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LouisianaSB 402025 Regular SessionSenateWALLET

INSURANCE DEPARTMENT: Updates licensure requirements for persons regulated by the Department of Insurance. (8/1/25)

Sponsored By: William "Bill" Wheat Jr. (Republican)

Signed by Governor

Insurance

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 1 costs, 0 mixed.

More insurer employees qualify for licensing exemption

Beginning August 1, 2025, Louisiana raises an adjuster licensing exemption threshold from $500 to $2,000 for insurer employees. It applies to first-party claims—claims under the policyholder's own property and casualty insurance. Employees can adjust losses of $2,000 or less without an adjuster license. They can also authorize claim payments without that license when the claim's specified coverage limit is $2,000 or less.

New law-update training for insurance professionals

Beginning August 1, 2025, Louisiana adds required training on changes in insurance law without increasing total required training hours. Producers and consultants with combined producer–consultant licenses or covered multiple-line license combinations must complete at least 2 law-update hours before renewal. Their total stays at 24 hours, including at least 3 ethics hours. Property, casualty, and personal-lines training also keeps its requirement for at least 3 flood-insurance hours. Adjusters and public adjusters who are not exempt must also complete at least 2 law-update hours within their 24-hour minimum. Their training includes ethics and is reported every two years with license renewal.

Sponsors & Cosponsors

Sponsor

  • William "Bill" Wheat Jr.

    Republican • Senate

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 143 • No: 0

House vote • 5/27/2025

Read third time by title, roll called on final passage, yeas 93, nays 0. Finally passed, ordered to the Senate.

Yes: 93 • No: 0

House vote • 5/14/2025

Reported with amendments

Yes: 12 • No: 0

Senate vote • 4/23/2025

Senate floor amendments read and adopted. Read by title and passed by a vote of 38 yeas and 0 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled.

Yes: 38 • No: 0

Actions Timeline

  1. Signed by the Governor. Becomes Act No. 29.

    6/4/2025Senate

  2. Effective date 8/1/2025.

    6/4/2025Senate

  3. Sent to the Governor by the Secretary of the Senate on 5/30/2025.

    6/1/2025Senate

  4. Enrolled. Signed by the President of the Senate.

    5/29/2025Senate

  5. Signed by the Speaker of the House.

    5/29/2025House

  6. Read third time by title, roll called on final passage, yeas 93, nays 0. Finally passed, ordered to the Senate.

    5/27/2025House

  7. Received from the House with amendments.

    5/27/2025Senate

  8. Scheduled for floor debate on 05/27/2025.

    5/22/2025House

  9. Read by title, amended, passed to 3rd reading.

    5/19/2025House

  10. Reported without Legislative Bureau amendments.

    5/15/2025House

  11. Reported with amendments (12-0). Referred to the Legislative Bureau.

    5/14/2025House

  12. Read by title, under the rules, referred to the Committee on Insurance.

    4/29/2025House

  13. Received in the House from the Senate, read by title, lies over under the rules.

    4/28/2025House

  14. Senate floor amendments read and adopted. Read by title and passed by a vote of 38 yeas and 0 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled.

    4/23/2025Senate

  15. Read by title. Committee amendments read and adopted. Ordered engrossed and passed to third reading and final passage.

    4/22/2025Senate

  16. Reported with amendments.

    4/16/2025Senate

  17. Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance.

    4/14/2025Senate

  18. Prefiled and under the rules provisionally referred to the Committee on Insurance.

    3/31/2025Senate

Bill Text

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