reasonable investigation and prosecution costs, including expert and court fees. Refunds require a court order, and the law’s filing deadline still applies.
Beginning July 1, 2025, certain allowed, nonrefundable prepaid fees are excluded when checking a prepaid consumer loan’s charge limit. This applies to loans outside the law’s prepayment rebate rules. The limit measures charges for the time the loan was in effect, so excluding fees can affect refunds or reductions. Separately, loan money held as security for that loan no longer counts as principal under Indiana consumer-credit law.
Beginning July 1, 2025, Indiana’s first-lien mortgage and consumer-credit laws use federal law as of December 31, 2024. The prior reference date was December 31, 2023. Consumer-credit requirements also include related rules and guidance adopted by Indiana’s Department of Financial Institutions. Covered businesses must follow those requirements when complying with the consumer-credit law.
Beginning July 1, 2025, consumer-protection rules cover products and services provided to Indiana state and local law-enforcement agencies. Providers can count as suppliers even without dealing directly with consumers. Only Indiana’s Attorney General can bring and enforce these claims for state agencies. For local agencies, only an attorney acting for the agency can act, unless the local government asks the Attorney General.
Beginning July 1, 2025, each Indiana credit union’s supervisory committee must conduct or arrange an audit every calendar year. Credit unions with at least $5 million in assets must use an outside certified public accountant. The committee reports to directors, and the board submits the audit and a complete financial condition statement to state regulators. Regulators can demand more information or an outside audit when they question the credit union’s safety and soundness. An audit or financial condition summary must be read at the annual meeting and kept in the credit union’s records.
Eric Bassler
Republican • Senate
Jake Teshka
Republican • House
Mike Andrade
Democratic • House
Mike Gaskill
Republican • Senate
Scott Baldwin
Republican • Senate
All Roll Calls
Yes: 364 • No: 4
Senate vote • 4/24/2025
Rules Suspended. Conference Committee Report 2: adopted by the Senate
Yes: 48 • No: 1
House vote • 4/24/2025
Rules Suspended. Conference Committee Report 2: adopted by the House
Yes: 85 • No: 0
House vote • 4/23/2025
Rules Suspended. Conference Committee Report 1: adopted by the House
Yes: 91 • No: 0
House vote • 3/25/2025
Third reading: passed
Yes: 92 • No: 3
Senate vote • 1/30/2025
Third reading: passed
Yes: 48 • No: 0
Public Law 206
Signed by the Governor
Signed by the President of the Senate
Signed by the Speaker
CCR # 2 filed in the Senate
Motion to withdraw CCR #1: prevailed
Motion to Rescind CCR #1: adopted voice vote
CCR # 2 filed in the House
Signed by the President Pro Tempore
Rules Suspended. Conference Committee Report 2: adopted by the House; Roll Call 562: yeas 85, nays 0
Rules Suspended. Conference Committee Report 2: adopted by the Senate; Roll Call 520: yeas 48, nays 1
Rules Suspended. Conference Committee Report 1: adopted by the House; Roll Call 527: yeas 91, nays 0
CCR # 1 filed in the Senate
CCR # 1 filed in the House
Senate conferees appointed: Bassler and Qaddoura
House advisors appointed: Lehman, Pierce K and Dant Chesser
House conferees appointed: Teshka and Andrade
Senate advisors appointed: Randolph Lonnie M, Baldwin and Gaskill
Motion to dissent filed
Senate dissented from House amendments
Returned to the Senate with amendments
Third reading: passed; Roll Call 314: yeas 92, nays 3
Second reading: ordered engrossed
Committee report: amend do pass, adopted
Representative Andrade added as cosponsor
Enrolled Senate Bill (S)
Introduced Senate Bill (S)
Senate Bill (H)
Senate Bill (S)
SB 231, Various corrections matters.
Eliminates requirements that the department of correction: (1) maintain farm programs for offenders committed to the department; and (2) prepare a report calculating the savings realized as a result of sentencing changes. Replaces a reference to a rule repealed by the department of correction with a requirement that the custody and treatment of juveniles meet the standards and licensing requirements adopted in the administrative rules of the department.
SB 324, Criminal procedures.
Increases the penalty levels of crimes related to fentanyl. Provides that a court shall consider requiring certain persons charged with a crime of domestic violence to wear a monitoring device as a condition of bail. Requires that a bail hearing for a violent arrestee or a repeat violent arrestee be held in open court and provides that before releasing a violent arrestee or a repeat violent arrestee on bail the court must review the probable cause affidavit or arrest warrant and impose money bail payable by surety bond or cash deposit. Provides that in accordance with IC 27-10-2-4.5(g)(2), a charitable bail organization may not pay money bail on behalf of a violent arrestee or a repeat violent arrestee. Makes conforming changes.
