Insurance, Department of

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE All Lines of Insurance 18.01.01 – Rule to Implement the Privacy of Consumer Financial Information Who does this rule apply to? This rule applies to licensees and individuals or beneficiaries of insurance products or services. What is the p…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE All Lines of Insurance 18.01.02 – Schedule of Fees, Licenses, and Miscellaneous Charges Who does this rule apply to? This rule applies to insurers and individuals licensed, listed, or approved to do insurance business in the state of Idaho…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Property, Casualty, Auto Insurance 18.02.01 – Insurance Rates and Credit Rating Who does this rule apply to ? This rule applies to insurers of property and casualty insurance. What is the purpose of this rule ? The purpose of this rule imp…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Property, Casualty, Auto Insurance 18.02.02 – Automobile Insurance Policies Who does this rule apply to? This rule applies to insurers and agents of automobile insurance. What is the purpose of this rule? The purpose of this rule provides …

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Property, Casualty, Auto Insurance 18.02.03 – Certificate of Liability Insurance for Motor Vehicles Who does this rule apply to ? This rule applies to insurers of liability insurance for motor vehicles. What is the purpose of this rule ? T…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Life & Annuity 18.03.02 – Life Settlements Who does this rule apply to ? This rule applies to insurers and agents of life insurance business. What is the purpose of this rule ? The purpose of this rule sets requirements for the sale and se…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Life & Annuity 18.03.03 – Variable Contracts Who does this rule apply to ? This rule applies to insurers of variable contracts. What is the purpose of this rule ? The purpose of this rule provides a comprehensive plan: including, qualifica…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Life & Annuity 18.03.04 – Replacement of Life Insurance and Annuities Who does this rule apply to ? This rule applies to insurers, agents, brokers, and purchasers of life insurance and annuities. What is the purpose of this rule ? The purp…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Life & Annuity 18.03.05 – Credit Life and Credit Disability Insurance Who does this rule apply to ? This rule applies to insurers, debtors of credit life and credit disability insurance, and Idaho resi- dents. What is the purpose of this r…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.01 – Health Carrier External Review Who does this rule apply to ? This rule applies to health carriers and independent review organizations What is the purpose of this rule ? The purpose of this rule set…

IDAPA – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.02 – Complications of Pregnancy, Newborn, and Adopted Children Coverage Who does this rule apply to ? This rule applies to health carriers providing coverage to newborn and newly adopted children. What is t…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.03 – Advertisement of Disability (Accident And Sickness) Insurance Who does this rule apply to ? This rule applies to health insurers that provide accident and sickness insurance, including Medi- care su…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance Chapter 18.04.04 –The Managed Care Reform Act Rule Who does this rule apply to ? This rule applies to managed care organizations. What is the purpose of this rule ? The purpose of this rule implements the Mana…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.05 – Self-Funded Health Care Plans Rule Who does this rule apply to ? This rule applies to Idaho employers offering self-funded health care plans. What is the purpose of this rule ? The purpose of this r…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.06 – Governmental Self-Funded Employee Health Care Plans Rule Who does this rule apply to? This rule applies to health carriers that offer governmental self-funded health care plans. What is the purpose …

