Kansas Administrative Code

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-38. Accident and health insurance policies; limited benefits; notice required. Each limited individual policy of accident and health insurance shall have the words "this…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-39. Accident and sickness insurance; specified disease policies; replacement; credit for waiting periods and other time sensitive limitations. (a) This regulation shall …

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-4. Accident and health insurance policies; limitation on the use of the terms "non-cancellable", "non-cancellable and guaranteed renewable" and "guaranteed renewable". (…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-40. Accident and sickness insurance; claim forms; acceptance required. (a) As used in this regulation: (1) "Commissioner" means the commissioner of insurance, state of K…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-41. Utilization review organizations; standards. The Kansas insurance department's "policy and procedure to relating to health utilization management standards," dated M…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-41a. Revoked. (Authorized by K.S.A. 40-103 and K.S.A. 1994 Supp. 40-22a01, et seq.; implementing K.S.A. 1994 Supp. 40-22a04; effective, T-40-4-26-95, April 26, 1995; eff…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-41b. Revoked. (Authorized by K.S.A. 40-103, 40-22a04, and 40-22a11; implementing K.S.A. 40-22a04; effective, T-40-4-26-95, April 26, 1995; effective June 12, 1995; amend…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-41c. Revoked. (Authorized by K.S.A. 40-103, 40-22a04, and 40-22a11; implementing K.S.A. 40-22a04; effective, T-40-4-26-95, April 26, 1995; effective June 12, 1995; amend…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-41d. Revoked. (Authorized by K.S.A. 40-103, 40-22a04, and 40-22a11; implementing K.S.A. 40-22a04; effective, T-40-4-26-95, April 26, 1995; effective June 12, 1995; amend…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-41e. Revoked. (Authorized by K.S.A. 40-103, 40-22a04, and 40-22a11; implementing K.S.A. 40-22a04; effective, T-40-4-26-95, April 26, 1995; effective June 12, 1995; amend…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-41f. Revoked. (Authorized by K.S.A. 40-103, 40-22a04, and 40-22a11; implementing K.S.A. 40-22a04; effective, T-40-4-26-95, April 26, 1995; effective June 12, 1995; amend…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-41g. Revoked. (Authorized by K.S.A. 40-103, 40-22a04, and 40-22a11; implementing K.S.A. 40-22a04 and 40-22a11; effective, T-40-4-26-95, April 26, 1995; effective June 12…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-41h. Revoked. (Authorized by K.S.A. 40-103 and K.S.A. 1999 Supp. 40-22a04 and 40-22a11; implementing K.S.A. 1999 Supp. 40-22a04 and 40-22a11; effective June 22, 2001; re…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-41i. Revoked. (Authorized by K.S.A. 40-103, 40-22a04, and 40-22a11; implementing K.S.A. 40-22a04; effective June 22, 2001; amended Jan. 12, 2007; revoked April 18, 2008.…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-41j. Revoked. (Authorized by K.S.A. 40-103, 40-22a04, and 40-22a11; implementing K.S.A. 40-22a04 and 40-22a09; effective June 22, 2001; amended Jan. 12, 2007; revoked Ap…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-42. Definitions; external review. (a) "Authorized representative" means any of the following: (1) A person to whom the insured has given express written consent to repre…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-42a. Notice requirements of adverse decisions. (a) Each written notification of an adverse decision shall be printed in clear, legible type and in at least 12-point type…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-42b. Preliminary determination by commissioner. (a) Within 10 business days after receiving the written request for external review and all necessary information, a prel…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-42c. Standard external review procedures. (a) At the time a request for external review is accepted pursuant to K.A.R. 40-4-42b, an external review organization that has…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-42d. Expedited external review. (a) If the insured has an emergency medical condition, as defined in L. 1999, Ch. 162, Sec. 6, and amendments thereto, and receives an ad…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-42e. Minimum qualifications for external review organizations. (a) To be approved under K.A.R. 40-4-42e and L. 1999, Ch. 162, Secs. 6 through 9, and amendments thereto, …

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-42f. External review reporting requirements. (a) An external review organization assigned pursuant to K.A.R. 40-4-42c and 40-4-42d to conduct an external review shall ma…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-42g. Exhaustion of internal review process. (a)(1) Except as provided in subsection (b) of this regulation, a request for external review pursuant to K.A.R. 40-4-42c and…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-43. Hospital, medical, and surgical expense insurance policies and certificates; prohibiting certain types of discrimination. (a) A hospital, medical, or surgical expens…

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-5. Revoked. (Authorized by K.S.A. 40-103, 40-216, 40-2203(G), 40-2215(C); effective Jan. 1, 1966; amended Jan. 1, 1967; revoked May 1, 1979.)

