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New HampshireHB6172025-2026 Regular SessionHouseWALLET

HB617

Sponsored By: Melissa A. Litchfield

Signed by Governor

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 3 benefits, 0 costs, 1 mixed.

Full homestead protection for medical debts

Beginning January 1, 2026, if a debt comes from unpaid medical bills or a terminal or catastrophic illness or injury, you can claim the full market value of your home as a homestead exemption. For these debts, there is no $1,000,000 cap.

Homestead protection raised to $1 million

Beginning January 1, 2026, the homestead exemption is $1,000,000. It covers your ownership interest in your primary home, including manufactured homes, mobile homes, housing co-ops, and condos you own and live in. For manufactured homes on land you do not also own, the land itself is not exempt. A married couple or a single person can hold only one exemption, up to $1,000,000.

Stronger homestead notice at sale

Beginning January 1, 2026, the notice for a court-ordered home sale must state the $1,000,000 homestead exemption and how to claim it. If you tell the county sheriff and the judgment creditor in writing before the sale, the sheriff pays your exemption amount from the sale first. If the creditor challenges your claim in court, the sheriff holds the money until the court rules. If you notify after the sale, the creditor does not have to pay the exemption until the one-year redemption period ends.

New residency and reinvestment rules

Beginning January 1, 2026, you must have used the home as your primary residence for the past 12 months to claim the homestead exemption. If you sell a qualifying home, the sale money and your new home stay protected if you reinvest the proceeds within 6 months. If you do not meet these timelines, you can lose that protection.

Sponsors & Cosponsors

Sponsor

  • Melissa A. Litchfield

    Affiliation unavailable

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. Signed by Governor Ayotte 08/01/2025; Chapter 282; eff. 01/01/2026

    8/11/2025House

  2. Enrolled (in recess of) 06/26/2025 HJ 18 P. 63

    7/14/2025House

  3. Enrolled Adopted, VV, (In recess 06/26/2025); SJ 18

    7/14/2025Senate

  4. Conference Committee Report 2025-2791c: Adopted, VV 06/26/2025 HJ 18 P. 18

    6/26/2025House

  5. Conference Committee Report # 2025-2791c, Adopted, VV; 06/26/2025; SJ 17

    6/26/2025Senate

  6. Conference Committee Report Filed, # 2025-2791c; 06/26/2025

    6/18/2025Senate

  7. Conference Committee Meeting: 06/17/2025 10:00 am LOB 302-304

    6/17/2025House

  8. President Appoints: Senators Lang, Rochefort, Fenton; (In Recess 06/05/2025); SJ 16

    6/11/2025Senate

  9. Sen. Lang Accedes to House Request for Committee of Conference, MA, VV; (In recess 06/05/2025); SJ 16

    6/11/2025Senate

  10. Speaker Appoints: Reps. Pauer, J. MacDonald, Litchfield, Girard 05/22/2025 HJ 15 P. 53

    6/3/2025House

  11. House Non-Concurs with Senate Amendment 2025-1727s and Requests CofC (Rep. S. Smith): MA VV 05/22/2025 HJ 15 P. 53

    6/3/2025House

  12. Committee Amendment # 2025-1727s, AA, VV; 05/01/2025; SJ 11

    5/1/2025Senate

  13. Ought to Pass with Amendment #2025-1727s, MA, VV; OT3rdg; 05/01/2025; SJ 11

    5/1/2025Senate

  14. Committee Report: Ought to Pass with Amendment # 2025-1727s, 05/01/2025; Vote 5-0; CC; SC 19

    4/24/2025Senate

  15. Hearing: 04/16/2025, Room 100, SH, 09:00 am; SC 16

    4/2/2025Senate

  16. Introduced 03/06/2025 and Referred to Ways and Means; SJ 7

    3/11/2025Senate

  17. Ought to Pass with Amendment 2025-0437h: MA RC 216-146 03/06/2025 HJ 7 P. 73

    3/6/2025House

  18. Amendment # 2025-0437h: AA VV 03/06/2025 HJ 7 P. 73

    3/6/2025House

  19. Minority Committee Report: Inexpedient to Legislate

    2/25/2025House

  20. Majority Committee Report: Ought to Pass with Amendment # 2025-0437h 02/18/2025 (Vote 11-7; RC) HC 14 P. 26

    2/25/2025House

  21. Executive Session: 02/18/2025 01:00 pm LOB 201

    2/12/2025House

  22. Public Hearing: 02/04/2025 01:00 pm LOB 307

    1/29/2025House

  23. Introduced (in recess of) 01/09/2025 and referred to Municipal and County Government HJ 3 P. 19

    1/16/2025House

Bill Text

  • Enrolled

    7/14/2025

    HTML

  • Introduced

    1/16/2025

    PDF

  • CHAPTERED FINAL VERSION

    PDF

  • Version adopted by both bodies

    PDF

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