Chapter 5 DAC
90 sections in this chapter.
5 DAC 101 101 Retention of Financial Institution Records
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<!-- TRANSIT - PREVIOUS PAGE --><!-- .a href=""..img src="../../gallery/royalppv.gif" alt="Previous Page" border="0"../a. --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --> Title 5 Banking 100 State Bank Commissioner 100 State Bank Commissioner <!-- var strFile='<!--#echo var=…
5 DACOpen chapter PDF ↗5 DAC 102 102 Procedures Governing the Creation and Existence of an Interim Bank
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 100 State Bank Commissioner 102 Procedures Governing the Creation and Existence of an Interim Bank Effective Date: February 11, 2019 This regulation establishes procedures governi…
5 DACOpen chapter PDF ↗5 DAC 103 103 Freedom of Information Act Requests (Moved to 8 DE Admin. Code 1201)
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1201 Policies and Procedures Regarding FOIA Requests Effective date: October 11, 2020 1.0 Purpose The purpose of this regulation is to set forth the rules and procedures for respo…
5 DACOpen chapter PDF ↗5 DAC 1101 1101 Election to Be Treated for Tax Purposes as a “Subsidiary Corporation” of a Delaware Chartered Banking Organization or Trust Company, National Bank Having its Principal Office in Delaware, or Out-of-State Bank That Operates a Resulting Branch in Delaware
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DEPARTMENT OF STATE Office of the State Bank Commissioner 1100 Taxation   1101 Election to Be Treated for Tax Purposes as a “Subsidiary Corporation” of a Delaware Chartered Banking Organization or Trust Company, National Bank Having its Principal Office in Delaware, or Out-o…
5 DACOpen chapter PDF ↗5 DAC 1102 1102 Regulations Governing the Organization, Chartering, Supervision, Operation and Authority of a Delaware Foreign Bank Limited Purpose Branch, a Delaware Foreign Bank Agency and a Delaware Foreign Bank Representative Office
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<!-- TRANSIT - PREVIOUS PAGE --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --> Title 5 Banking 1100 Taxation 1100 Taxation <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-->'; document.write (setPDFLink(strFile)); // --> 1102 Regulations Governing the Organization, Chartering…
5 DACOpen chapter PDF ↗5 DAC 1103 1103 Instructions for Preparation of Franchise Tax
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1100 Taxation 1103 Instructions for Preparation of Franchise Tax 5 Del.C . Ch . 11 Effective Date: September 12, 2019 1.0 This regulation applies to banking organizations and trus…
5 DACOpen chapter PDF ↗5 DAC 1104 1104 Estimated Franchise Tax Report
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1100 Taxation 1104 Estimated Franchise Tax Report 5 Del.C . Ch. 1 1 Effective Date: February 11, 2017 1.0 This report shall be completed by any banking organization (other than a …
5 DACOpen chapter PDF ↗5 DAC 1105 1105 Final Franchise Tax Report
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1100 Taxation 1105 Final Franchise Tax Report 5 Del.C. Ch. 11 Effective Date: February 11, 2017 This report shall be completed by all banking organizations (other than resulting b…
5 DACOpen chapter PDF ↗5 DAC 1106 1106 Instructions for Preparation of Franchise Tax for Federal Savings Banks Not Headquartered in this State but Maintaining Branches in this State
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1100 Taxation 1106 Instructions for Preparation of Franchise Tax for Federal Savings Banks Not Headquartered in this State but Maintaining Branches in this State 5 Del.C . Ch. 11 …
5 DACOpen chapter PDF ↗5 DAC 1107 1107 Estimated Franchise Tax Report Federal Savings Banks Not Headquartered in Delaware
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1100 Taxation 1107 Estimated Franchise Tax Report Federal Savings Banks Not Headquartered in Delaware 5 Del.C . Ch. 11 Effective Date: February 11, 2017 This report shall be compl…
