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West VirginiaSB 5562026 Regular SessionSenate

Modifying priority of insurance coverage for drivers of certain vehicles provided by entities

Sponsored By: Patrick Martin (Republican)

Signed by Governor

§33-6-29

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 2 benefits, 0 costs, 1 mixed.

Company car: employer insurance first

Beginning June 9, 2026, if you are an employee driving a company vehicle for work with permission, your employer’s auto liability insurance is primary. Your own auto insurance is secondary. These rules apply to policies issued or in effect on or after that date.

Passenger injuries must be covered

Beginning June 9, 2026, auto liability policies in West Virginia cannot exclude coverage for guest passengers. Passengers are covered for injuries and damage to their property under the vehicle owner’s liability policy. These rules apply to policies issued or in effect on or after that date.

Who pays first for rentals and loaners

Beginning June 9, 2026, your own auto policy is primary when you drive a dealer or service replacement car with permission, you did not pay extra at pickup, and your car is in the shop. The business’s policy pays only after your coverage is used up. For vehicles owned by rental, leasing, sales, repair, or service companies, the company’s state-required coverage is secondary to any liability insurance you already have. But if you buy the rental company’s liability coverage for an extra charge, that purchased coverage is primary. These rules apply to policies issued or in effect on or after that date.

Sponsors & Cosponsors

Sponsor

  • Patrick Martin

    Republican • Senate

Cosponsors

  • Rupie Phillips

    Republican • Senate

  • Tom Takubo

    Republican • Senate

  • Mike Woelfel

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 111 • No: 16

House vote • 3/11/2026

Passed House (Roll No. 390)

Yes: 77 • No: 16

Senate vote • 2/3/2026

Passed Senate with amended title (Roll No. 37)

Yes: 34 • No: 0

Actions Timeline

  1. Chapter 193, Acts, Regular Session, 2026

    6/25/2026Senate

  2. Approved by Governor 4/1/2026

    4/1/2026Senate

  3. Approved by Governor 4/1/2026 - Senate Journal

    3/14/2026Senate

  4. Approved by Governor 4/1/2026 - House Journal

    3/14/2026House

  5. To Governor 3/13/2026

    3/13/2026Senate

  6. On 3rd reading, Special Calendar

    3/11/2026House

  7. Read 3rd time

    3/11/2026House

  8. Passed House (Roll No. 390)

    3/11/2026House

  9. Communicated to Senate

    3/11/2026House

  10. Completed legislative action

    3/11/2026House

  11. House Message received

    3/11/2026Senate

  12. On 2nd reading, Special Calendar

    3/10/2026House

  13. Read 2nd time

    3/10/2026House

  14. Do pass, but first to Finance

    3/9/2026House

  15. 2nd reference dispensed

    3/9/2026House

  16. Immediate consideration

    3/9/2026House

  17. Read 1st time

    3/9/2026House

  18. Markup Discussion

    3/5/2026House

  19. House received Senate message

    2/4/2026House

  20. Introduced in House

    2/4/2026House

  21. To Judiciary then Finance

    2/4/2026House

  22. To House Judiciary

    2/4/2026House

  23. On 3rd reading

    2/3/2026Senate

  24. Read 3rd time

    2/3/2026Senate

  25. Passed Senate with amended title (Roll No. 37)

    2/3/2026Senate

Bill Text

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