Title Minnesota Statutes, Minnesota Statutes

45.0135 INSURANCE FRAUD. § Subdivision 1. [Repealed, 2004 c 269 art 1 s 12] § Subd. 2. [Repealed, 2004 c 269 art 1 s 12] § Subd. 2a. MS 2024 [Repealed, 2025 c 35 art 3 s 25] § Subd. 2b.Duties. The commissioner of commerce may: (1) review notices and reports submitted by authorize…

45.0137 COMMON INTEREST COMMUNITY OMBUDSPERSON. § Subdivision 1.Definitions. (a) For purposes of this section, the terms defined in this subdivision have the meanings given. (b) "Association" means an association of apartment owners, as defined in section 515.02, subdivision 5, a…

45.015 PROOF OF MAILING. In any provision of law related to the duties and responsibilities entrusted to the commissioner, and unless a different method is specified, when a person is required to provide notice or perform a similar act, this action may be accomplished by mail, an…

45.016 SERVICE OF ORDERS OR OTHER PAPERS. Service of orders or other papers required or permitted to be issued by the commissioner related to the duties and responsibilities entrusted to the commissioner may be by any of the following methods: (1) personal service consistent with…

45.022 CONSUMER SATISFACTION; COMMERCE. (a) The commissioner of commerce shall submit a memorandum each year to the governor and the chairs of the house of representatives and senate standing committees with jurisdiction over the department's programs that provides the following …

45.023 RULES. The commissioner of commerce may adopt, amend, suspend, or repeal rules in accordance with chapter 14, and as otherwise provided by law, whenever necessary or proper in discharging the commissioner's official responsibilities. History: 1983 c 289 s 14; 1984 c 640 s …

45.024 HEARINGS. § Subdivision 1.General. In any case in which the commissioner of commerce is required by law to conduct a hearing, the hearing must be conducted in accordance with chapter 14 and other applicable laws. § Subd. 2.Delegation. The commissioner of commerce may deleg…

45.026 REGULATION OF BUSINESS OF FINANCIAL PLANNING. § Subdivision 1.Definitions. For the purposes of this section, the following terms have the meanings given them: (a) "Person" means an individual, corporation, partnership, joint venture, joint stock association, trust, or unin…

45.027 INVESTIGATIONS AND SUBPOENAS. § Subdivision 1.General powers. (a) In connection with the duties and responsibilities entrusted to the commissioner, and Laws 1993, chapter 361, section 2, the commissioner of commerce may: (1) make public or private investigations within or …

45.028 SERVICE OF PROCESS. § Subdivision 1.Requirement. (a) When a person, including any nonresident of this state, engages in conduct prohibited or made actionable by chapters 45 to 83, 155A, 309, and 332, and section 326B.802, or any rule or order under those chapters, and the …

45.029 FINANCIAL STATEMENT. Wherever used in chapters 45 to 83, or rules adopted thereunder, the term "certified" as applied to balance sheets, profit and loss statements or other financial statements shall be construed as meaning an audited financial statement prepared in accord…

45.0291 DEPARTMENT BONDS. Bonds issued under chapters 45 to 83, 309, 332, and sections 326B.802 to 326B.885, are not state bonds or contracts for purposes of sections 8.05 and 16C.05, subdivision 2. History: 1992 c 564 art 4 s 1; 1998 c 386 art 2 s 22; 2007 c 140 art 8 s 30; art …

45.0292 LICENSE RECIPROCITY. The commissioner may waive all or part of the requirements of prelicense education, examination, and continuing education for individuals of other jurisdictions if: (1) a written reciprocal licensing agreement is in effect between the commissioner and…

45.21 APPLICATION FEES. § Subdivision 1.Fee refunds. Refunds must not be given other than for overpayment of fees. Overpayment means any payment of money in excess of a statutory fee or for a license for which a person does not qualify. An overpayment of a fee must be returned up…

45.22 LICENSE EDUCATION APPROVAL. License education courses must be approved in advance by the commissioner. Each education provider who offers a license education course must be approved by the commissioner. Each approved education provider must have at least one coordinator who…

45.23 LICENSE EDUCATION FEES. The following fees must be paid to the commissioner: (1) initial course approval, $10 for each hour or fraction of one hour of education course approval sought. Initial course approval expires on the last day of the 24th month after the course is app…

45.24 LICENSE TECHNOLOGY FEES. (a) The commissioner may establish and maintain an electronic licensing database system for license origination, renewal, and tracking the completion of continuing education requirements by individual licensees who have continuing education requirem…

45.25 DEFINITIONS. § Subdivision 1.Scope. As used in sections 45.25 to 45.43, the terms defined in this section have the meanings given them. § Subd. 2.Appropriate and related knowledge. "Appropriate and related knowledge" means facts, information, or principles that are clearly …

45.26 PAYMENT OF FEES. § Subdivision 1.Manner of payment. All fees must be paid by check, draft, or other negotiable or nonnegotiable instrument or order of withdrawal that is drawn against funds held by a financial institution. Cash will not be accepted. § Subd. 2.Refunds. An ov…

45.27 FORMS. All forms required by this chapter must be made in the form set forth by the commissioner. Forms may be duplicated, but must be readable. Computer generated lists and forms with the same information as required in existing forms must be accepted by the department if …

