All Roll Calls
Yes: 142 • No: 0
MichiganHB 42082025-2026 Regular SessionHouseWALLET
Insurance: health benefits; exclusion of federal excepted benefits from a health insurance policy; provide for. Amends sec. 608 of 1956 PA 218 (MCL 500.608). TIE BAR WITH: HB 4207'25Last Action: assigned PA 54'26 with immediate effect
Sponsored By: Brenda Carter (Democratic)
Signed by Governor
Insurance: health benefits
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Michigan excludes limited-benefit policies from health insurance
Michigan law defines health insurance as coverage under a hospital, medical, or surgical policy that pays covered expenses. Policies covering only federally defined “excepted benefits” are excluded from this definition. The law does not specify changes to these policies’ premiums, coverage, or benefits. The act has immediate effect, with effectiveness tied to enactment of HB 4207 or its Senate companion.
Sponsors & Cosponsors
Sponsor
Brenda Carter
Democratic • House
Cosponsors
Mike Harris
Republican • House
Roll Call Votes
Senate vote • 7/3/2026
PASSED; GIVEN IMMEDIATE EFFECT
Yes: 36 • No: 0 • Other: 2
House vote • 4/23/2025
passed; given immediate effect
Yes: 106 • No: 0 • Other: 4
Actions Timeline
assigned PA 54'26 with immediate effect
7/29/2026Housefiled with Secretary of State 07/23/2026 11:42 AM
7/29/2026Houseapproved by the Governor 07/21/2026 02:18 PM
7/29/2026Housepresented to the Governor 07/14/2026 11:58 AM
7/14/2026Housebill ordered enrolled
7/3/2026Housefull title agreed to
7/3/2026Housereturned from Senate without amendment with immediate effect and full title
7/3/2026HouseINSERTED FULL TITLE
7/3/2026SenatePASSED; GIVEN IMMEDIATE EFFECT ROLL CALL # 203 YEAS 36 NAYS 0 EXCUSED 2 NOT VOTING 0
7/3/2026SenatePLACED ON ORDER OF THIRD READING
9/11/2025SenateREPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S)
9/11/2025SenateRULES SUSPENDED FOR IMMEDIATE CONSIDERATION
9/11/2025SenateREFERRED TO COMMITTEE OF THE WHOLE
9/11/2025SenateREPORTED FAVORABLY WITHOUT AMENDMENT 9/10/2025
9/11/2025SenateREFERRED TO COMMITTEE ON HEALTH POLICY
4/29/2025SenatePASSED BY HOUSE WITH IMMEDIATE EFFECT
4/29/2025Housetransmitted
4/23/2025Housepassed; given immediate effect Roll Call #64 Yeas 106 Nays 0 Excused 0 Not Voting 4
4/23/2025Houseread a third time
4/23/2025Houseplaced on third reading
4/22/2025Houseread a second time
4/22/2025Housereferred to second reading
3/26/2025Housereported with recommendation without amendment
3/26/2025Housebill electronically reproduced 03/11/2025
3/12/2025Housereferred to Committee on Insurance
3/11/2025House
Bill Text
Public Act
7/21/2026
As Passed by the Senate
7/3/2026
House Concurred
7/3/2026
As Passed by the House
4/23/2025
Introduced
3/11/2025
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