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MarylandHB 07852025 Regular SessionHouseWALLET

Common Ownership Communities and Zoning Authorities - Operation of Family Child Care Homes - Limitations

Sponsored By: Jessica Feldmark (Democratic)

Signed by Governor

Primary and Secondary EducationReal PropertyLocal Government - GenerallyChild CareCondominiumsContracts -see also- ProcurementCooperative AssociationsFees -see also- Attys' Fees; Devt Fees & TaxesHighwaysHomeowners AssociationsHousing -see also- Apartments; Condos; Mobile & Manuf HomesInsurance -see also- Health Ins; MAIF; Motor Vehicle InsLeases and RentLiabilityNoticesPermits -see also- Building PermitsSidewalksZoning and Planning

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 1 benefits, 1 costs, 1 mixed.

Fewer barriers for home child care

Beginning October 1, 2025, Maryland community associations cannot block family or large family child care homes. Cooperatives limited to older residents are exempt; homeowners associations for older residents are covered. Cooperatives and homeowners associations also cannot restrict users’ access to shared areas or label these homes nonresidential. Associations and local governments, including charter counties and Baltimore City, cannot set enrollment below state-approved limits. State definitions cover up to 8 children in family homes and 9–12 in large family homes; state authorities may adjust capacity. The law also ends condominium authority to limit the number or share of these homes under the former 7.5% minimum rule.

Cooperative child care insurance required but capped

Beginning October 1, 2025, Maryland child care providers in cooperative housing must obtain and maintain liability insurance to operate. Coverage must meet the minimum amounts in Maryland Insurance Article sections 19-106 and 19-203. Cooperatives cannot require coverage above those minimums. The supplied provisions do not state the dollar limits or premium costs.

Fees and notice for home businesses

Beginning October 1, 2025, Maryland associations may require notice before a family or large family child care home opens. They may pass on a proportional share of insurance increases caused solely and directly by covered operations. Reasonable shared-area fees are capped at $50 yearly for each covered, registered, operating home or business. Cooperative and condominium fees cover family and large family child care homes; condominium fees also cover no-impact home businesses. Homeowners association fees cover family child care homes and no-impact home businesses.

Sponsors & Cosponsors

Sponsor

  • Jessica Feldmark

    Democratic • House

Cosponsors

  • Dana Jones

    Democratic • House

  • Eric Ebersole

    Democratic • House

  • Michele Guyton

    Democratic • House

  • Pam Lanman Guzzone

    Democratic • House

  • Terri L. Hill

    Democratic • House

  • Aletheia McCaskill

    Democratic • House

  • Jen Terrasa

    Democratic • House

  • Natalie Ziegler

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 137 • No: 47

Senate vote • 4/3/2025

Third Reading Passed

Yes: 38 • No: 9

House vote • 3/11/2025

Third Reading Passed

Yes: 99 • No: 38 • Other: 2

Actions Timeline

  1. Approved by the Governor - Chapter 375

    5/6/2025

  2. Returned Passed

    4/4/2025House

  3. Third Reading Passed (38-9)

    4/3/2025Senate

  4. Second Reading Passed

    4/3/2025Senate

  5. Favorable Adopted

    4/3/2025Senate

  6. Favorable Report by Judicial Proceedings

    4/3/2025Senate

  7. Hearing 3/27 at 1:00 p.m.

    3/19/2025Senate

  8. Referred Judicial Proceedings

    3/12/2025Senate

  9. Third Reading Passed (99-38)

    3/11/2025House

  10. Favorable Adopted Second Reading Passed

    3/11/2025House

  11. Favorable Report by Environment and Transportation

    3/10/2025House

  12. Hearing 2/18 at 1:00 p.m.

    1/29/2025House

  13. First Reading Environment and Transportation

    1/29/2025House

Bill Text

  • Enacted

    5/6/2025

    PDF

  • Third Reading

    3/11/2025

    PDF

  • First Reading

    1/29/2025

    PDF

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