5 DACOpen chapter PDF ↗5 DAC 1108 1108 Final Franchise Tax Report Federal Savings Banks Not Headquartered in Delaware
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1100 Taxation 1108 Final Franchise Tax Report Federal Savings Banks Not Headquartered in Delaware 5 Del.C . Ch. 11 Effective Date: October 11, 2020 This report shall be completed …
5 DACOpen chapter PDF ↗5 DAC 1109 1109 Instructions for Calculation of Employment Tax Credits (5 Del.C. §1105)
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1100 Taxation 1109 Instructions for Calculation of Employment Tax Credits (5 Del.C. §1105) 5 Del.C. §1105 Effective Date: February 11, 2017 This regulation provides for the calcul…
5 DACOpen chapter PDF ↗5 DAC 1110 1110 Instructions for Preparation of Franchise Tax for Resulting Branches in this State of Out-of-State Banks
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1100 Taxation 1110 Instructions for Preparation of Franchise Tax for Resulting Branches in this State of Out-of-State Banks 5 Del.C . Ch. 11 Effective Date: September 12, 2019 1.0…
5 DACOpen chapter PDF ↗5 DAC 1111 1111 Estimated Franchise Tax Report for Resulting Branches in this State of Out-of-State Banks
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1100 Taxation 1111 Estimated Franchise Tax Report for Resulting Branches in this State of Out-of-State Banks 5 Del.C . Ch. 1 1 Effective Date: October 11, 2020 This report shall b…
5 DACOpen chapter PDF ↗5 DAC 1112 1112 Final Franchise Tax Report for Resulting Branches in this State of Out-of-State Banks
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1100 Taxation 1112 Final Franchise Tax Report for Resulting Branches in this State of Out-of-State Banks 5 Del.C . Ch. 11 Effective Date: October 11, 2020 This report shall be com…
5 DACOpen chapter PDF ↗5 DAC 1113 1113 Election by a Subsidiary Corporation of a Banking Organization or Trust Company to be Taxed in Accordance with Chapter 19 of Title 30
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1100 Taxation 1113 Election by a Subsidiary Corporation of a Banking Organization or Trust Company to be Taxed in Accordance with Chapter 19 of Title 30 Effective Date: October 11…
5 DACOpen chapter PDF ↗5 DAC 1114 1114 Alternative Franchise Tax
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 1100 Taxation 1114 Alternative Franchise Tax Chapter 11 of Title 5 of the Delaware Code Effective Date: October 11, 2020 1.0 This regulation applies to banking organizations and t…
5 DACOpen chapter PDF ↗5 DAC 1401 1401 Procedures Governing Filings and Determinations Respecting Applications for a Foreign Bank Limited Purpose Branch Or Foreign Bank Agency
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<!-- TRANSIT - PREVIOUS PAGE --><!-- .a href=""..img src="../../gallery/royalppv.gif" alt="Previous Page" border="0"../a. --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --> Title 5 Banking 1400 Foreign Banks <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-->'; document.write (…
5 DACOpen chapter PDF ↗5 DAC 1402 1402 Application by a Foreign Bank for a Certificate of Authority to Establish A Foreign Bank Limited Purpose Branch Or Foreign Bank Agency
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<!-- TRANSIT - PREVIOUS PAGE --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --> Title 5 Banking 1400 Foreign Banks <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-->'; document.write (setPDFLink(strFile)); // --> 1402 Application by a Foreign Bank for a Certificate of Authorit…
5 DACOpen chapter PDF ↗5 DAC 1403 1403 Regulations Governing the Organization, Chartering, Supervision, Operation and Authority of a Delaware Foreign Bank Limited Purpose Branch, a Delaware Foreign Bank Agency and a Delaware Foreign Bank Representative Office
