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MarylandSB 09562025 Regular SessionSenate

Health Insurance - Medicare Supplement Policies - Insurance Producer Commission

Sponsored By: Chris West (Republican)

Signed by Governor

Health - InsuranceAgents and BrokersHealth Insurance -see also- ACA; HMOs; MCOsMedical AssistanceSalaries and Compensation -see also- Overtime; Reimb. Rates

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Equal commissions for Medicare supplement insurance agents

Beginning October 1, 2025, Maryland insurers must pay insurance producers equal commission rates for covered Medicare supplement policy sales. The rule covers policies issued to people age 65 or older or under Maryland Insurance § 15-909(b)(6). Rates must match across guaranteed issue periods, open enrollment periods, sales involving medical underwriting, and sales under that section. The law does not set commission amounts or require lower premiums for policyholders.

Sponsors & Cosponsors

Sponsor

  • Chris West

    Republican • Senate

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 182 • No: 2

House vote • 4/2/2025

Third Reading Passed

Yes: 136 • No: 2 • Other: 1

Senate vote • 3/13/2025

Third Reading Passed

Yes: 46 • No: 0

Actions Timeline

  1. Approved by the Governor - Chapter 740

    5/20/2025

  2. Returned Passed

    4/3/2025Senate

  3. Third Reading Passed (136-2)

    4/2/2025House

  4. Favorable Adopted Second Reading Passed

    4/1/2025House

  5. Favorable Report by Health and Government Operations

    4/1/2025House

  6. Hearing 3/27 at 1:00 p.m.

    3/15/2025House

  7. Referred Health and Government Operations

    3/14/2025House

  8. Third Reading Passed (46-0)

    3/13/2025Senate

  9. Second Reading Passed with Amendments

    3/12/2025Senate

  10. Favorable with Amendments {453323/1 Adopted

    3/12/2025Senate

  11. Motion Laid Over (Senator Augustine) Adopted

    3/11/2025Senate

  12. Favorable with Amendments {453323/1

    3/11/2025Senate

  13. Favorable with Amendments Report by Finance

    3/10/2025Senate

  14. Hearing 2/26 at 1:00 p.m.

    2/6/2025Senate

  15. First Reading Finance

    2/3/2025Senate

Bill Text

  • Enacted

    5/20/2025

    PDF

  • Third Reading

    3/12/2025

    PDF

  • First Reading

    2/3/2025

    PDF

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