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WashingtonSB 53512025-2026 Regular SessionSenate

Ensuring patient choice and access to care by prohibiting unfair and deceptive dental insurance practices.

Sponsored By: Curtis King (Republican)

Became Law

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

Patients gain protection from same-day dental denials

Beginning July 27, 2025, Washington dental-only plans cannot deny coverage solely because procedures happened on the same day. Exceptions remain for fraud, waste, abuse, and separately billed procedure parts that should be paid together. Plans can still apply rules about appropriate care, medical need, and benefit limits. Decisions can also remain pending when more records or a provider explanation are needed.

Dental providers get fee-free payment choices

Beginning July 27, 2025, Washington dental-only insurers must meet three requirements before paying a provider's claim by credit card. They must disclose card fees in advance and offer a payment method without fees or similar charges. They must also explain available payment methods and how to choose an alternative. Insurers using payment vendors must require those vendors to give advance notice of card fees.

Sponsors & Cosponsors

Sponsor

  • Curtis King

    Republican • Senate

Cosponsors

  • Annette Cleveland

    Democratic • Senate

  • Bob Hasegawa

    Democratic • Senate

  • Jeff Holy

    Republican • Senate

  • Jesse Salomon

    Democratic • Senate

  • Leonard Christian

    Republican • Senate

  • Mike Chapman

    Democratic • Senate

  • Noel Frame

    Democratic • Senate

  • Paul Harris

    Republican • Senate

  • Ron Muzzall

    Republican • Senate

  • Sharon Shewmake

    Democratic • Senate

  • Steve Conway

    Democratic • Senate

  • T'wina Nobles

    Democratic • Senate

  • Tina Orwall

    Democratic • Senate

  • Yasmin Trudeau

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 143 • No: 0

House vote • 4/11/2025

3rd Reading & Final Passage

Yes: 94 • No: 0 • Other: 4

Senate vote • 3/10/2025

3rd Reading & Final Passage

Yes: 49 • No: 0

Actions Timeline

  1. Effective date 7/27/2025.

    5/12/2025Senate

  2. Chapter 219, 2025 Laws PV.

    5/12/2025Senate

  3. Governor partially vetoed.

    5/12/2025legislature

  4. Delivered to Governor.

    4/22/2025legislature

  5. Speaker signed.

    4/18/2025legislature

  6. President signed.

    4/16/2025legislature

  7. Third reading, passed; yeas, 94; nays, 0; absent, 0; excused, 4.

    4/11/2025Senate

  8. Rules suspended. Placed on Third Reading.

    4/11/2025Senate

  9. Rules Committee relieved of further consideration. Placed on second reading.

    4/10/2025Senate

  10. Referred to Rules 2 Review.

    4/8/2025Senate

  11. APP - Executive action taken by committee.

    4/5/2025Senate

  12. APP - Majority; do pass.

    4/5/2025Senate

  13. Referred to Appropriations.

    3/27/2025Senate

  14. HCW - Majority; do pass.

    3/25/2025Senate

  15. HCW - Executive action taken by committee.

    3/25/2025Senate

  16. First reading, referred to Health Care & Wellness.

    3/12/2025Senate

  17. Third reading, passed; yeas, 49; nays, 0; absent, 0; excused, 0.

    3/10/2025Senate

  18. Rules suspended. Placed on Third Reading.

    3/10/2025Senate

  19. 1st substitute bill substituted.

    3/10/2025Senate

  20. Placed on second reading by Rules Committee.

    3/3/2025Senate

  21. Passed to Rules Committee for second reading.

    2/21/2025Senate

  22. HLTC - Majority; 1st substitute bill be substituted, do pass.

    2/21/2025Senate

  23. Minority; without recommendation.

    2/21/2025Senate

  24. First reading, referred to Health & Long-Term Care.

    1/17/2025Senate

  25. Introduced

    1/17/2025Senate

Bill Text

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