All Roll Calls
Yes: 81 • No: 26
MichiganHB 55522025-2026 Regular SessionHouseWALLET
Consumer credit: interest rates; prepayment penalties on certain mortgage loans made for business purposes; allow. Amends sec. 1c of 1966 PA 326 (MCL 438.31c). Last Action: REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
Sponsored By: Mark Tisdel (Republican)
Passed House
Consumer credit: interest ratesProperty: mortgagesFinancial institutions: mortgage brokers and lenders
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Bill Overview
No Economic Impacts Identified for this Bill
Sponsors & Cosponsors
Sponsor
Mark Tisdel
Republican • House
Cosponsors
Brenda Carter
Democratic • House
Thomas Kuhn
Republican • House
Tyrone Carter
Democratic • House
Roll Call Votes
House vote • 5/21/2026
passed; given immediate effect
Yes: 81 • No: 26 • Other: 3
Actions Timeline
REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
6/2/2026SenatePASSED BY HOUSE WITH IMMEDIATE EFFECT
6/2/2026Housetransmitted
5/21/2026Housepassed; given immediate effect Roll Call #164 Yeas 81 Nays 26 Excused 0 Not Voting 3
5/21/2026Houseread a third time
5/21/2026Houseplaced on third reading
4/29/2026Houseread a second time
4/29/2026Housereferred to second reading
3/17/2026Housereported with recommendation without amendment
3/17/2026Housebill electronically reproduced 02/19/2026
2/24/2026Housereferred to Committee on Finance
2/19/2026Houseread a first time
2/19/2026Houseintroduced by Representative Rep. Mark Tisdel
2/19/2026House
Bill Text
As Passed by the House
5/21/2026
Introduced
2/19/2026
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