Michigan Administrative Code

R 390.1402 Definitions; D. Rule 2. As used in these rules: (a) "Defaulted loans" means the failure of a borrower to make an installment payment when due or to comply with other terms of the note or other written agreement evidencing a loan in accordance with the conditions and re…

R 390.1403 Definitions; E. Rule 3. As used in these rules: (a) "Educational loans" means loans to student or parent borrowers as authorized by the act. (b) "Executive director" means the executive director of the Michigan higher education assistance authority. History: 1979 AC; 1…

R 436.1403 Hours and days of operation. Rule 3. (1) Except as provided in subrule (7) of this rule, an on-premises licensee shall not sell, give away, or furnish alcoholic liquor between the hours of 2 a.m. and 7 a.m. on any day nor between the hours of 2 a.m. and 12 noon on Sund…

R 432.1403 Notice of public offering. Rule 403. A person notifying the board of a public offering must disclose all of the following information: (a) A description of the securities to be offered. (b) The proposed terms upon which the securities are to be offered. (c) The anticip…

R 324.1403 Water supply monitoring and storage. Rule 1403. (1) If 1 or more fresh water wells are present within 1,320 feet of a proposed large volume water withdrawal, the permittee shall install a monitor well between the water withdrawal well or wells and the nearest fresh wat…

R 432.1404 Fraudulent and deceptive practices prohibited. Rule 404. A disciplinary action may be initiated against a person applying for or holding a casino license or other person covered by this part if any of the following provisions apply to the person in connection with the …

R 125.1404 Prohibited business practices. Rule 404. (1) In addition to other laws and rules promulgated for the purpose of regulating business practices, a retailer shall not engage in any of the following practices: (a) Without the express written consent of the purchaser, alter…

R 390.1404 Definitions; F, G. Rule 4. As used in these rules: (a) "Federal interest benefits" means the payment of interest by the secretary on behalf of an eligible borrower as defined in the act. (b) "Forbearance" means reducing, extending, or delaying payments if scheduled pay…

R 336.1404 Emission of SO 2 and sulfuric acid mist from sulfuric acid plants. Rule 404. (1) It is unlawful for a person to cause or allow the emission of sulfuric acid mist from any sulfuric acid plant in excess of 0.50 pounds per ton of acid produced, the production being expres…

R 125.1405 Retail installment sales agreements; retailer-obtained financing or insurance; payment of floor plan lender; pay off of loan. Rule 405. (1) A retail installment sales agreement utilized by a retailer shall conform to the federal consumer credit protection act, Public L…

R 390.1405 Definitions; L. Rule 5. As used in these rules: (a) "Lender" means an eligible lender or holder, as defined by the secretary in the provisions of 34 C.F.R. S682.200, who has entered into a participation agreement with the authority. These provisions are adopted by refe…

R 336.1405 Emissions from sulfur recovery plants located within Wayne county. Rule 405. At sulfur recovery plants located in Wayne county, a person shall not cause or allow the emission into the atmosphere of sulfur dioxide, sulfur trioxide, or sulfuric acid from any such sulfur …

R 436.1405 Capacity of licensed premises. Rule 5. (1) An on-premises licensee shall post, in a conspicuous place, a sign stating the total capacity of each public room of the licensed establishment, based upon the capacity established by the state or local authority having jurisd…

R 432.1405 Submission of proxy and information statements. Rule 405. Each publicly traded corporation that applies for or holds a casino license must, within 14 days after distributing to its security holders a proxy statement or information statement pursuant to either Regulatio…

R 432.1406 Reporting requirements. Rule 406. (1) If a publicly traded corporation or other person that applies for or holds a casino license files any of the following documents with the Securities and Exchange Commission, the person must file 1 copy of each document with the boa…

R 324.1406 Disclosure of hydraulic fracturing fluid chemical additives. Rule 1406. (1) A permittee shall submit information on chemical additives used in a high volume hydraulic fracturing operation using the internet-based FracFocus Chemical Disclosure Registry that is maintaine…

R 125.1407 Retailer termination. Rule 407. (1) Immediately upon determining to terminate, a retailer shall do all of the following: (a) By certified mail, notify the department of its proposed termination: (b) By certified mail, notify each purchaser of a new or pre-owned home wh…

R 390.1407 Definitions; P to T. Rule 7. As used in these rules: (a) "Participating school" means an eligible institution which has executed an agreement with the secretary to participate in the educational loan programs. (b) "Promissory note" means the legal document which is sig…

R 432.1407 Required charter provisions. Rule 407.(1) A person covered by this part that applies for or holds a casino license shall include all of the following provisions, or similar provisions approved by the board under subsection (c), in its organizational documents: "The [co…

R 125.1408 Warranties and service. Rule 408. (1) A manufacturer shall warrant that a new home is free from failures to conform, as defined in Part 3282 - manufactured home procedural and enforcement regulations, promulgated under the national manufactured housing construction and…

R 390.1409 Primary forms; approval. Rule 9. The authority shall approve primary forms used in making and servicing educational loans. History: 1979 AC; 1984 AACS; 1990 AACS. R 390.1411 Lender or school discrimination based on race, color, creed, sex, national origin, or marital s…

R 125.1409 Retailer acting as broker; responsibilities. Rule 409. (1) A retailer acting as a broker who obtains a home listing shall give a true copy of the listing agreement to the listing homeowner. A listing agreement shall be completed by the retailer acting as a broker befor…

R 125.1410 Retailer; place of business. Rule 410. A retailer shall maintain a physical location in Michigan from which it conducts business. A post office box, secretarial service, telephone answering service, or similar entity does not constitute a physical location. History: 19…