45.28 TEXTBOOKS REQUIRED. All prelicense courses must require the use of a textbook or a detailed workbook. The textbook or workbook must cover the subject matter of the course and must be current. History: 2009 c 63 s 6,78

45.29 INITIAL EDUCATION. § Subdivision 1.Content. Successful completion of prelicense education includes full-time attendance throughout the course, completion of required assignments or reading material if applicable, and passage of an examination designed by the education provi…

45.30 CONTINUING EDUCATION. § Subdivision 1.Content. Continuing education consists of approved courses that impart appropriate and related knowledge in the field for which approval is requested. The burden of demonstrating that courses impart appropriate and related knowledge is …

45.301 ON-DEMAND CONTINUING EDUCATION; REQUIREMENTS. § Subdivision 1.On-demand course requirements. An on-demand continuing education course offered online must: (1) specify the minimum system requirements; (2) provide encryption that ensures that all personal information, includ…

45.304 VERIFICATION REQUIREMENTS. An on-demand course must not be approved unless it is objectively verifiable that: (1) it includes a closed-book, end-of-course examination; and (2) successful completion of the end-of-course examination can be objectively documented. History: 20…

45.305 PRELICENSE EDUCATION COURSES OFFERED OVER THE INTERNET. § Subdivision 1. Insurance Internet prelicense courses. The design and delivery of an insurance prelicense education course must be approved by the International Distance Education Certification Center (IDECC) before …

45.306 CONTINUING EDUCATION COURSES OFFERED OVER THE INTERNET. § Subdivision 1. MS 2020 [Repealed, 2021 c 16 s 12] § Subd. 1a.Appraiser Internet continuing education courses. The requirements for the design and delivery of an appraiser continuing education course are the requirem…

45.307 EDUCATION PROVIDER. § Subdivision 1.Duty to make records and data available to commissioner. A person applying for approval as an education provider must make available upon request such records and data required by the commissioner to administer the provisions and further…

45.31 COURSE COORDINATOR. § Subdivision 1.Requirement. Each course of study must have at least one coordinator, approved by the commissioner, who is responsible for supervising the program and assuring compliance with all laws and rules. Education providers may engage an addition…

45.32 INSTRUCTORS. § Subdivision 1.Requirement. Each course of study, except on-demand courses, must have an instructor who is qualified by education, training, or experience to ensure competent instruction. In the case of an on-demand course, this requirement applies to the auth…

45.33 PROHIBITED PRACTICES FOR COORDINATORS AND INSTRUCTORS. § Subdivision 1.Prohibitions. In connection with an approved course, coordinators and instructors must not: (1) recommend or promote the services or practices of a particular business; (2) encourage or recruit individua…

45.34 FEES. Fees for approved courses and related materials must be clearly identified to students. In the event that a course is canceled for any reason, all fees must be returned within 15 days from the date of cancellation. In the event that a course is postponed for any reaso…

45.35 FACILITIES. Each course of study, except on-demand courses, must be conducted in a classroom or other facility that is adequate to comfortably accommodate the faculty and the number of students enrolled. The education provider may limit the number of students enrolled in a …

45.36 SUPPLEMENTARY MATERIALS. An adequate supply of supplementary materials to be used or distributed in connection with an approved course must be available in order to ensure that each student receives all necessary materials. Outlines and any other materials that are reproduc…

45.37 ADVERTISING COURSES. (a) Paragraphs (b) to (f) govern the advertising of prelicense and continuing education courses. (b) Advertising must be truthful and not deceptive or misleading. Courses must not be advertised in any manner as approved unless approval has been granted …

45.38 NOTICE TO STUDENTS. At the beginning of each approved offering, the following notice must be handed out in printed form or must be read to students: "This educational offering is recognized by the Minnesota Commissioner of Commerce as satisfying ..... hours of credit toward…

45.39 AUDITS. The commissioner reserves the right to audit subject offerings with or without notice to the education provider. History: 2009 c 63 s 20,78

45.40 FALSIFICATION OF REPORTS. A licensee or applicant found to have falsified an education report to the commissioner will be considered to have violated the laws relating to the industry for which the person has a license and will be subject to suspension or revocation of the …

45.41 DISCIPLINARY ACTION. The commissioner may deny, censure, suspend, or revoke the approval of a coordinator or course and disallow the use of a qualified instructor if it is determined that the coordinator, course, or instructor is not in compliance with this chapter. History…

45.42 WAIVERS AND EXTENSIONS. § Subdivision 1. [Repealed, 2014 c 222 art 1 s 58] § Subd. 2.Extensions. When a licensee documents to the commissioner's satisfaction that the person is unable to complete continuing education requirements within the required time period owing to a f…

45.43 REPORTING REQUIREMENTS. § Subdivision 1.Course completions. Required education must be reported in a manner prescribed by the commissioner within ten days of the course completion. § Subd. 2.Violations and penalties. (a) Each failure to report an individual licensee's cours…

61A.09 GROUP LIFE INSURANCE. § Subdivision 1.Filing requirement. No group life insurance policy or group annuity shall be issued for delivery in this state until the form thereof and the form of any certificates issued thereunder have been filed in accordance with and subject to …