UtahS.B. 2552025 General SessionSenateWALLET

Line-of-Duty Death Benefit Amendments

Sponsored By: Derrin R. Owens (Republican)

Signed by Governor

Peace OfficersPublic Retirement and InsuranceLaw Enforcement and Criminal JusticePublic SafetyPublic Employees' Health ProgramPublic Employees Insurance and BenefitsPublic Safety RetirementUtah Retirement Systems (URS)

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 2 benefits, 0 costs, 2 mixed.

Public safety survivors get premium-free coverage

Beginning May 7, 2025, eligible public safety and firefighter survivors can keep employer health, dental, and vision coverage. Utah's retirement office must classify the death as line-of-duty, and the employee must qualify for the related retirement-law benefit. The employee must have received or qualified for that employer coverage at death; the separate state-employee coverage rule does not overlap. Employers pay 100% of premiums and their share of health savings account contributions for high-deductible plans, without charging the spouse. At the spouse's choice, coverage continues until Medicare eligibility for the spouse and age 26 for unmarried dependent children.

State worker survivors get paid coverage

Beginning May 7, 2025, a covered Utah state employee's qualifying line-of-duty death triggers a $50,000 state-paid life insurance benefit. The employee's beneficiary receives the life insurance proceeds. The state also pays for health, dental, and vision coverage for eligible survivors. A surviving spouse must stay enrolled to keep coverage until Medicare eligibility. The employee's unmarried children can keep coverage until age 26.

Duty death rules shape survivor benefits

Beginning May 7, 2025, Utah's line-of-duty death definition covers deaths caused by duty-related external force, violence, or required strenuous activity. Strenuous activity includes difficult, stressful, or vigorous emergency work, such as firefighting, rescue, policing, prison security, or disaster relief. Sanctioned and funded training involving difficult, stressful, or vigorous physical activity also qualifies. Deaths during non-strenuous work, during the employee's crime, or when the employee's alcohol or drug use contributes are excluded. Deaths outside the listed causes do not qualify for these survivor benefits.

Employer fees fund survivor coverage support

Beginning May 7, 2025, Utah establishes a dedicated trust fund for public safety and firefighter survivor coverage. Employers pay board-set fees based on their eligible employee counts; the law sets no rate amounts. Employers initially pay coverage costs and can begin trust cost-sharing 13 months after the line-of-duty death. The fund accepts employer fees, appropriations, donations, grants, and other revenue, earns interest, and receives no new general fund appropriation through this act. After actual administrative costs, revenue and interest lower employer fees; fund money can also pay survivor coverage and reasonable administrative costs. Deposits cannot be withdrawn for other purposes, and assets are protected from creditors. Public Safety accounts for the fund or contracts out administration and staffs a four-member board representing Public Safety, state budgeting, municipalities, and counties. Public Safety chairs the board, three members form a quorum, and members receive no salary but may receive travel expenses and per diem. The board meets at least annually and oversees rates, financial forecasts, actuarial studies, budgets, investments, and fund solvency.

Sponsors & Cosponsors

Sponsor

  • Derrin R. Owens

    Republican • Senate

Cosponsors

  • Doug Welton

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 167 • No: 0

House vote • 3/7/2025

House/ passed 3rd reading

Yes: 67 • No: 0

Senate vote • 3/7/2025

Senate/ concurs with House amendment

Yes: 28 • No: 0

House vote • 3/3/2025

House Comm - Favorable Recommendation

Yes: 10 • No: 0

House vote • 3/3/2025

House Comm - Substitute Recommendation

Yes: 10 • No: 0

Senate vote • 2/25/2025

Senate/ passed 3rd reading

Yes: 23 • No: 0

Senate vote • 2/24/2025

Senate/ passed 2nd reading

Yes: 22 • No: 0

Senate vote • 2/20/2025

Senate Comm - Favorable Recommendation

Yes: 4 • No: 0

Senate vote • 2/20/2025

Senate Comm - Substitute Recommendation

Yes: 3 • No: 0

Actions Timeline

  1. Governor Signed

    3/19/2025
  2. Senate/ to Governor

    3/17/2025Senate
  3. Senate/ received enrolled bill from Printing

    3/17/2025Senate
  4. Senate/ enrolled bill to Printing

    3/13/2025Senate
  5. Enrolled Bill Returned to House or Senate

    3/13/2025
  6. Draft of Enrolled Bill Prepared

    3/11/2025
  7. Bill Received from Senate for Enrolling

    3/11/2025
  8. Senate/ signed by President/ sent for enrolling

    3/8/2025Senate
  9. Senate/ received from House

    3/8/2025Senate
  10. House/ to Senate

    3/7/2025House
  11. House/ signed by Speaker/ returned to Senate

    3/7/2025House
  12. House/ received from Senate

    3/7/2025House
  13. Senate/ to House

    3/7/2025Senate
  14. Senate/ concurs with House amendment

    3/7/2025Senate
  15. Senate/ placed on Concurrence Calendar

    3/7/2025Senate
  16. Senate/ received from House

    3/7/2025Senate
  17. House/ to Senate

    3/7/2025House
  18. House/ passed 3rd reading

    3/7/2025House
  19. House/ 3rd reading

    3/7/2025House
  20. House/ 2nd reading

    3/7/2025House
  21. House/ Rules to 3rd Reading Calendar

    3/7/2025House
  22. House/ return to Rules due to fiscal impact

    3/3/2025House
  23. House/ comm rpt/ substituted

    3/3/2025House
  24. House Comm - Favorable Recommendation

    3/3/2025House
  25. House Comm - Substitute Recommendation

    3/3/2025House

Bill Text

  • Enrolled

    3/13/2025

  • Substitute #2

    2/28/2025

  • Substitute #1

    2/20/2025

  • Introduced

    2/10/2025

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