Title 57

NRS 691E.080 “Home state” defined. “Home state” has the meaning ascribed to it in NRS 683A.041. (Added to NRS by 2023, 3271)

NRS 691E.090 “Negotiate” defined. “Negotiate” has the meaning ascribed to it in NRS 683A.065. (Added to NRS by 2023, 3271)

NRS 691E.100 “Offer and disseminate” defined. “Offer and disseminate” means the provision of general information, including, without limitation, a description of coverage and price, as well as the processing of applications and the collection of premiums. (Added to NRS by 2023, 3…

NRS 691E.110 “Producer of limited lines travel insurance” defined. “Producer of limited lines travel insurance” means a person licensed pursuant to NRS 691E.200 who is authorized by an insurer to solicit travel insurance either directly or through a travel retailer. (Added to NRS…

NRS 691E.120 “Sell” defined. “Sell” has the meaning ascribed to it in NRS 683A.072. (Added to NRS by 2023, 3272)

NRS 691E.130 “Solicit” defined. “Solicit” has the meaning ascribed to it in NRS 683A.074. (Added to NRS by 2023, 3272)

NRS 691E.140 “Travel administrator” defined. 1. “Travel administrator” means a person who directly or indirectly underwrites, collects charges, collateral or premiums from or adjusts or settles claims of, residents of this State in connection with travel insurance. 2. The term do…

NRS 691E.150 “Travel assistance services” defined. 1. “Travel assistance services” means services that are furnished in connection with planned travel, the provision of which does not result in the transfer or shifting of risk that would constitute the business of insurance, and …

NRS 691E.160 “Travel insurance” defined. 1. “Travel insurance” means insurance coverage for personal risks incident to planned travel, including, without limitation: (a) Interruption or cancellation of a trip or event; (b) Loss of baggage or personal effects; (c) Damages to accom…

NRS 691E.170 “Travel protection plan” defined. “Travel protection plan” means a product that provides: 1. Travel insurance; 2. Travel assistance services; 3. A cancellation fee waiver; or 4. Any combination of the items described in subsections 1, 2 and 3. (Added to NRS by 2023, …

NRS 691E.180 “Travel retailer” defined. “Travel retailer” means a person that makes, arranges or offers travel services and, as a service to the customers of the person, may offer and disseminate travel insurance on behalf of, and under the direction of, a producer of limited lin…

NRS 691E.190 Applicability of chapter. 1. The provisions of this chapter apply to: (a) Travel insurance that covers any resident of this State and is sold, solicited, negotiated or offered in this State; and (b) Policies and certificates of travel insurance that are delivered or …

NRS 691E.200 Acting as producer of limited lines travel insurance without license prohibited; exception; issuance of license. 1. Except as otherwise provided in NRS 691E.210, a person shall not act as a producer of limited lines travel insurance unless the person is licensed purs…

NRS 691E.210 Producer of insurance licensed for certain lines of authority not required to obtain license or be appointed by insurer to act as producer of limited lines travel insurance. 1. A producer of insurance who is licensed for a line of authority specified in paragraphs (a…

NRS 691E.220 Producer of limited lines travel insurance required to establish, maintain and update register of travel retailers; submission of copy of register to Commissioner; required certification. 1. Each producer of limited lines travel insurance shall, at the time of licens…

NRS 691E.230 Acting as travel retailer without being listed on register of producer of limited lines travel insurance prohibited; conditions under which travel retailer authorized to offer and disseminate travel insurance. 1. A person shall not act as a travel retailer unless the…

NRS 691E.240 License or registration required to act as travel administrator; responsibilities and duties of insurer with respect to travel administrator; travel administrator required to make certain books and records available to Commissioner. 1. Notwithstanding any other provi…

NRS 691E.250 Required written disclosures to prospective purchaser. A travel retailer who offers and disseminates travel insurance shall make available to each prospective purchaser a brochure or other written material that has been approved by the insurer providing the travel in…

NRS 691E.260 Prohibited acts. A travel retailer, or any employee or authorized representative of the travel retailer, who is not a licensed producer of insurance shall not: 1. Evaluate or interpret technical terms, benefits and conditions of any travel insurance coverage offered …

NRS 691E.270 Entitlement to compensation for authorized activities. A travel retailer who is listed on the register maintained by a producer of limited lines travel insurance pursuant to NRS 691E.220 and who limits his or her activities and those of his or her employees or author…

NRS 691E.280 Responsibilities and duties of producer of limited lines travel insurance with respect to travel retailer. A producer of limited lines travel insurance is responsible for the acts of a travel retailer who offers and disseminates travel insurance under the license of …

NRS 691E.290 Travel protection plan: Conditions under which combined items may be offered for one price; provision of fulfillment materials; refund for cancellation. 1. A travel protection plan that provides any combination of travel insurance, travel assistance services or cance…

NRS 691E.300 Documents provided to prospective purchaser required to be consistent with policy; required information concerning exclusion for preexisting conditions; required disclosures concerning whether coverage is primary or secondary to other coverage. 1. All documents provi…

