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New HampshireSB472025-2026 Regular SessionSenateWALLET

requiring certain health insurance policies of a birth mother to provide coverage for a newly born child from the moment of birth.

Sponsored By: Regina Birdsell (Republican)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Newborn coverage from birth, with enrollment limits

The law requires individual and group health policies covering services or expenses to cover newborns from the moment of birth. This includes babies born to the insured person, subscriber, or their dependent child. Newborns get the same coverage as other covered people, including necessary treatment for diagnosed birth defects and abnormalities. The birth mother's plan pays first, before the other parent's plan. Exceptions apply when she has no health insurance or no newborn coverage under an employer-sponsored plan. Newborn benefits carry no additional cost sharing, and no extra premium can be charged for the first 31 days. When continued coverage requires a premium, plans may require birth notice and payment within 31 days of birth. A dependent child's baby stays covered beyond 31 days only if the plan specifically covers grandchildren. That baby is not otherwise treated as the insured person's dependent under these insurance rules. The law applies to policies and subscriber contracts delivered or issued for delivery in New Hampshire, including those in force on July 5, 1975. It takes effect 60 days after passage.

Sponsors & Cosponsors

Sponsor

  • Regina Birdsell

    Republican • Senate

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. Signed by the Governor on 07/15/2025; Chapter 0218; Effective 01/01/2026

    7/22/2025Senate

  2. Enrolled (in recess of) 06/26/2025 HJ 18 P. 59

    7/7/2025House

  3. Enrolled Adopted, VV, (In recess 06/26/2025); SJ 18

    7/3/2025Senate

  4. Ought to Pass: MA VV 06/05/2025 HJ 16 P. 3

    6/5/2025House

  5. Committee Report: Ought to Pass 05/27/2025 (Vote 16-0; CC) HC 27 P. 6

    5/28/2025House

  6. Executive Session: 05/27/2025 01:15 pm LOB 302-304

    5/21/2025House

  7. Subcommittee Work Session: 05/07/2025 10:00 am LOB 302-304

    4/30/2025House

  8. Public Hearing: 04/23/2025 10:00 am LOB 302-304

    4/16/2025House

  9. Introduced (in recess of) 03/27/2025 and referred to Commerce and Consumer Affairs HJ 11 P. 110

    3/28/2025House

  10. Committee Amendment # 2025-0056s, AA, VV; 01/30/2025; SJ 4

    1/30/2025Senate

  11. Ought to Pass with Amendment #2025-0056s, MA, VV; OT3rdg; 01/30/2025; SJ 4

    1/30/2025Senate

  12. Committee Report: Ought to Pass with Amendment # 2025-0056s, 01/30/2025; Vote 5-0; CC; SC 7

    1/23/2025Senate

  13. ==ROOM CHANGE== Hearing: 01/22/2025, Room 100, SH, 09:45 am; SC 6

    1/16/2025Senate

  14. Introduced 01/09/2025 and Referred to Health and Human Services; SJ 3

    1/9/2025Senate

Bill Text

  • Enrolled

    7/3/2025

    HTML

  • Introduced

    1/9/2025

    PDF

  • CHAPTERED FINAL VERSION

    PDF

  • Version adopted by both bodies

    PDF

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