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<!-- TRANSIT - PREVIOUS PAGE --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --> Title 5 Banking 1400 Foreign Banks <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-->'; document.write (setPDFLink(strFile)); // --> 1403 Regulations Governing the Organization, Chartering, Supervi…
5 DACOpen chapter PDF ↗5 DAC 1404 1404 Application by a Foreign Bank for a License To Establish a Foreign Bank Representative Office Pursuant to Subchapter II, Chapter 14, Title 5, Delaware Code
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<!-- TRANSIT - PREVIOUS PAGE --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --><!-- .a href=""..img src="../../gallery/royalpnx.gif" alt="Next Page" border="0"../a. --> Title 5 Banking 1400 Foreign Banks <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-->'; document.write (setP…
5 DACOpen chapter PDF ↗5 DAC 1501 1501 Procedures Governing the Filing and Determination of an Application for a Certificate of Public Convenience and Advantage to Form a Credit Card Institution
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<!-- TRANSIT - PREVIOUS PAGE --><!-- .a href=""..img src="../../gallery/royalppv.gif" alt="Previous Page" border="0"../a. --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --> Title 5 Banking 1500 Credit Card Institutions <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-->'; docum…
5 DACOpen chapter PDF ↗5 DAC 1502 1502 Application for a Certificate of Public Convenience and Advantage Pursuant to 5 Del. C. §1513
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<!-- TRANSIT - PREVIOUS PAGE --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --> Title 5 Banking 1500 Credit Card Institutions <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-->'; document.write (setPDFLink(strFile)); // --> 1502 Application for a Certificate of Public Convenie…
5 DACOpen chapter PDF ↗5 DAC 1503 1503 Minimum Books and Records for Credit Card Institutions
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<!-- TRANSIT - PREVIOUS PAGE --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --><!-- .a href=""..img src="../../gallery/royalpnx.gif" alt="Next Page" border="0"../a. --> Title 5 Banking 1500 Credit Card Institutions <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-->'; document.…
5 DACOpen chapter PDF ↗5 DAC 1701 1701 Filings by Federally-Insured Savings/Building and Loan Associations
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<!-- TRANSIT - PREVIOUS PAGE --><!-- .a href=""..img src="../../gallery/royalppv.gif" alt="Previous Page" border="0"../a. --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --><!-- .a href=""..img src="../../gallery/royalpnx.gif" alt="Next Page" border="0"../a. --> Title 5 Banking…
5 DACOpen chapter PDF ↗5 DAC 1801 1801 Instructions for Preparation of Franchise Tax
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<!-- TRANSIT - PREVIOUS PAGE --><!-- .a href=""..img src="../../gallery/royalppv.gif" alt="Previous Page" border="0"../a. --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --> Title 5 Banking 1800 Building and Loan Associations - Taxation <!-- var strFile='<!--#echo var="DOCUMENT…
5 DACOpen chapter PDF ↗5 DAC 1802 1802 Statement of Net Income Building and Loan Association
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1800 Building and Loan Associations - Taxation   1802 Statement of Net Income Building and Loan Association 5 Del.C . Ch. 18 Formerly Regulation No.:   5.1801.0002 Effective Date: January 1, 1993      The statement can be viewed and downloaded at:   …
5 DACOpen chapter PDF ↗5 DAC 1803 1803 Final Franchise Tax Report
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<!-- TRANSIT - PREVIOUS PAGE --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --><!-- .a href=""..img src="../../gallery/royalpnx.gif" alt="Next Page" border="0"../a. --> Title 5 Banking 1800 Building and Loan Associations - Taxation <!-- var strFile='<!--#echo var="DOCUMENT_NAM…
