Virgin IslandsBill No. 36-024836th Legislature of the Virgin Islands (2025-2026)legislatureWALLET

An act amending title 29 Virgin Islands Code by enacting the Commercial Property Assessed Clean Energy (C-PACE) Act

Sponsored By: Sponsor information unavailable

Signed by Governor

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 0 benefits, 0 costs, 3 mixed.

C-PACE financing caps, terms, fees

C-PACE financing can roll in many costs, including materials, labor, permits, engineering, lender fees, and interest reserves. Approved projects pay a servicing fee equal to 1% of the financed amount (capped at $50,000) and an application fee up to $500. Total secured debt, including C-PACE, cannot exceed 90% of the property’s value, except for properties with federal low‑income housing tax credits. A single C-PACE assessment cannot exceed 35% of the certified “as improved and stabilized” value. The repayment term cannot be longer than the project’s weighted average useful life.

C-PACE lien, consent, and collection rules

A signed C-PACE contract creates a special assessment lien that runs with the land and is junior only to property taxes. Future unpaid installments are not wiped out by foreclosure, and a mortgage cannot be accelerated just for entering C‑PACE when required consent exists; lenders may raise escrow to cover payments. On sale or refinance, the owner or successor may owe the remaining principal unless the buyer assumes it, and the owner must acknowledge this in writing. Each mortgage holder must give written consent before the contract. The Energy Office or lender records the contract and lien notice with required details, and the capital provider generally bills and collects the assessment.

C-PACE program opens in USVI

The Virgin Islands now runs a Commercial PACE program across St. Thomas, St. John, St. Croix, and Water Island. It finances permanent, fixed energy, water, resilience, and accessibility upgrades on eligible commercial and 5+ unit residential buildings. Applications must show public benefits with licensed energy or resilience studies; new buildings must beat code. Owners must have clear title, be current on mortgages and taxes, not be in bankruptcy, and verify completion. Owners may buy equipment directly or use leases or power purchase deals. Participation is voluntary; permits cannot require C-PACE, and the government does not fund or guarantee these private loans.

Sponsors & Cosponsors

Sponsors

There is no primary sponsor on record.

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. Enacted

    6/9/2026legislature
  2. To Governor

    6/3/2026legislature
  3. Floor

    5/28/2026legislature
  4. Rules

    5/26/2026legislature
  5. Introduced

    2/10/2026legislature

Bill Text

  • Enacted Act

    6/9/2026

  • Bill Text

    2/10/2026

Related Bills

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