All Roll Calls
Yes: 173 • No: 15
OklahomaSB 1920Oklahoma 2026 Regular SessionSenateWALLET
Motor vehicle insurance; increasing certain percent damage required for title return. Effective date.
Sponsored By: Aaron Reinhardt (Republican)
Became Law
Senate Committee
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Higher salvage-title threshold for Oklahoma vehicle owners
Beginning November 1, 2026, Oklahoma raises the salvage-title repair-cost threshold from over 60% to over 70% of fair market value. This rule covers qualifying vehicles made within the last 10 model years. Repair costs mean the cost to make the vehicle safe for highway use. With documented costs at or below 70%, owners get their titles reissued without the specified inspection. The threshold change also applies to keeping title labels from another state.
Sponsors & Cosponsors
Sponsor
Aaron Reinhardt
Republican • Senate
Cosponsors
Mark Tedford
Republican • House
Roll Call Votes
House vote • 5/6/2026
THIRD READING
Yes: 78 • No: 13
House vote • 4/14/2026
DO PASS
Yes: 13 • No: 1
House vote • 4/14/2026
DO PASS
Yes: 13 • No: 1
House vote • 4/7/2026
DO PASS
Yes: 6 • No: 0
House vote • 4/7/2026
DO PASS
Yes: 6 • No: 0
Senate vote • 2/23/2026
THIRD READING
Yes: 48 • No: 0
Senate vote • 2/12/2026
Committee vote: Business & Insurance
Yes: 9 • No: 0
Actions Timeline
Becomes law without Governor's signature 05/13/2026
5/13/2026SenateSent to Governor
5/6/2026SenateSigned, returned to Senate
5/6/2026HouseEnrolled, to House
5/6/2026SenateReferred for enrollment
5/6/2026SenateSigned, returned to Senate
5/6/2026HouseThird Reading, Measure passed: Ayes: 78 Nays: 13
5/6/2026HouseGeneral Order
5/6/2026HouseCR; Do Pass Commerce and Economic Development Oversight Committee
4/14/2026HousePolicy recommendation to the Commerce and Economic Development Oversight committee; Do Pass Insurance
4/7/2026HouseReferred to Insurance
3/30/2026HouseSecond Reading referred to Commerce and Economic Development Oversight
3/30/2026HouseFirst Reading
2/24/2026HouseEngrossed to House
2/24/2026SenateReferred for engrossment
2/23/2026SenateMeasure passed: Ayes: 48 Nays: 0
2/23/2026SenateGeneral Order, Considered
2/23/2026SenatePlaced on General Order
2/17/2026SenateReported Do Pass Business and Insurance committee; CR filed
2/12/2026SenateCoauthored by Representative Tedford (principal House author)
2/10/2026SenateSecond Reading referred to Business and Insurance
2/3/2026SenateAuthored by Senator Reinhardt
2/2/2026SenateFirst Reading
2/2/2026Senate
Bill Text
Enrolled (final version)
5/6/2026
Floor (House)
4/15/2026
House Committee Report
4/14/2026
House Policy Committee Report
4/7/2026
Engrossed
2/24/2026
Floor (Senate)
2/16/2026
Senate Committee Report
2/12/2026
Introduced
1/15/2026
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