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WashingtonHB 16962025-2026 Regular SessionHouseWALLET

Modifying the covenant homeownership program.

Sponsored By: Jamila Taylor (Democratic)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

More homebuyer help and loan forgiveness

Beginning July 27, 2025, Washington raises the income limit for first-time buyers’ down payment and closing cost help from 100% to 120% of county area median income where the home is located. Applicants must meet the program’s rules for Washington residents who faced exclusion through racially restrictive housing covenants, or their descendants. The program can fully forgive assistance loans after at least five years for households earning no more than 80% of that county’s area median income when the loan was made. Loans must have been made after the special purpose credit program was enacted. Forgiveness is allowed, not guaranteed, and the law does not set an assistance amount.

Sponsors & Cosponsors

Sponsor

  • Jamila Taylor

    Democratic • House

Cosponsors

  • Adam Bernbaum

    Democratic • House

  • Alex Ramel

    Democratic • House

  • Amy Walen

    Democratic • House

  • April Berg

    Democratic • House

  • Beth Doglio

    Democratic • House

  • Brandy Donaghy

    Democratic • House

  • Brianna Thomas

    Democratic • House

  • Chipalo Street

    Democratic • House

  • Chris Stearns

    Democratic • House

  • Cindy Ryu

    Democratic • House

  • Davina Duerr

    Democratic • House

  • Debra Entenman

    Democratic • House

  • Edwin Obras

    Democratic • House

  • Gerry Pollet

    Democratic • House

  • Greg Nance

    Democratic • House

  • Jake Fey

    Democratic • House

  • Janice Zahn

    Democratic • House

  • Julia Reed

    Democratic • House

  • Julio Cortes

    Democratic • House

  • Kristine Reeves

    Democratic • House

  • Larry Springer

    Democratic • House

  • Lillian Ortiz-Self

    Democratic • House

  • Lisa Parshley

    Democratic • House

  • Liz Berry

    Democratic • House

  • Mari Leavitt

    Democratic • House

  • Mary Fosse

    Democratic • House

  • Mia Gregerson

    Democratic • House

  • Monica Jurado Stonier

    Democratic • House

  • Natasha Hill

    Democratic • House

  • Nicole Macri

    Democratic • House

  • Osman Salahuddin

    Democratic • House

  • Roger Goodman

    Democratic • House

  • Sharlett Mena

    Democratic • House

  • Sharon Tomiko Santos

    Democratic • House

  • Shaun Scott

    Democratic • House

  • Shelley Kloba

    Democratic • House

  • Steve Bergquist

    Democratic • House

  • Strom Peterson

    Democratic • House

  • Tarra Simmons

    Democratic • House

  • Timm Ormsby

    Democratic • House

  • Victoria Hunt

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 174 • No: 163

Senate vote • 4/14/2025

3rd Reading & Final Passage

Yes: 30 • No: 19

House vote • 3/6/2025

173 Couture Pg 7 Ln 18

Yes: 42 • No: 54 • Other: 2

House vote • 3/6/2025

3rd Reading & Final Passage

Yes: 57 • No: 39 • Other: 2

House vote • 3/6/2025

192 Griffey Pg 3 Ln 4

Yes: 45 • No: 51 • Other: 2

Actions Timeline

  1. Effective date 7/27/2025.

    4/22/2025House

  2. Chapter 143, 2025 Laws.

    4/22/2025House

  3. Governor signed.

    4/22/2025legislature

  4. Delivered to Governor.

    4/17/2025legislature

  5. President signed.

    4/16/2025legislature

  6. Speaker signed.

    4/15/2025legislature

  7. Third reading, passed; yeas, 30; nays, 19; absent, 0; excused, 0.

    4/14/2025House

  8. Rules suspended. Placed on Third Reading.

    4/14/2025House

  9. Placed on second reading by Rules Committee.

    4/9/2025House

  10. Passed to Rules Committee for second reading.

    4/8/2025House

  11. Minority; do not pass.

    4/7/2025House

  12. WM - Majority; do pass.

    4/7/2025House

  13. Referred to Ways & Means.

    3/27/2025House

  14. And refer to Ways & Means.

    3/26/2025House

  15. Minority; do not pass.

    3/26/2025House

  16. HSG - Majority; do pass.

    3/26/2025House

  17. First reading, referred to Housing.

    3/10/2025House

  18. Third reading, passed; yeas, 57; nays, 39; absent, 0; excused, 2.

    3/6/2025House

  19. Rules suspended. Placed on Third Reading.

    3/6/2025House

  20. 2nd substitute bill substituted.

    3/6/2025House

  21. Rules Committee relieved of further consideration. Placed on second reading.

    3/4/2025House

  22. Referred to Rules 2 Review.

    2/28/2025House

  23. APP - Executive action taken by committee.

    2/27/2025House

  24. Minority; do not pass.

    2/27/2025House

  25. APP - Majority; 2nd substitute bill be substituted, do pass.

    2/27/2025House

Bill Text

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