NRS 691E.310 Use of negative option or opt out process prohibited. A person shall not sell, solicit or negotiate travel insurance or a travel protection plan on an individual or group basis using a negative option or opt out process that requires a person who purchases a trip to …

NRS 691E.320 Provision of information concerning travel insurance offered through certain Internet websites; conditions authorized to be imposed on purchase of certain trip or travel packages when destination jurisdiction requires travel insurance coverage. 1. If travel insurance…

NRS 691E.330 Applicability of certain provisions relating to trade practices to producers of limited lines travel insurance and travel retailers. A producer of limited lines travel insurance and each travel retailer who offers or disseminates travel insurance under the license of…

NRS 691E.340 Authorized forms of travel insurance; classification and filing of travel insurance; establishment and use of eligibility and underwriting standards. 1. Travel insurance may be provided in this State in the form of an individual policy of travel insurance, a policy o…

NRS 691E.350 Regulations. The Commissioner may adopt regulations to carry out the provisions of this chapter. (Added to NRS by 2023, 3277)

NRS 692A.011 Definitions. As used in this chapter, unless the context otherwise requires, the words and terms defined in NRS 692A.015 to 692A.080, inclusive, have the meanings ascribed to them in those sections. (Added to NRS by 1977, 977; A 1985, 1826; 1993, 2334)

NRS 692A.015 “Abstract of title” defined. “Abstract of title” means any written representation listing all recorded conveyances, instruments and documents which, under the laws of this State, impart constructive notice with respect to the chain of title of the real property descr…

NRS 692A.021 “Applicant” defined. “Applicant” means a person, whether or not a prospective insured, who applies to a title insurer or its agent for title insurance and who, at the time of the application, is not an agent for a title insurer. (Added to NRS by 1977, 977)

NRS 692A.022 “Business of title insurance” and “title insurance business” defined. “Business of title insurance” or “title insurance business” includes: 1. The issuance of or proposal to issue any policy of title insurance as an insurer, guarantor or indemnitor; 2. The solicitati…

NRS 692A.023 “Commitment to insure” and “preliminary report of title” defined. “Commitment to insure” or “preliminary report of title” means a report furnished in connection with an application for title insurance which constitutes an offer to issue a policy of title insurance su…

NRS 692A.024 “Escrow” defined. “Escrow” means any transaction wherein one person, for the purpose of effecting the sale, transfer, encumbering or leasing of real or personal property to another person, delivers any written instrument, money, evidence of title to real or personal …

NRS 692A.028 “Escrow officer” defined. “Escrow officer” means a person employed by a title insurer or title agent to handle escrows, settlements and closings. (Added to NRS by 1985, 1822)

NRS 692A.031 “Net retained liability” defined. “Net retained liability” means the total liability retained by a title insurer for a single risk after the ceding of reinsurance. (Added to NRS by 1977, 977)

NRS 692A.035 “Policy of title insurance” and “title policy” defined. “Policy of title insurance” or “title policy” means a written instrument or contract by which title insurance liability is assumed. The term does not include an abstract of title, binder, commitment to insure or…

NRS 692A.041 “Premium” defined. 1. “Premium” means charges for: (a) Assuming a risk; (b) Abstracting, searching and examining title to determine insurability; and (c) Any other activity associated with the assumption of risk. 2. “Premium” does not include charges for: (a) Escrow;…

NRS 692A.050 “Single risk” defined. “Single risk” means the insured amount of any policy or contract of title insurance issued by a title insurer unless two or more policies or contracts are simultaneously issued on different estates in identical real property, in which event it …

NRS 692A.060 “Title agent” defined. “Title agent” is a person, firm or corporation appointed by a title insurer to solicit applications for insurance or to negotiate for title insurance contracts on its behalf, and if authorized to do so by the insurer, to prepare and countersign…

NRS 692A.070 “Title insurer” defined. “Title insurer” means a company organized under the laws of this state for the purpose of transacting as insurer the business of title insurance and any foreign or alien company licensed to transact business as an insurer engaged in title ins…

NRS 692A.080 “Title plant company” defined. “Title plant company” means a person engaged in the business of preparing title searches, title examinations and certificates or abstracts of title which are the basis of the issuance of title policies by a title insurer. (Added to NRS …

NRS 692A.090 Regulations. The Commissioner may adopt regulations for the administration of this chapter. (Added to NRS by 1977, 978) LICENSING OF TITLE AGENTS, TITLE INSURERS AND ESCROW OFFICERS

NRS 692A.100 Title agents, title insurers and escrow officers: Licensing required; maintenance and examination of records; separation of money held in escrow; regulations. 1. The Commissioner shall provide by regulation for the licensing of title agents, their branch offices, dir…

NRS 692A.103 License as escrow officer: Application; qualifications; fees; issuance; period of validity; renewal; expiration; contents; availability for public inspection; notice of change of address; regulations. [Effective until the date of the repeal of 42 U.S.C. § 666, the fe…

NRS 692A.1033 Payment of child support: Statement by applicant for license as title agent or escrow officer; grounds for denial of license; duty of Commissioner. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedur…