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Rhode IslandH55702025 Regular SessionHouseWALLET

AN ACT RELATING TO INSURANCE -- CASUALTY INSURANCE RATING .

Sponsored By: Patricia A. Serpa (Democratic)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

No insurance penalties for asking policy questions

Beginning January 1, 2026, Rhode Island casualty insurers cannot add a surcharge or penalty for questions about policy terms. This protects policyholders from added costs just for asking what their policy says.

Sponsors & Cosponsors

Sponsor

  • Patricia A. Serpa

    Democratic • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 157 • No: 6

House vote • 6/21/2025

CASUALTY INSURANCE RATING PASSAGE IN CONCURRENCE

Yes: 53 • No: 6

Senate vote • 6/21/2025

RELATING TO INSURANCE -- CASUALTY INSURANCE RATING Passage

Yes: 35 • No: 0

House vote • 4/29/2025

INSURANCE--CASUALTY INS RATING PASSAGE

Yes: 69 • No: 0

Actions Timeline

  1. Signed by Governor — Chapter 299

    6/26/2025Governor

  2. Transmitted to Governor

    6/23/2025Governor

  3. House passed Sub B in concurrence

    6/21/2025House

  4. Placed on House Calendar (06/20/2025)

    6/21/2025House

  5. Senate passed Sub B

    6/21/2025Senate

  6. Placed on Senate Calendar (06/20/2025)

    6/18/2025Senate

  7. Committee recommends passage of Sub B

    6/17/2025

  8. Proposed Substitute

    6/16/2025

  9. Scheduled for consideration (06/17/2025)

    6/14/2025

  10. Referred to Senate Commerce

    5/2/2025Senate

  11. House passed Sub A

    4/29/2025House

  12. Placed on House Calendar (04/29/2025)

    4/25/2025House

  13. Committee recommends passage of Sub A

    4/8/2025

  14. Proposed Substitute

    4/4/2025

  15. Scheduled for consideration (04/08/2025)

    4/4/2025

  16. Committee recommended measure be held for further study

    3/25/2025

  17. Scheduled for hearing and/or consideration (03/25/2025)

    3/21/2025

  18. Introduced, referred to House Corporations

    2/26/2025House

Bill Text

  • H5570 - As Introduced

    2/26/2025

    HTMLPDF

  • H5570 - Substitute

    2/26/2025

    HTMLPDF

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