Maryland Administrative Code

.06 Maintaining a Sustainable Community Designation. A. To maintain a sustainable community designation, a local government or local governments shall file an updated plan and application with the Department every 5 years B. Regulations .03—.05 of this chapter shall apply to the …

.07 Modification of a Sustainable Community Designation. A. A local government or local governments may submit modifications to a sustainable community designation to the Department in accordance with the schedule that the Department establishes. B. The subcabinet, on the recomme…

.01 Purpose. The purpose of this chapter is to prescribe the procedure for designating Neighborhood Conservation Areas by the Department upon request of a local government under Tax-Property Article, §9-255, Annotated Code of Maryland.

.02 Definitions. A. In this chapter, the following terms have the meanings indicated. B. Terms Defined. (1) “Act” means Housing and Community Development Article, Title 6, Subtitle 3, Annotated Code of Maryland. (2) “Application” means an application to the Department as describe…

.03 Application Requirements. A. An application for Neighborhood Conservation Area designation shall be submitted by a local government to the Department in accordance with the schedule that the Department establishes. B. An application shall: (1) Be on standard forms prescribed …

.04 Application Processing. A. Application Evaluation. (1) Each application shall be submitted to the Department to determine whether all of the information required under Regulation .03 of this chapter is contained in the application. (2) Upon receipt of all required information…

.05 Designation of a Neighborhood Conservation Area. A. The Secretary may designate an area as a Neighborhood Conservation Area. B. Denial of Applications. If the Secretary, acting under §A of this regulation, determines not to designate all or part of an area as a neighborhood c…

.06 Modification of a Neighborhood Conservation Area Designation. A. A local government or local governments may submit modifications to a neighborhood conservation area designation to the Department in accordance with the schedule that the Department establishes. B. The Secretar…

.01 General. This chapter describes the policies and procedures for making technical assistance grants to nonprofit organizations and local jurisdictions under the Program.

.02 Objective. The objectives of the Program are to make technical assistance grants to expand: A. The production of decent, affordable housing for families of limited income through the use of self-help methods of rehabilitation and construction; B. Homeownership opportunities f…

.03 Definitions. A. In this chapter, the following terms have the meanings indicated and as defined in the Act. B. Terms Defined. (1) “Act” means Housing and Community Development Article, Title 4, Subtitle 17, Annotated Code of Maryland. (2) “Administration” means the Community …

.04 Eligible Grantees. A nonprofit organization or local jurisdiction shall meet the following requirements to qualify for a grant under the Program: A. Have the legal capacity to enter into the grant agreement; B. Satisfy all legal requirements to operate in the State; and C. Me…

.05 Eligible Use of Grant Funds. A. Grants for construction activities and techniques may be made to local jurisdictions and nonprofit organizations to provide assistance to families of limited income who are owner-builders or self-help rehabilitators for the following purposes: …

.06 Grant Allocation and Criteria. A. Allocations. (1) The amount of funds available in the fiscal year for Program grants shall be determined as of July 1 of each fiscal year. (2) The Department shall notify local nonprofit organizations engaged in housing-related activities and…

.07 Grant Terms and Conditions. A. Grant Agreement. Each grantee shall be required to execute a grant agreement with the Department which shall contain such terms as the Department determines to be necessary to ensure compliance with this chapter, any special conditions imposed b…

.08 Application and Processing Procedures. A. Grant Applications. Applications for grants shall be on the form approved by the Department and shall include the following supporting documentation: (1) Organizational documents of the applicant; (2) Evidence of good standing of the …

.09 Administration of Grants. A. Grantees shall maintain accurate financial records, in a form acceptable to the Department, of all transactions which relate to the grant, and make these records available to the Department for review on request for a period of not less than 3 yea…

.10 Nondiscrimination; Drug and Alcohol Free Workplace. A. Grantees may not discriminate on the basis of race, color, religion, national origin, sex, marital status, physical or mental disability, sexual orientation, or age, except with regard to age as permitted under the federa…

.11 Program Administration. A. Except for waivers under §D of this regulation, any action or decision required or permitted to be taken or made by the Department under these regulations may be taken or made by the Director or the Director's designee. B. The Department may termina…

.12 False Statements. A person may not knowingly make or cause to be made any false statement or report in any documents required to be furnished to the Department by any agreement relating to the Program.

.01 Definitions. A. In this chapter, the following terms have the meanings indicated. B. Terms Defined. (1) “Borrower” has the meaning stated in Financial Institutions Article, §11–501, Annotated Code of Maryland. (2) “Department” means the Department of Housing and Community Dev…

.02 Application. A. This chapter applies to any lender that makes a mortgage loan secured by owner–occupied residential real property located in the State. B. This chapter does not apply to: (1) Any mortgage loan in which the initial application was completed prior to January 1, …

.03 Notice of Housing Counseling Programs and Services. A. Form. Unless the lender is otherwise required by federal or State law to refer a borrower to housing counseling, a lender shall provide a notice of homebuyer education or housing counseling in substantially the following …

