All Roll Calls
Yes: 142 • No: 0
UtahS.B. 422025 General SessionSenateWALLET
Consumer Protection Amendments
Sponsored By: Evan J. Vickers (Republican)
Signed by Governor
BusinessCommerce and TradeDepartment of CommerceConsumer Protection
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Bill Overview
Analyzed Economic Effects
6 provisions identified: 3 benefits, 2 costs, 1 mixed.
More consumers qualify for state recovery
Beginning May 7, 2025, Utah's Division of Consumer Protection can seek repayment of actual losses for affected consumers. Consumers no longer need to meet the former complaint-timing limit to be included. The Division can also sue to recover money or other value suppliers gained illegally; this does not guarantee consumer payments. When the Division wins a covered enforcement case, courts must award reasonable attorney fees, court costs, and investigation costs. Courts may also grant other appropriate relief.
Consumers lose minimum lawsuit recovery
Beginning May 7, 2025, consumers suing individually can recover actual damages and court costs, but lose the former $2,000 minimum. Consumers with proven losses below $2,000 may therefore recover less. The law also repeals a separate section titled "Costs and attorney's fees." The supplied text does not explain that section's rules, so the repeal's specific effect on legal costs is unclear.
Consumers get a limited class-action path
Beginning May 7, 2025, consumers who suffer losses can seek actual damages together, but only with a qualifying prior rule or judgment. Before the transactions, a Division rule must identify the practice as unlawful, or a qualifying judgment must declare it unlawful. That qualifying judgment must be public at least 10 days before the transactions; a final consent judgment specifically prohibiting the practice also qualifies. The Division can object to a proposed class settlement within 60 days after receiving notice. It can also join as an interested party within 180 days after receiving the complaint.
Broader protection against unfair consumer sales
Beginning May 7, 2025, listed deceptive sales practices violate Utah law without proof the supplier acted knowingly or intentionally. Unconscionable, or extremely unfair, conduct is prohibited before, during, and after a consumer transaction. Courts must consider what the supplier knew or had reason to know. The Division of Consumer Protection must adopt rules identifying unlawful practices. The law removes earlier rulemaking directions about agency procedures, public access to policies, and specific prohibitions.
Government can still pursue construction defects
Beginning May 7, 2025, contract-based limits on who can sue over construction defects do not block government enforcement under another statute. Government agencies retain that enforcement route even when they lack a direct contract with the builder. This protection does not itself create a consumer lawsuit right or payment.
Suppliers face fines and payment deadlines
Beginning May 7, 2025, suppliers must pay administrative fines within 30 days after agency review, or court review after an appeal. Fines unpaid 60 days after the final Division order increase by 10%, unless waived in an agreed payment plan. Suppliers who violate a covered restraining order or injunction after receiving notice face penalties up to $5,000 per day. Those penalties go to Utah's General Fund, not directly to consumers. When setting specified fines, courts must consider knowing or intentional deception and whether the harmed person was a vulnerable adult.
Sponsors & Cosponsors
Sponsor
Evan J. Vickers
Republican • Senate
Cosponsors
A. Cory Maloy
Republican • House
Roll Call Votes
House vote • 2/5/2025
House/ passed 3rd reading
Yes: 70 • No: 0
House vote • 1/31/2025
House Comm - Favorable Recommendation
Yes: 12 • No: 0
Senate vote • 1/24/2025
Senate/ passed 3rd reading
Yes: 26 • No: 0
Senate vote • 1/23/2025
Senate/ passed 2nd reading
Yes: 28 • No: 0
Senate vote • 1/22/2025
Senate Comm - Favorable Recommendation
Yes: 6 • No: 0
Actions Timeline
Governor Signed
3/26/2025Senate/ to Governor
3/12/2025SenateSenate/ received enrolled bill from Printing
3/12/2025SenateSenate/ enrolled bill to Printing
2/19/2025SenateEnrolled Bill Returned to House or Senate
2/19/2025Draft of Enrolled Bill Prepared
2/7/2025Bill Received from Senate for Enrolling
2/7/2025Senate/ signed by President/ sent for enrolling
2/6/2025SenateSenate/ received from House
2/6/2025SenateHouse/ to Senate
2/5/2025HouseHouse/ signed by Speaker/ returned to Senate
2/5/2025HouseHouse/ passed 3rd reading
2/5/2025HouseHouse/ 3rd reading
2/5/2025HouseHouse/ 2nd reading
2/3/2025HouseHouse/ committee report favorable
2/3/2025HouseHouse Comm - Favorable Recommendation
1/31/2025HouseHouse/ to standing committee
1/29/2025HouseHouse/ 1st reading (Introduced)
1/27/2025HouseHouse/ received from Senate
1/27/2025HouseSenate/ to House
1/24/2025SenateSenate/ passed 3rd reading
1/24/2025SenateSenate/ 3rd reading
1/24/2025SenateSenate/ passed 2nd reading
1/23/2025SenateSenate/ 2nd reading
1/23/2025SenateSenate/ placed on 2nd Reading Calendar
1/23/2025Senate
Bill Text
Enrolled
2/19/2025
Introduced
12/23/2024