All Roll Calls
Yes: 134 • No: 0
WyomingSF 312026 Budget SessionSenate
AN ACT relating to mortgages; implementing the Uniform Mortgage Modification Act; specifying the priority of mortgages; specifying applicability; and providing for an effective date.
Sponsored By: null Corporations
Signed by Governor
Personalized for You
How does this bill affect your finances?
Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Mortgage changes keep their legal priority
Beginning July 1, 2026, covered mortgage changes keep the original mortgage securing the changed debt without replacing it. The mortgage keeps its place ahead of lower-priority claims, even when the change is not recorded. This applies regardless of when the original mortgage or debt was created. Covered changes include longer loan terms, lower rates, certain rate-index changes, and switches between fixed and adjustable rates. Specified index or rate changes qualify only if they do not raise the rate on the change’s effective date. Coverage also includes adding unpaid interest or fees to principal, debt forgiveness or reduction, and delayed payments. Changes to tax and insurance accounts, insurance requirements, conditions for advancing funds, financial promises, and resulting payment amounts or schedules also qualify. Changes to property or borrowers, mortgage or debt transfers, and agreements securing homeowners’ association charges are excluded. Other modifications are not automatically invalid or stripped of priority. Existing recording rules, tax-lien priority, enforcement rules, and required legal formalities remain unchanged. Electronic records and signatures are recognized, but federal consumer-consent rules and limits on electronic delivery of certain notices remain in place.
Sponsors & Cosponsors
Sponsor
null Corporations
Affiliation unavailable
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 2/25/2026
H 3rd Reading:Passed 59-0-3-0-0
Yes: 59 • No: 0
House vote • 2/19/2026
H07 - Corporations:Recommend Do Pass 8-0-1-0-0
Yes: 8 • No: 0
Senate vote • 2/13/2026
S 3rd Reading:Passed 31-0-0-0-0
Yes: 31 • No: 0
Senate vote • 2/11/2026
S07 - Corporations:Recommend Amend and Do Pass 5-0-0-0-0
Yes: 5 • No: 0
House vote • 2/9/2026
S Introduced and Referred to S07 - Corporations 31-0-0-0-0
Yes: 31 • No: 0
Actions Timeline
Assigned Chapter Number 6
2/27/2026Governor Signed SEA No. 0003
2/27/2026GovernorH Speaker Signed SEA No. 0003
2/26/2026HouseS President Signed SEA No. 0003
2/25/2026SenateAssigned Number SEA No. 0003
2/25/2026H 3rd Reading:Passed 59-0-3-0-0
2/25/2026HouseH 2nd Reading:Passed
2/24/2026HouseH COW:Passed
2/23/2026HouseH Placed on General File
2/19/2026HouseH07 - Corporations:Recommend Do Pass 8-0-1-0-0
2/19/2026HouseH Introduced and Referred to H07 - Corporations
2/16/2026HouseH Received for Introduction
2/13/2026HouseS 3rd Reading:Passed 31-0-0-0-0
2/13/2026SenateS 2nd Reading:Passed
2/12/2026SenateS COW:Passed
2/11/2026SenateS Placed on General File
2/11/2026SenateS07 - Corporations:Recommend Amend and Do Pass 5-0-0-0-0
2/11/2026SenateS Introduced and Referred to S07 - Corporations 31-0-0-0-0
2/9/2026SenateS Received for Introduction
1/5/2026SenateBill Number Assigned
12/31/2025
Bill Text
Engrossed
Enrolled
Introduced
Related Bills
SF 101, AN ACT relating to the protection of constitutional rights; amending the Second Amendment Protection Act as specified; creating exceptions to the Second Amendment Protection Act; creating civil penalties; creating criminal penalties; creating an exception to the Wyoming Governmental Claims Act; providing definitions; making conforming amendments; and providing for an effective date.
HB 178, AN ACT relating to labor and employment; prohibiting public employers and specified organizations from automatic deductions of dues and uniform assessments as specified; specifying penalties; providing and amending definitions; making conforming amendments; specifying applicability; and providing for an effective date.
SF 81, AN ACT relating to K-12 public school finance; implementing the 2025 cost of education study as modified by the legislature; modifying the education resource block grant model; modifying cash reserves; restricting expenditure of funds distributed through the school foundation program account; creating a new grant program for the post secondary education enrollment options program; making conforming amendments; requiring rulemaking; repealing provisions; providing an appropriation; and providing for effective dates.
SF 1, AN ACT to make appropriations for the fiscal biennium commencing July 1, 2026 and ending June 30, 2028; providing definitions; providing for appropriations and transfers of funds for the period of the budget and for the remainder of the current biennium ending June 30, 2026 as specified; providing for carryover of certain funds beyond the biennium as specified; providing for employee positions as specified; providing for duties, terms and conditions and other requirements relating to appropriations for the remainder of the current biennium ending June 30, 2026 and the period of the budget as specified; providing for position and other budgetary limitations; continuing an account; authorizing grants and loans; discharging interfund loans; funding a higher education program; requiring an audit of funds; making conforming amendments; amending and repealing prior appropriations; and providing for effective dates.
HB 80, AN ACT relating to identification cards; authorizing the renewal of identification cards by residents of nursing care facilities and assisted living facilities without appearing in person as specified; specifying limitations on the renewal of identification cards; requiring rulemaking; and providing for effective dates.
HB 102, AN ACT relating to crimes and offenses; specifying that using artificial intelligence to commit a criminal offense shall not be a defense to the offense; establishing criminal offenses concerning the use of synthetic sexual material or artificial intelligence against children; establishing criminal offenses concerning the use of artificial intelligence to promote self-harm or to censor political speech; providing immunity for developers of artificial intelligence systems as specified; specifying penalties; providing and amending definitions; providing causes of action; and providing for an effective date.