Kansas Administrative Code

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-14. Revoked. (Authorized by K.S.A. 40-103, 40-216, 40-246, 40-2203(G), 40-2215(C); effective Jan. 1, 1966; revoked May 1, 1979.)

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-15. Revoked. (Authorized by K.S.A. 40-103, 40-216, 40-246, 40-2203(G), 40-2215(C); effective Jan. 1, 1966; revoked May 1, 1979.)

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-16. Revoked. (Authorized by K.S.A. 40-103, 40-216, 40-246, 40-2203(G), 40-2215(C); effective Jan. 1, 1966; revoked May 1, 1979.)

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-17. Accident and health insurance companies; record of loss experience required; form adopted by the national association of insurance commissioners; filing date. (a) Ea…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-18. Accident and health insurance companies; releases; requirements. Each insurance company writing health and accident insurance shall not limit or attempt to limit its…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-19. Revoked. (Authorized by K.S.A. 40-103, 40-216, 40-1109, 40-2203(G), 40-2215(C); effective Jan. 1, 1966; amended May 1, 1979; revoked May 1, 1986.)

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-2. Accident and sickness insurance policies; franchise plan; requirements. (a) Forms for accident and sickness insurance policies shall be approved for writing on a fran…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-20. Revoked. (Authorized by K.S.A. 40-103, 40-235, 40-2403, 40-2404(l); effective Jan. 1, 1966; revoked May 1, 1979.)

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-21. Accident and health insurance; reserve standards for individual policies. The national association of insurance commissioners' reserve standards for individual healt…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-22. Accident and health insurance policies; right to return policy. Each individual accident and health policy, except travel accident policies or policies of a similar …

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-23. Accident and sickness insurance; deceptive practices; requirements; prohibitions. (a) Paragraphs (3), (4) and (5) of subsection (b) shall not apply to credit acciden…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-24. Revoked. (Authorized by K.S.A. 1978 Supp. 40-2218; effective Feb. 15, 1977; revoked May 1, 1979.)

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-25. Accident and sickness insurance standards for benefits. (a) K.A.R. 40-4-26 through 40-4-33 shall apply to each individual accident and sickness insurance policy and …

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-26. Same; basic hospital expense coverage. (a) "Basic hospital expense coverage" means a policy of accident and sickness insurance which provides coverage for a period o…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-27. Same; basic medical-surgical expense coverage. "Basic medical-surgical expense coverage" means a policy of accident and sickness insurance which, for each person ins…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-28. Same; hospital confinement indemnity coverage. "Hospital confinement indemnity coverage" means a policy of accident and sickness insurance which provides, for each p…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-29. Same; major medical expense coverage. (a) "Major medical expense coverage" means an accident and sickness insurance policy which: (1) Provides hospital, medical and …

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-29a. Revoked. (Authorized by K.S.A. 40-103 and 40-2257(i); implementing K.S.A. 40-2257; effective Jan. 12, 2007; amended Sept. 18, 2015; revoked July 12, 2024.)

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-3. Accident and health insurance policies; renewal and cancellation conditions; description required; cross-reference of renewal and cancellation provisions. (a) When an…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-30. Same; disability income protection coverage. (a) "Disability income protection coverage" means a policy which provides for weekly or monthly payments, for a specifie…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-31. Same; standards for benefits, accident only coverage. "Accident only coverage" means a policy of accident insurance which provides coverage, singly or in combination…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-32. Same; standards for benefits; specified disease coverage. "Specified disease coverage" means a policy which meets one of the following definitions: (a) A policy whic…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-33. Same; standards for benefits; specified accident coverage. "Specified accident coverage" means an accident insurance policy which provides coverage for a specificall…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-34. Accident and health insurance; coordination of benefits. The Kansas insurance department's "policy and procedure relating to coordination of benefits," dated January…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-35. Medicare supplement policies; minimum standards. (a) The Kansas insurance department's "policy and procedure to implement medicare supplement insurance minimum stand…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-35a. Medicare supplement policies; medicare catastrophic coverage repeal act of 1989; transitional requirements. Sections 3, 4, 5, 6, 7, 8, 9, 10 and appendix A of the n…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-36. Accident and sickness insurance; conversion policies; reasonable notice of right to convert. (a) The requirements for reasonable notice by the insurer of the right t…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37. Long-term care insurance; application; definitions. (a) These regulations shall apply to individual or group long-term care insurance policies, subscriber contracts,…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37a. Long-term care insurance; renewal provisions; requirements. (a) A certificate or individual policy delivered or issued for delivery shall not contain renewal provis…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37b. Long-term care insurance; marketing practices; prohibitions; limitations. A policy shall not be advertised, described, solicited, delivered or issued for delivery i…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37c. Long-term care insurance; termination; recurrent confinements; continuation of benefits. (a) If a long-term care insurance policy is terminated while an insured is …

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37d. Long-term care insurance; benefits; medical condition; activities of daily living; definitions; requirements. (a) A long-term care policy may require a recommendati…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37e. Long-term care insurance; prohibitions. Each long-term care policy shall be prohibited from the following: (a) Containing more than one elimination period for all p…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37f. Long-term care insurance; notices, limited policy; right to return requirements. (a) A long-term care insurance policy shall have the words "this is a limited polic…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37g. Long-term care insurance; benefit standards; definitions; explanations. (a) A long-term care insurance policy that provides for the payment of benefits based on sta…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37h. Long-term care insurance; pre-existing conditions; requirements; prohibitions. (a) If a long-term care insurance policy or certificate contains any limitations with…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37i. Long-term care insurance; replacement; notice; waiver of waiting periods. (a) Long-term care insurance application forms shall request information as to other accid…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37j. Long-term care insurance; outline of coverage; content; format. (a)(1) An outline of coverage shall be delivered to a prospective applicant for long-term care insur…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37k. Long-term care insurance; minimum loss ratios. (a) Long-term care insurance policies shall return the following to policyholders in the form of aggregate benefits u…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37l. Long-term care insurance; applications. All applications for long-term care insurance policies or certificates, except those which are guaranteed issue, shall conta…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37m. Long-term care insurance; rescissions; annual report required. Every insurer or other entity selling or issuing long-term care insurance benefits shall maintain a r…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37n. Long-term care insurance; home health or community care services. (a) A long-term care insurance policy or certificate, if it provides for home health or community …

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37o. Long-term care insurance; inflation protection; increased benefits; offer required. (a) No insurer may offer a long-term care insurance policy unless the insurer al…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37p. Long-term care insurance; advertisements; marketing. (a) Every insurer, health care service plan or other entity providing long-term care insurance or benefits in t…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37q. Initial filing requirements. (a) This regulation shall apply as follows: (1) To any long-term care policy issued in this state on or after January 1, 2003; or (2) f…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37r. Long-term care insurance; non-duplication provisions. A long-term care policy may contain non-duplication of coverage provisions consistent with Kansas insurance st…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-37s. Long-term care insurance; required disclosure of rating practices to consumers. (a) Except as provided in subsection (b) of this regulation, this regulation shall a…