MichiganHB 49682025-2026 Regular SessionHouseWALLET

Insurance: other; reporting requirements; provide for. Amends secs. 7, 11 & 17 of 2018 PA 175 (MCL 550.1757 et seq.). TIE BAR WITH: HB 4183'25, HB 4951'25, HB 4961'25Last Action: assigned PA 25'25 with immediate effect

Sponsored By: Greg VanWoerkom (Republican)

Became Law

Insurance: other

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 0 benefits, 3 costs, 1 mixed.

License suspensions for unpaid insurer taxes

When an insurer does not pay an assessment, interest, or penalties, DHHS notifies DIFS. After notice and a hearing, DIFS may suspend or revoke the insurer’s authority until all amounts are paid. DIFS must tell the legislative insurance committees within 10 days of any suspension.

Tiered annual tax on insurers

The law charges insurance providers an annual per‑member‑month tax based on last year’s member months. Rates: Tier 1 Medicaid plan months use a DHHS‑set amount to meet a federal 1.00–1.02 test, with other Tier 1 months at $1.20; Tier 2 (non‑Medicaid) is $2.40; Tier 3 (Medicaid specialty plans) is $1.20. By May 15, agencies share counts; after June 1–15 providers get their bill; payments are due July 30, October 30, January 30, and April 30 (next business day if a holiday), and electronic payment can be required. The assessment is administered as a tax and does not count as a credit under Insurance Code section 476a. DHHS may keep using the CMS‑approved structure from December 20, 2024 and rely on that approval while the waiver stays in effect. In the first rollout year (2018–2019), the department sent prorated notices and two payments were due.

Uniform insurer tax if CMS waiver ends

If CMS ends the December 20, 2024 waiver, DHHS must get approval for a revised, broad‑based structure. After approval, one uniform per‑member‑month rate applies to all insurers. The rate is set each year so total revenue does not exceed the amount due from April 1, 2024 to March 31, 2025.

Rulemaking power and yearly revenue report

The department can make rules under the state Administrative Procedures Act to run the assessment. Each year, no later than 120 days after May 15, it reports total revenue collected and its administration and compliance costs for the prior fiscal year to the budget director and legislative committees.

Sponsors & Cosponsors

Sponsor

  • Greg VanWoerkom

    Republican • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 117 • No: 18

Senate vote 10/3/2025

PASSED; GIVEN IMMEDIATE EFFECT

Yes: 22 • No: 14 • Other: 1

House vote 9/25/2025

passed; given immediate effect

Yes: 95 • No: 4 • Other: 11

Actions Timeline

  1. assigned PA 25'25 with immediate effect

    10/8/2025House
  2. filed with Secretary of State 10/07/2025 01:36 PM

    10/8/2025House
  3. approved by the Governor 10/07/2025 12:20 PM

    10/8/2025House
  4. presented to the Governor 10/06/2025 03:02 PM

    10/7/2025House
  5. bill ordered enrolled

    10/3/2025House
  6. full title agreed to

    10/3/2025House
  7. returned from Senate without amendment with immediate effect and full title

    10/3/2025House
  8. RETURNED TO HOUSE

    10/3/2025House
  9. INSERTED FULL TITLE

    10/3/2025Senate
  10. PASSED; GIVEN IMMEDIATE EFFECT ROLL CALL # 263 YEAS 22 NAYS 14 EXCUSED 1 NOT VOTING 0

    10/3/2025Senate
  11. AMENDMENT(S) DEFEATED

    10/3/2025Senate
  12. PLACED ON IMMEDIATE PASSAGE

    10/3/2025Senate
  13. RULES SUSPENDED

    10/3/2025Senate
  14. PLACED ON ORDER OF THIRD READING

    10/2/2025Senate
  15. REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S)

    10/2/2025Senate
  16. REFERRED TO COMMITTEE OF THE WHOLE

    9/29/2025Senate
  17. RULES SUSPENDED

    9/29/2025Senate
  18. PASSED BY HOUSE WITH IMMEDIATE EFFECT

    9/29/2025House
  19. transmitted

    9/25/2025House
  20. title amended

    9/25/2025House
  21. passed; given immediate effect Roll Call #232 Yeas 95 Nays 4 Excused 0 Not Voting 11

    9/25/2025House
  22. read a third time

    9/25/2025House
  23. placed on immediate passage

    9/25/2025House
  24. placed on third reading

    9/25/2025House
  25. substitute (H-1) adopted

    9/25/2025House

Bill Text

  • Public Act

    10/7/2025

  • As Passed by the Senate

    10/3/2025

  • House Concurred

    10/3/2025

  • As Passed by the House

    9/25/2025

  • Introduced

    9/16/2025

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