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.07 – Restrictions on Discretionary Clauses in Health Insurance Contracts Who does this rule apply to ? This rule applies to health carriers transacting insurance in Idaho, excluding health insurance cont…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.08 – Individual and Group Supplementary Disability Insurance Minimum Standards Rule Who does this rule apply to ? This chapter applies to all individual and group policies and certificates providing hosp…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.10 – Medicare Supplement Insurance Standards Who does this rule apply to ? This rule applies to all Medicare supplement policies and certificates issued under group Medicare supplement policies delivered…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.11 – Long-Term Care Insurance Minimum Standards Who does this rule apply to ? This rule applies to all long-term care insurance policies delivered or issued for delivery in Idaho. This includes qualified…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.12 – The Small Employer Health Insurance and Availability Act Who does this rule apply to ? This rule applies to carriers that provide health benefit plans to small employers and all health benefit plans…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.13 – The Individual Health Insurance Availability Act Who does this rule apply to ? This rule applies to carriers that provide benefit plans to eligible individuals and health benefit plans sold to eligi…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.14 – Coordination of Benefits Who does this rule apply to ? This rule applies to insurance contracts that include medical benefits coverage. What is the purpose of this rule ? The purpose of this rule al…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Health & Disability Insurance 18.04.15 – Rules Governing Short-Term Health Insurance Coverage Who does this rule apply to ? This rule applies to all enhanced short-term plans and nonrenewable short-term coverage that provide medical expens…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Title Insurance 18.05.01 – Rules for Title Insurance Regulation Who does this rule apply to ? This rule applies to all title insurers, agents, escrow officers, and employees acting as escrow agents. What is the purpose of this rule ? The p…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Agents & Licensing 18.06.01 – Rules Pertaining to Bail Agents Who does this rule apply to ? This rule applies to all bail agents as defined by Section 41-1038, Idaho Code. What is the purpose of this rule ? The purpose of this rule sets re…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Agents & Licensing 18.06.02 – Producers Handling of Fiduciary Funds Who does this rule apply to ? This rule applies to producers and bail agents who handle funds in a fiduciary capacity. What is the purpose of this rule ? The purpose of th…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Agents & Licensing 18.06.04 – Continuing Education Who does this rule apply to ? This rule applies to producers, adjusters, and public adjusters licensed by the Department. What is the purpose of this rule ? The purpose of this rule prescr…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Agents & Licensing 18.06.05 – Managing General Agents (MGA) Who does this rule apply to ? This rule applies to resident and non-resident insurance producers. What is the purpose of this rule ? The purpose of this rule implements and admini…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Agents & Licensing 18.06.06 – Surplus Line Rules Who does this rule apply to ? This rule applies to resident and non-resident licensees, producers, purchasing groups, and brokers of surplus lines. What is the purpose of this rule ? This ru…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Company Solvency 18.07.01 – Rules for Acquiring Control, Insurance Holding Company Systems, and Mutual Insurance Holding Companies Who does this rule apply to ? This rule applies to all insurers and entities that are part of an insurance h…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Company Solvency 18.07.02 – Reserve Liabilities and Minimum Valuations for Annuities and Pure Endowment Contracts Who does this rule apply to ? This rule applies to companies who sell annuities and pure endowment contracts. What is the pur…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Company Solvency 18.07.03 – Valuation of Life Insurance Policies Including the Use of Select Mortality Factors Who does this rule apply to ? This rule applies to all life insurance policies, with or without nonforfeiture values, issued on …

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Company Solvency 18.07.04 – Annual Financial Reporting Who does this rule apply to ? This rule applies to domestic and foreign insurers and certified public accountants performing audits of financial reports for insurance companies. What i…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Company Solvency 18.07.05 – Director's Authority for Companies Deemed to be in Hazardous Financial Condition Who does this rule apply to ? This rule applies to the Director of the Idaho Department of Insurance. What is the purpose of this …

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Company Solvency 18.07.06 – Life and Health Reinsurance Agreements Who does this rule apply to ? This rule applies to all domestic life, accident, health insurers, and all other life, accident, and health insurers not subject to similar ru…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Company Solvency 18.07.08 – Property and Casualty Actuarial Opinion Rule Who does this rule apply to ? This rule applies to all property and casualty insurers conducting business in the state of Idaho. What is the purpose of this rule ? Th…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Company Solvency 18.07.09 – Life and Health Actuarial Opinion and Memorandum Rule Who does this rule apply to ? This rule applies to all life insurance companies and fraternal benefit societies and those authorized to reinsure life insuran…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE Company Solvency 18.07.10 – Corporate Governance Annual Disclosure Who does this rule apply to ? This rule applies to all insurers and insurance groups conducting business in the state of Idaho. What is the purpose of this rule ? The purpo…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE State Fire Marshal 18.08.01 – Adoption of the International Fire Code Who does this rule apply to ? This rule applies to the Idaho general public. What is the purpose of this rule ? The purpose of this rule adopts the 2000 edition of the I…

IDAPA 18 – IDAHO DEPARTMENT OF INSURANCE State Fire Marshal 18.08.02 – Fire Protection Sprinkler Contractors Who does this rule apply to ? This rule applies to any person or entity involved in fire protection sprinkler systems. What is the purpose of this rule ? The purpose of th…