R 125.1411 Retailer or agent; prohibited activities. Rule 411. (1) A retailer or agent of a retailer shall not do any of the following: (a) Aid or abet an unlicensed person to evade the provisions of the act or these rules. (b) Knowingly combine or conspire with, or be acting as …

R 390.1412 Lenders, policies; loan practices. Rule 12. (1) A lender may determine its own lending policies, except as prescribed by these rules, federal or state legislation, and regulations concerning state and federal banking and credit practices. Page 4 Courtesy of www.michiga…

R 390.1413 Records and reports of lenders. Rule 13. (1) A lender shall keep such records as may be necessary and as the authority and the law and regulations may require and shall afford access to the records, at any reasonable time, to the authority or the secretary, to assure a…

R 436.1413 Clothing changes by entertainers. Rule 13. (1) If an on-premises licensee offers entertainment wherein performers are required to change costumes or attire, the licensee shall provide and make use of dressing facilities set aside for use by male and female performers. …

R 125.1414 Business practices; retailers acting as brokers; standard of conduct. Rule 414. The standard of conduct with respect to the business practices of a retailer acting as a broker shall conform to that of a fiduciary to the seller of the home. History: 1991 AACS; 1998 AACS…

R 390.1415 Records of participating schools. Rule 15. (1) A participating school shall keep necessary records as the authority or the secretary require and afford access thereto at any reasonable time to the authority, the secretary, or a representative of the authority or the se…

R 125.1415 Retailer; disclosures in purchase and listing agreements. Rule 415. A retailer shall do both of the following: (a) Disclose in the listing agreement that the home offered is located on a home site in a community and, if required, that the seller has obtained approval f…

R 436.1415 Dance floor; requirements. Rule 15. An on-premises licensee who is the holder of a dance permit shall not allow dancing on the licensed premises, except on a dance floor that is not less than 100 square feet. The dance floor shall be well defined and clearly marked and…

R 390.1417 Student transfers. Rule 17. (1) When a student transfers to another participating school, the original participating school that certified the loan shall continue to have the loan recorded against its total loans until repaid. The participating school to which the stud…

R 125.1417 Retailer; supervision and control. Rule 417. (1) It shall be a failure upon the part of a retailer to exercise supervision and control of an employee if the retailer has knowledge that a provision of the act or these rules pertaining to regulation of retailers is being…

R 125.1418 Certificate of manufactured home ownership transfer; power of attorney. Rule 418. (1) The department may accept an executed power of attorney by a seller of a pre-owned home in place of the homeowner's signature on the current certificate of manufactured home ownership…

R 125.1419 Certificate of origin; addendum to application for certificate of manufactured home ownership. Rule 419. (1) The certificate of origin shall be attached as an addendum to the application for a certificate of manufactured home ownership when filing for an original certi…

R 390.1421 Eligibility of applicants. Rule 21. To be eligible to receive an educational loan, an applicant shall satisfy all requirements of the act, the authority, and the secretary specified in the provisions of 34 C.F.R. SS682.200, 682.201, 682.300, and 682.301. These provisio…

R 390.1422 Age of applicants. Rule 22. A person who otherwise qualifies for an educational loan is not disqualified because the person is under age 18. A person who is under age 18 is deemed to have full legal capacity to apply for, receive, and repay a loan and has all the right…

R 436.1427 Washing of drinking containers and draft beer equipment. Rule 27. (1) An on-premises licensee shall wash, rinse, and sanitize all glasses, mugs, steins, and other reusable drinking containers which are used to serve alcoholic liquor to customers. (2) An on-premises lic…

R 390.1429 Cancellation of loans. Rule 29. The authority shall cancel a loan in full or in part if disbursement does not occur prior to the ending date of the academic period for which the loan was intended. A loan may be disbursed after the academic period for which the loan was…

R 336.1430 Emission of SO 2 from United States Steel, Great Lakes Works. Rule 430. (1) The provisions in this rule supersede the requirements of R 336.1407 that apply to United States Steel, Great Lakes Works reheat furnaces and Zug Island boilers as referenced in subrules (2) an…

R 338.1431 Examination adoption. Rule 31. The registration examination for dietitian nutritionists administered by the CDR is approved and adopted. The passing score for the registration examination is the passing score established by the CDR. History: 2026 MR 8, Eff. April 17, 2…

R 390.1431 Negotiations and execution of loans; cosigners. Rule 31. Negotiations and execution of educational loans are limited to lenders and participating schools that deal with eligible students or borrowers and the authority. The authority shall not require a cosigner on the …

R 436.1431 Serving of brand names. Rule 31. When a person orders a brand name alcoholic liquor sold by an on- premises licensee, the on-premises licensee shall serve and sell only the brand name ordered by that person. History: 1979 AC.

R 390.1432 Maximum rate of interest; permissible fees and charges. Rule 32. (1) The maximum rate of interest that may be charged on educational loans shall not be more than 6% per annum with respect to loans made before August Page 7 Courtesy of www.michigan.gov/orr 3, 1968. The …

R 390.1433 Loan amounts. Rule 33. (1) The annual loan limit, exclusive of interest, shall not be more than that set forth in the act. (2) The aggregate insured unpaid principal of all loans shall not be more than the aggregate limit as set forth in the act. History: 1979 AC; 1984…

R 436.1433 Food operation. Rule 33. (1) An on-premises licensee shall not contract for the services of another person to operate the food portion of the licensed business without the prior written approval of the commission. Page 6 Courtesy of Michigan Administrative Rules (2) If…

R 436.1435 Contests; tournaments. Rule 35. (1) An on-premises licensee shall not allow contests in which the licensee or any other person gives away anything of value over $250.00 per day, except upon written order of the commission, and shall not accept or retain anything of val…