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New HampshireSB1642025-2026 Regular SessionSenateWALLET

SB164

Sponsored By: Denise Ricciardi (Republican)

Became Law

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

New Hampshire bans unfair home service contracts

Beginning January 1, 2026, the law bans unfair service contracts tied to a New Hampshire home with 1–4 units. A contract is unfair if it claims to run with the land, lets a provider assign it without your notice and consent, or creates a lien or other property interest. The law defines who is covered and what counts as a service agreement. It exempts home warranties, insurance, options or rights of first refusal, common-interest community declarations and HOA repair deals, mortgages and commitments, Uniform Commercial Code security agreements for personal property or fixtures, and regulated utilities. It does not change mechanics’ lien rights.

Stronger remedies for unfair home contracts

Beginning January 1, 2026, it is an unfair or deceptive act to make or try to make an owner sign an unfair service contract. No one may record an unfair service contract or a notice of it; doing so is a Class A misdemeanor. County registrars may refuse to record these documents. If one is recorded, it does not give legal notice to buyers or lenders. Anyone with an interest in the property can ask district court to declare it unenforceable and can recover proven actual damages, costs, and attorney’s fees from the provider who recorded it.

Sponsors & Cosponsors

Sponsor

  • Denise Ricciardi

    Republican • Senate

Cosponsors

  • Howard Pearl

    Republican • Senate

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. Signed by the Governor on 07/15/2025; Chapter 0242; Effective 01/01/2026

    7/22/2025Senate

  2. Enrolled Adopted, VV, (In recess 06/26/2025); SJ 18

    7/8/2025Senate

  3. Enrolled (in recess of) 06/26/2025 HJ 18 P. 60

    7/8/2025House

  4. Sen. Innis Moved to Concur with the House Amendment, MA, VV; 06/12/2025; SJ 16

    6/12/2025Senate

  5. Ought to Pass with Amendment 2025-2222h: MA VV 06/05/2025 HJ 16 P. 5

    6/5/2025House

  6. Amendment # 2025-2222h (NT): AA VV 06/05/2025 HJ 16 P. 5

    6/5/2025House

  7. Committee Report: Ought to Pass with Amendment # 2025-2222h (NT) 05/27/2025 (Vote 16-0; CC) HC 27 P. 7

    5/28/2025House

  8. Executive Session: 05/27/2025 01:15 pm LOB 302-304

    5/21/2025House

  9. ==CANCELLED== Subcommittee Work Session: 05/21/2025 10:45 am LOB 302-304

    5/20/2025House

  10. Subcommittee Work Session: 05/20/2025 10:45 am LOB 302-304

    5/14/2025House

  11. Subcommittee Work Session: 05/14/2025 10:45 am LOB 302-304

    5/7/2025House

  12. Subcommittee Work Session: 05/06/2025 10:00 am LOB 302-304

    4/30/2025House

  13. Public Hearing: 04/22/2025 02:15 pm LOB 302-304

    4/16/2025House

  14. Vacated and Referred to Commerce and Consumer Affairs (Rep. Alexander Jr.): MA VV (in recess of) 03/27/2025 HJ 11 P. 114

    4/1/2025House

  15. Introduced (in recess of) 03/27/2025 and referred to Housing HJ 11 P. 112

    3/28/2025House

  16. Ought to Pass with Amendment #2025-0723s, MA, VV; OT3rdg; 03/13/2025; SJ 7

    3/13/2025Senate

  17. Committee Amendment # 2025-0723s, AA, VV; 03/13/2025; SJ 7

    3/13/2025Senate

  18. Committee Report: Ought to Pass with Amendment # 2025-0723s, 03/13/2025, Vote 4-2; SC 12

    3/7/2025Senate

  19. Hearing: 02/11/2025, Room 100, SH, 10:30 am; SC 9

    2/4/2025Senate

  20. Introduced 01/09/2025 and Referred to Commerce; SJ 3

    1/23/2025Senate

Bill Text

  • Enrolled

    7/8/2025

    HTML

  • Introduced

    1/23/2025

    PDF

  • CHAPTERED FINAL VERSION

    PDF

  • Version adopted by both bodies

    PDF

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