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-6. Revoked. (Authorized by K.S.A. 40-103, 40-216, 40-2203(G), 40-2215(C), 40-2403, 40-2404; effective Jan. 1, 1966; revoked May 1, 1979.)

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-7. Revoked. (Authorized by K.S.A. 40-103, 40-216, 40-2203(G), 40-2215(C), 40-2403, 40-2404; effective Jan. 1, 1966; revoked May 1, 1979.)

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-8. Revoked. (Authorized by K.S.A. 40-103, 40-216, 40-2203(G), 40-2215(C), 40-2403, 40-2404; effective Jan. 1, 1966; revoked May 1, 1979.)

Kansas Administrative Regulations Kansas Department of Insurance Article 4.—Accident and Health Insurance 40-4-9. Revoked. (Authorized by K.S.A. 40-103, 40-216, 40-2203(G), 40-2215(C), 40-2403, 40-2404; effective Jan. 1, 1966; revoked May 1, 1979.)

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-1. Revoked. (Authorized by K.S.A. 16-507, 16-413, 40-103; effective Jan. 1, 1966; revoked Jan. 1, 1974.)

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-10. Credit insurance; fire and extended coverage; issuance for single indivisible premium; requirements. Fire and extended coverage insurance permitted by Kansas administrative regul…

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-101. Revoked. (Authorized by K.S.A. 16a-4-112; effective Jan. 1, 1974; revoked May 1, 1979.)

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-102. Consumer credit insurance; definitions. (a) "Credit life insurance" means insurance on the life of a consumer pursuant to or in connection with a consumer credit transaction. (b…

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-103. Same; rights and treatment of consumers. (a) Multiple plans of insurance. If a creditor makes available to consumers more than one plan of credit life insurance, or more than on…

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-104. Same; coverage without separate charge. (a) If no separate charge is made to the consumer for consumer credit insurance, the consumer shall be charged a specific amount for insu…

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-105. Same; filing requirements. (a) Each policy form, certificate of insurance, notice of proposed insurance, application for insurance, endorsement, and rider to be delivered or iss…

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-106. Revoked. (Authorized by K.S.A. 40-103, 16a-4-112; implementing K.S.A. 16a-4-101 through 16a-4-203; effective Jan. 1, 1974; amended May 1, 1979; amended May 1, 1986; revoked Aug.…

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-107. Same; credit insurance rates and forms. (a) The basic test of the reasonableness of the relation of benefits to the premium charges shall be an anticipated loss ratio of "claims…

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-108. Same; refunds. (a) Formulas for computing refunds of credit insurance premiums shall be acceptable to the commissioner for coverage as follows: (1) Pro rata method. The pro rata…

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-109. Same; experience reports. Each insurer doing consumer credit insurance business in this state shall annually file with the insurance department a report of credit life and credi…

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-11. Revoked. (Authorized by K.S.A. 40-103 and K.S.A. 1969 Supp. 16-211; effective, E-69-20, Sept. 1, 1969; effective Jan. 1, 1970; revoked Jan. 1, 1974.)

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-110. Same; supervision of credit insurance operations. (a) Each insurer transacting credit insurance in this state shall be responsible to conduct a reasonable annual review of the p…

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-111. Revoked. (Authorized by K.S.A. 40-103, 16a-4-112; implementing K.S.A. 16a-4-101 through 16a-4-203; effective Jan. 1, 1974; amended May 1, 1979; amended May 1, 1986; revoked Aug.…

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-12. Consumer credit insurance; termination of coverage; prohibited contractual provisions. (a) A policy or certificate of consumer credit insurance as defined in K.S.A. 16a-4-103, th…

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-2. Revoked. (Authorized by K.S.A. 16-507, 16-413, 40-103; effective Jan. 1, 1966; revoked Jan. 1, 1974.)

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-3. Revoked. (Authorized by K.S.A. 16-413, 16-507, 40-103, 40-234 and K.S.A. 1965 Supp. 40-433; effective Jan. 1, 1966; revoked Jan. 1, 1974.)

Kansas Administrative Regulations Kansas Department of Insurance Article 5.—Credit Insurance 40-5-4. Revoked. (Authorized by K.S.A. 40-103 and K.S.A. 1969 Supp. 16-413, 16-507, 40-216, 40-434; effective Jan. 1, 1966; amended Jan. 1, 1970; revoked Jan. 1, 1974.)