.04 Timing of Notice. A. The notice required under Regulation .03 of this chapter shall be provided to a borrower within 10 business days after initial application. B. A lender may require borrower to complete a written application before agreeing to begin processing the loan, if…

.05 Maintaining and Providing Information. The Department shall: A. Maintain information about nonprofit homebuyer education and housing counseling programs and services provided by nonprofit and government organizations certified by the U.S. Department of Housing and Urban Devel…

.01 Definitions. A. In this chapter, the following terms have the meanings indicated. B. Terms Defined. (1) “Department” means the Department of Housing and Community Development, a principal department of the State. (2) “Housing counseling services” means assistance provided to …

.02 Purpose. The purpose of this chapter is to prescribe the timing and form of certification of a mortgagor or grantor’s participation in housing counseling services as a precondition to prefile mediation in accordance with Real Property Article, §7-105.1(d), Annotated Code of M…

.03 Providing Information on Housing Counseling Services. The Department shall: A. Maintain information on housing counseling programs and services provided by nonprofit and government organizations certified by the U.S. Department of Housing and Urban Development that are availa…

.04 Timing and Certification of Housing Counseling Services. A. A mortgagor or grantor that has elected to participate in prefile mediation offered by a secured party must: (1) Regardless if they have previously completed housing counseling services, either: (a) Obtain housing co…

.01 General. These regulations describe the policies and procedures for making: A. Operating assistance grants under the National Foreclosure Mitigation Counseling Program (NFMC); B. Operating assistance grants under the Housing Counseling and Foreclosure Mediation Fund (HCFMF); …

.02 Objective. The objectives of the Programs are to: A. Make NFMC operating assistance grants to eligible entities that: (1) Provide housing counseling assistance to owner-occupants of single-family properties, primarily in areas of the State with high rates of defaults and fore…

.03 Definitions. A. In this chapter, the following terms have the meanings indicated. B. Terms Defined. (1) “Act” means Housing and Community Development Article, Annotated Code of Maryland. (2) “Department” means the Department of Housing and Community Development, a principal d…

.04 Eligible Grantees. Eligible entities shall meet the following requirements to qualify for an operating assistance grant: A. Have all requisite legal capacity and due authority to enter into the grant; B. Satisfy all legal requirements to operate in the State; and C. Meet the …

.05 Eligible Use of Grant Funds. A. NFMC grants may be used for costs associated with providing housing counseling services primarily in areas of the State with high rates of defaults and foreclosures, or in other areas, based on demonstrated need, to owner-occupants of single-fa…

.06 Grant Allocation and Criteria. A. Allocations. (1) The amount of funds available in the fiscal year for grants shall be determined as of July 1 of each fiscal year. (2) Initial determinations may be adjusted if appropriated funds available for the Programs are increased or de…

.07 Grant Terms and Conditions. The Department shall establish grant terms and conditions in accordance with the terms of the funding source.

.08 Application and Processing Procedures. A. Grant Applications. (1) Applications for grants shall be on forms approved by the Department. (2) The applications shall include the following information and supporting documentation: (a) Organizational documents of the applicant; (b…

.09 Administration of Grants. A. Recipients of grants shall maintain accurate financial records, in forms acceptable to the Department, of all transactions which relate to the grants, and make these records available to the Department for review on request for a period of not les…

.10 Assurance of Compliance with Law. A. Grantees may not discriminate against any person on the basis of race, color, religion, national origin, sex, marital status, physical or mental handicap, or age in any aspect of their projects. B. Each grantee shall comply with applicable…

.11 Programs Administration. A. Except for waivers under §D of this regulation, any action or decision required or permitted to be taken or made by the Department under these regulations may be taken or made by the Assistant Secretary, Division of Neighborhood Revitalization, or …

.12 False Statements. A person may not knowingly make or cause to be made any false statement or report in any documents required to be furnished to the Department by any agreement relating to the Programs.

.01 Purpose. The purpose of this chapter is to prescribe the policies and procedures for providing financial assistance for neighborhood revitalization projects, and for administering the Strategic Demolition and Smart Growth Impact Program.

.02 Definitions. A. In this chapter, the following terms have the meanings indicated. B. Terms Defined. (1) “Act” means Housing and Community Development Article, §4-508, Annotated Code of Maryland. (2) “Application” means an application to the Department as described in Regulati…

.03 Eligible Applicants and Uses. A. To be eligible to receive financial assistance under the Program, an applicant shall meet the following minimum requirements: (1) Be a government agency or a CDO; (2) Not have defaulted on any prior financial assistance from the Department; (3…

.04 Applications. A. Applications for financial assistance shall be accepted in one or more competitive rounds to be announced by the Department annually. B. An application submitted to the Department shall: (1) Be on standard forms prescribed by the Department; (2) Be submitted …

.05 Application Processing. A. Each application shall be submitted to the Department to determine whether all of the information required under Regulation .04 of this chapter is contained in the application. B. All complete project applications will be competitively evaluated by …

.06 Program Administration. A. The Department may establish from time to time detailed program guidelines containing application schedules, procedures, underwriting standards, processing requirements, and other requirements or matters relating to the Program. B. The Department ma…