5 DACOpen chapter PDF ↗5 DAC 2101 2101 Mortgage Loan Brokers Operating Regulations
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2100 Mortgage Loan Brokers 2101 Operating Regulation 5 Del.C. §§2102(b) and 2112 Effective Date: October 13, 2016 1.0 Applicability of Chapter 1.1 5 Del.C. Ch. 21 applies only to …
5 DACOpen chapter PDF ↗5 DAC 2102 2102 Mortgage Loan Brokers Minimum Requirements for Content of Books and Records
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2100 Mortgage Loan Brokers 2102 Minimum Records 5 Del.C. §§2111(a) and 2112 Effective Date: December 11, 2014 1.0 Minimum Required Records Each licensed office shall maintain the …
5 DACOpen chapter PDF ↗5 DAC 2103 2103 Mortgage Loan Broker Regulations Itemized Schedule of Charges
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2100 Mortgage Loan Brokers 2103 Schedule of Charges 5 Del.C. §2115 Effective Date: April 11, 2014 1.0 Itemization of Charges 1.1 Each licensee shall maintain an itemization of the…
5 DACOpen chapter PDF ↗5 DAC 2104 2104 Mortgage Loan Brokers Minimum Disclosure Requirements
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2100 Mortgage Loan Brokers 2104 Minimum Disclosure and Agreement Requirements 5 Del.C. §2113 Effective Date: December 11, 2014 1.0 Written Agreement The licensee shall enter into …
5 DACOpen chapter PDF ↗5 DAC 2105 2105 Report of Delaware Loan Volume
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2100 Mortgage Loan Brokers 2105 Report of Delaware Loan Volume 5 Del.C. §§2111 and 2112 Effective Date: April 11, 2014 Each licensee shall submit this report to the Office of the …
5 DACOpen chapter PDF ↗5 DAC 2106 2106 Report of Delaware Assets
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2100 Mortgage Loan Brokers 2106 Report of Delaware Assets 5 Del.C. §§2111 and 2112 Effective Date: April 11, 2014 Each licensee shall submit this report annually to the Office of …
5 DACOpen chapter PDF ↗5 DAC 2107/2208 2107/2208 Guidance On Nontraditional Mortgage Product Risks
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<!-- TRANSIT - PREVIOUS PAGE --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --> Title 5 Banking 2100 Mortgage Loan Brokers <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-->'; document.write (setPDFLink(strFile)); // --> 2107/2208 Guidance On Nontraditional Mortgage Product Ri…
5 DACOpen chapter PDF ↗5 DAC 2107/2208 2107/2208 Guidance On Nontraditional Mortgage Product Risks
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<!-- TRANSIT - PREVIOUS PAGE --><!-- .a href=""..img src="../../gallery/royalppv.gif" alt="Previous Page" border="0"../a. --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --> Title 5 Banking 2200 Licensed Lenders <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-->'; document.writ…
5 DACOpen chapter PDF ↗5 DAC 2108/2209 2108/2209 Statement on Subprime Mortgage Lending
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<!-- TRANSIT - PREVIOUS PAGE --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --> Title 5 Banking 2200 Licensed Lenders <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-->'; document.write (setPDFLink(strFile)); // --> 2108/2209 Statement on Subprime Mortgage Lending 5 Del.C . §2…
5 DACOpen chapter PDF ↗5 DAC 2108/2209 2108/2209 Statement on Subprime Mortgage Lending
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<!-- TRANSIT - PREVIOUS PAGE --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --><!-- .a href=""..img src="../../gallery/royalpnx.gif" alt="Next Page" border="0"../a. --> Title 5 Banking 2100 Mortgage Loan Brokers <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-->'; document.wri…
5 DACOpen chapter PDF ↗5 DAC 2201 2201 Licensed Lenders Operating Regulations
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2200 Licensed Lenders 2201 Operating Regulation 5 Del.C. §2210(e) Effective Date: October 13, 2016 1.0 Applicability of Chapter 1.1 5 Del.C. Ch. 22 applies only to consumer credit…
