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West VirginiaHB 30892025 Regular SessionHouseWALLET

Mandate the use of WV DMV electronic lien and title system for certain entities and persons

Sponsored By: Matthew Rohrbach (Republican)

Signed by Governor

§17A-4-10§17A-4A-2§17A-4A-2A

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 0 costs, 1 mixed.

Insurers get total-loss certificate application route

Beginning July 1, 2025, insurers can apply to West Virginia's DMV when an endorsed title remains unavailable 15 days after total-loss payment. This option applies only when the owner has not chosen to keep the vehicle. Available certificates cover salvage, cosmetic total-loss salvage, and nonrepairable vehicles. Insurers must submit proof of payment, required notice documents for the owner and known lienholders, and any required fee.

Vehicle lenders must use electronic records

Beginning July 1, 2025, financial institutions recording five or more vehicle liens per calendar year must handle all lien actions through West Virginia's electronic system. Once fully implemented, the DMV need not issue paper titles to lenders, but paper titles remain available by request. When liens and lien releases are sent electronically, paper titles can wait until the last lien is paid off. The DMV then issues the owner a clear paper title. Electronic titles count as held by lenders for specified legal requirements. DMV-certified electronic title-and-lien records are admissible as evidence of a lien in state civil, criminal, and administrative proceedings.

Sponsors & Cosponsors

Sponsor

  • Matthew Rohrbach

    Republican • House

Cosponsors

  • Joe Funkhouser

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 260 • No: 1

House vote • 4/8/2025

House concurred in Senate effective date (Roll No. 412)

Yes: 98 • No: 0

Senate vote • 4/7/2025

Effective July 1, 2025 (Roll No. 334)

Yes: 34 • No: 0

Senate vote • 4/7/2025

Passed Senate (Roll No. 333)

Yes: 33 • No: 1

House vote • 3/20/2025

Passed House (Roll No. 126)

Yes: 95 • No: 0

Actions Timeline

  1. Chapter 173, Acts, Regular Session, 2025

    7/31/2025House

  2. Approved by Governor 4/25/2025

    4/25/2025House

  3. Approved by Governor 4/25/2025 - House Journal

    4/12/2025House

  4. Approved by Governor 4/25/2025 - Senate Journal

    4/12/2025Senate

  5. To Governor 4/9/2025 - Senate Journal

    4/10/2025Senate

  6. To Governor 4/9/2025 - House Journal

    4/10/2025House

  7. House Message received

    4/9/2025Senate

  8. To Governor 4/9/2025

    4/9/2025House

  9. House received Senate message

    4/8/2025House

  10. House concurred in Senate effective date (Roll No. 412)

    4/8/2025House

  11. Communicated to Senate

    4/8/2025House

  12. Completed legislative action

    4/8/2025House

  13. On 3rd reading

    4/7/2025Senate

  14. Read 3rd time

    4/7/2025Senate

  15. Passed Senate (Roll No. 333)

    4/7/2025Senate

  16. Effective July 1, 2025 (Roll No. 334)

    4/7/2025Senate

  17. Senate requests House to concur in changed effective date

    4/7/2025Senate

  18. On 2nd reading

    4/4/2025Senate

  19. Read 2nd time

    4/4/2025Senate

  20. Reported do pass

    4/3/2025Senate

  21. Immediate consideration

    4/3/2025Senate

  22. Read 1st time

    4/3/2025Senate

  23. Introduced in Senate

    3/21/2025Senate

  24. To Transportation and Infrastructure

    3/21/2025Senate

  25. To Transportation and Infrastructure

    3/21/2025Senate

Bill Text

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