New HampshireSB1562025-2026 Regular SessionSenateWALLET

SB156

Sponsored By: Denise Ricciardi (Republican)

Became Law

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 2 benefits, 0 costs, 1 mixed.

Electronic vehicle titles and faster lien release

The law recognizes both paper and electronic vehicle titles. The DMV sends titles to the first lienholder, or to the owner if no lien. If a dealer pays off a lien, the title can be sent to the dealer. After a sale, once DMV gets the assigned title, an application, the fee, and other required documents, it issues a new title and sends it to the first lienholder or the owner if none. For electronic titles, after payoff the lienholder must notify DMV within 10 days after demand, and DMV then sends the owner a clear title.

Who runs the electronic lien system

The law names who can run the electronic lien and title system. An ELT hub is a contracted agent that links the DMV, lenders, licensed dealers, and approved service providers. ELT service providers are approved contractors for lenders or licensed dealers who use the hub to process title and lien messages.

Tighter data rules for vehicle titles

The ELT hub and its service providers may use vehicle and title data only to issue titles and to create, transfer, or release liens. They may share data only among the DMV, New Hampshire licensed dealers, and lenders with an interest in a titled vehicle. They cannot pass this data to anyone else. The hub must make sure it and its providers follow these rules and contract security. If the commissioner finds a violation, they can order the hub or provider to stop getting motor vehicle records starting 10 business days after the order, for up to 5 years unless fixes are in place.

Sponsors & Cosponsors

Sponsor

Denise Ricciardi
Republican • Senate

Cosponsors

Bill M. Gannon
Republican • Senate
Cindy Rosenwald
Democratic • Senate
Daniel E. Innis
Republican • Senate
Donovan Fenton
Democratic • Senate
Howard Pearl
Republican • Senate
Keith R. Murphy
Republican • Senate
Regina Birdsell
Republican • Senate
Tim McGough
Republican • Senate
Timothy Lang
Republican • Senate

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

Signed by the Governor on 07/15/2025; Chapter 0240; Effective 09/13/2025
7/22/2025Senate
Enrolled (in recess of) 06/26/2025 HJ 18 P. 59
7/7/2025House
Enrolled Adopted, VV, (In recess 06/26/2025); SJ 18
7/3/2025Senate
Enrolled Bill Amendment # 2025-2876e Adopted, VV, (In recess of 06/26/2025); SJ 18
6/30/2025Senate
Enrolled Bill Amendment # 2025-2876e: AA VV (in recess of) 06/12/2025 HJ 17 P. 26
6/26/2025House
Ought to Pass: MA VV 05/22/2025 HJ 15 P. 8
5/22/2025House
Committee Report: Ought to Pass 05/06/2025 (Vote 15-0; CC)
5/9/2025House
Executive Session: 05/06/2025 01:00 pm LOB 203
4/23/2025House
Public Hearing: 04/22/2025 10:30 am LOB 203
4/16/2025House
Introduced (in recess of) 03/27/2025 and referred to Transportation HJ 11 P. 111
3/28/2025House
Ought to Pass with Amendment #2025-0270s, MA, VV; OT3rdg; 02/13/2025; SJ 5
2/13/2025Senate
Committee Amendment # 2025-0270s, AA, VV; 02/13/2025; SJ 5
2/13/2025Senate
Committee Report: Ought to Pass with Amendment # 2025-0270s, 02/13/2025; Vote 5-0; CC; SC 9
2/5/2025Senate
Hearing: 02/04/2025, Room 101, LOB, 02:00 pm; SC 8
1/29/2025Senate
Introduced 01/09/2025 and Referred to Transportation; SJ 3
1/22/2025Senate

Bill Text

As Amended
6/30/2025
PDF
Enrolled
6/26/2025
HTML
Introduced
1/22/2025
PDF
CHAPTERED FINAL VERSION
PDF
Version adopted by both bodies
PDF

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