SB 80, Code publication.
Makes Indiana Code publication amendments. Repeals and relocates specific Indiana Code definitions chapters for organization of the defined terms by alphabetical order and to provide for future expansion of the chapters. Makes conforming cross-reference updates. Makes technical amendments to remove tabulation designations from the certain criminal law and procedure sections for consistency with similar statutes and to streamline amendment of those sections. Resolves technical conflicts between various enrolled acts passed during the 2025 legislative session.
SB 453, Various tax matters.
Amends estimated quarterly tax payment provisions. Restructures tax collection requirements for kerosene to eliminate specialized tax filing. Streamlines the filing requirements for gasoline use tax to eliminate multiple filing requirements. Specifies the liability and remittance requirements for the gross retail tax, gasoline use tax, and other listed taxes in certain circumstances. Amends provisions that apply to passenger and household goods carriers. Amends the college savings tax credit. Replaces the term "college choice 529 education savings plan" with "Indiana529 plan". Makes a clarifying change to the closed system cartridge tax. Extends the renewal period from one year to two years for businesses licensed to collect the electronic cigarettes tax, closed systems cartridge tax, and other tobacco products tax. Specifies that the fiscal officer of an entity that has adopted an innkeeper's tax, a food and beverage tax, or an admissions tax must enter into an agreement with the department of state revenue (department) before the department provides certain information to the fiscal officer as required under current law. Specifies when certain tax information may be disclosed by the department. Provides for the transfer of certain funds from the bureau of motor vehicles commission fund to the motor carrier regulation fund. Provides that a person who commits a violation involving a consumer transaction entailing the transportation of passengers or household goods commits a deceptive act that is actionable by the attorney general and is subject to certain remedies and penalties. Specifies remittance procedures for the gasoline use tax. Specifies recapture procedures for certain reduced estimated tax payments. Makes corresponding changes.
SB 371, Workforce matters.
Amends the definitions of "discharge for just cause", "employment", and "gross misconduct" for purposes of unemployment insurance. Provides that an unemployment claimant: (1) is required to verify the claimant's identity before a claim can be filed, and as a condition for continued eligibility; and (2) has the right to request a wage investigation and to appeal the results of the investigation to a liability administrative law judge. Allows an unemployment claimant or employing unit to appeal regarding the claimant's status as an insured worker. Requires that all hearings before an administrative law judge or the unemployment insurance review board concerning disputed unemployment claims be set as telephone hearings, unless an objection is made. Allows a disputed unemployment claim to be directly filed with a liability administrative law judge. Provides that administrative records of the department of workforce development (department) are self-authenticating and admissible in an administrative hearing. Provides that the department may release certain confidential records to the extent permitted by federal law. Makes certain changes regarding the reemployment service and eligibility assessment program. Makes various changes regarding extended unemployment benefits. Provides that repayment of a benefits overpayment may be waived if certain conditions are met. Alters certain fee and payment provisions. Removes or alters notice and delivery requirements and extends certain deadlines. Requires the department to issue a written notice of violation to a person who fails to comply with certain authorization requirements. Provides that the department may assess a civil penalty against a person under certain circumstances. Requires civil penalties collected by the department to be deposited in the proprietary educational institution authorization fund. Establishes the unemployment insurance modernization fund (fund). Requires the department to annually submit a report to the budget committee detailing the expenditures made from the fund during the previous state fiscal year. Requires the department to annually submit a report to the budget committee concerning the status of the department's unemployment insurance program. Provides that the department may establish a reemployment pilot program. Makes conforming changes.
SB 289, Unlawful discrimination.
Repeals provisions concerning university diversity committees. Prohibits unlawful discrimination in education, public employment, and licensure. Allows participation in public contracts by a minority business enterprise, women's business enterprise, and veteran business enterprise, as currently authorized by law. Permits scholarships based on a personal characteristic of the recipient if the scholarship is not funded by state funds or resources, and permits the renewal of specified state funded minority teaching scholarships for those recipients who were initially awarded the scholarship before July 1, 2025. Changes the criteria for certain state funded teaching scholarships from minority status to residence in an underserved county and an agreement to teach in an underserved county. Prohibits requiring as a condition of licensure that a person affirm that a person with a certain personal characteristic: (1) is inherently superior or inferior to a person with a different personal characteristic; (2) should be blamed for actions committed in the past; or (3) has a moral character that is determined by a personal characteristic of the person. Prohibits a public employer from requiring training asserting that, or implementing the theory that, a person with a certain personal characteristic: (1) is inherently superior or inferior to a person with a different personal characteristic; (2) should be blamed for actions committed in the past; or (3) has a moral character that is determined by a personal characteristic of the person. Permits a person injured by a violation to bring a civil action for actual damages, court costs, and injunctive relief.