5 DACOpen chapter PDF ↗5 DAC 2202 2202 Licensed Lenders Minimum Requirements for Content of Books and Records
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2200 Licensed Lenders 2202 Minimum Records 5 Del.C. §§2210(e) and 2211(a) Effective Date: December 11, 2014 1.0 Minimum Required Records Each licensed office shall maintain the fo…
5 DACOpen chapter PDF ↗5 DAC 2203 2203 Licensed Lenders Regulations Itemized Schedule of Charges
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2200 Licensed Lenders 2203 Schedule of Charges 5 Del.C. §§2218(a) and 2231 Effective Date: April 11, 2014 1.0 Itemization of Charges 1.1 Each licensee shall maintain itemizations …
5 DACOpen chapter PDF ↗5 DAC 2204 2204 Required Amount of Licensed Lender’s Surety Bond or Irrevocable Letter of Credit
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2200 Licensed Lenders 2204 Surety Bond or Irrevocable Letter of Credit 5 Del.C. §2208 Effective Date: April 11, 2014 1.0 Bond or Irrevocable Letter of Credit Required Each license…
5 DACOpen chapter PDF ↗5 DAC 2205 2205 Report of Delaware Loan Volume
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2200 Licensed Lenders 2205 Report of Delaware Loan Volume 5 Del.C. §2210(e) Effective Date: April 11, 2014 Each licensee shall submit this report to the Office of the State Bank C…
5 DACOpen chapter PDF ↗5 DAC 2206 2206 Report of Delaware Assets
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2200 Licensed Lenders 2206 Report of Delaware Assets 5 Del.C. §2210(e) Effective Date: April 11, 2014 Each licensee shall submit this report annually to the Office of the State Ba…
5 DACOpen chapter PDF ↗5 DAC 2207 2207 Exemption of Licensed Lenders
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2200 Licensed Lenders 2207 Exemption of Licensed Lenders 5 Del.C. §2202(b) Effective Date: August 11, 2014 1.0 Purpose This regulation governs the procedures and requirements for …
5 DACOpen chapter PDF ↗5 DAC 2210 2210 Short-Term Consumer Loans
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<!-- TRANSIT - PREVIOUS PAGE --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --><!-- .a href=""..img src="../../gallery/royalpnx.gif" alt="Next Page" border="0"../a. --> Title 5 Banking 2200 Licensed Lenders 2200 Licensed Lenders <!-- var strFile='<!--#echo var="DOCUMENT_NAME"-…
5 DACOpen chapter PDF ↗5 DAC 2301 2301 Operating Regulation
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2300 Sale of Checks and Transmission of Money 2301 Operating Regulation 5 Del.C. Ch. 23 5 Del.C. §2318 Effective Date: April 13, 2020 1.0 Compliance with Applicable Laws 1.1 All l…
5 DACOpen chapter PDF ↗5 DAC 2302 2302 Exemptions
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<!--?php include "/var/www/vhosts/regulations.delaware.gov/httpdocs/navigation/pdf-links.html"; ?--> 2300 Sale of Checks and Transmission of Money 2302 Exemptions 5 Del.C . §2304(c) Effective Date: August 11, 2014 1.0 Purpose This regulation governs the procedures and requirement…
5 DACOpen chapter PDF ↗5 DAC 2303 2303 Report of Delaware Volume
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<!-- TRANSIT - PREVIOUS PAGE --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --><!-- .a href=""..img src="../../gallery/royalpnx.gif" alt="Next Page" border="0"../a. --> Title 5 Banking 2300 Sale of Checks and Transmission of Money <!-- var strFile='<!--#echo var="DOCUMENT_NAME…
5 DACOpen chapter PDF ↗5 DAC 2401 2401 Mortgage Loan Originator Licensing
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<!-- TRANSIT - PREVIOUS PAGE --><!-- .a href=""..img src="../../gallery/royalppv.gif" alt="Previous Page" border="0"../a. --><!-- TRANSIT - TOC --><!-- TRANSIT - NEXT PAGE --><!-- .a href=""..img src="../../gallery/royalpnx.gif" alt="Next Page" border="0"../a. --> Title 5 Banking…
5 DACOpen chapter PDF ↗