New York State Register

Subject: Private Passenger Motor Vehicle Insurance Multi-Tier Programs. Purpose: To repeal regulation made redundant by new Insurance Law sec- tion 2341.

Subject: Risk-Based Capital. Purpose: To eliminate the 1/1/27 sunset date to make permanent the treat- ment of shares of an eligible exchange traded fund as bonds.

Subject: Independent Dispute Resolution for Emergency Services and Surprise Bills. Purpose: To conform Part 400 to the amendments made by Part BB of chapter 57 of the Laws of 2026.

Subject: Flexible Rating for Nonbusiness Automobile and For Hire Motor Vehicle Insurance Policies. Purpose: To conform to new Insurance Law section 2356(d) and amended section 2350.

Subject: Principle-Based Reserving. Purpose: To adopt the 2026 Valuation Manual.

Subject: Special Risk Insurance. Purpose: To revise the regulation to conform with Insurance Law article 63 and to make other technical amendments.

Subject: Issuance of Payment Stablecoins. Purpose: To provide for the regulation of payment stablecoin issuers.

Subject: Implementation of Banking Law Article 14-B. Purpose: This rule implements Article 14-B of the Banking Law.

Subject: Regulations Implementing the Comprehensive Motor Vehicle In- surance Reparation Act–Claims for Personal Injury Protection Benefits. Purpose: To update the prescribed No-Fault Denial of Claim NF-10 Form.

Subject: Agent Training Allowance Subsidies for Certain Life Insurance and Annuity Business. Purpose: To liberalize agent eligibility requirements and adjust for inflation.

Subject: Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals. Purpose: To ensure that insurers have confidentiality protocols in place for domestic violence victims and endangered individuals.

Subject: Risk-Based Capital. Purpose: To eliminate the 1/1/27 sunset date to make permanent the treat- ment of shares of an eligible exchange traded fund as bonds.

Subject: Principle-Based Reserving. Purpose: To adopt the 2026 Valuation Manual.

Subject: Consolidated rulemaking regarding peer-to-peer car sharing. Purpose: To ensure consumers have appropriate insurance protection when using or operating a vehicle through a car sharing program.

Subject: Regulations Implementing the Comprehensive Motor Vehicle In- surance Reparation Act Claims for Personal Injury Protection Benefits. Purpose: Updates the prescribed No-Fault Denial of Claim NF-10 Form.

Subject: Agent Training Allowance Subsidies for Certain Life Insurance and Annuity Business. Purpose: To liberalize agent eligibility requirements and adjust for inflation.

Subject: Anti-Arson Application. Purpose: To repeal Title 11 NYCRR Subpart 62-4 in compliance with chapter 439 of the Laws of 2025.

Subject: Consolidated rulemaking regarding peer-to-peer car sharing. Purpose: To ensure consumers have appropriate insurance protection when using or operating a vehicle through a car sharing program.

Subject: Principle-Based Reserving. Purpose: To adopt the 2025 Valuation Manual.

Subject: Private Passenger Automobile and Commercial Automobile Statistical Plans; Implementation of Private Passenger Automobile Insurance. Purpose: To repeal Part 145 obsolete requirements and reference section 2 of NAIC’s 2012 statistical handbook in Part 140.

Subject: Annual Budget Process. Purpose: To implement rate adjustments as determined through LIPA’s annual budget process.

Subject: Sub/Transmission Level Rates and New IA requirement. Purpose: To charge Sub/Transmisison level rates for customers connected to LIPA’s system at 23,000 kVa or higher and new IA requirement.

Subject: Standby Rate and Buyback Services. Purpose: To introduce Standby Rates through Standby Service and update Buyback Service.

Subject: New York State Energy Affordability Guarantee Pilot Program. Purpose: To implement the New York State EAG Pilot program in the LIPA service territory.

Subject: ReCharge New York. Purpose: To implement ReCharge New York for non-net metered customers.

Subject: LIPA’s Household Assistance Rate (“HAR”) Program. Purpose: To pause customer disenrollments in LIPA’s HAR Program,and to extend the lookback period for HAR eligibility to 18 months.

Subject: Compliance with Banking Law, section 28-bb. Purpose: This regulation implements the mandate of Banking Law, sec- tion 28-bb.

Subject: Anti-Arson Application. Purpose: To repeal 11 NYCRR Subpart 62-4 in compliance with Chapter 439 of the Laws of 2025.

Subject: Principle-Based Reserving. Purpose: To adopt the 2025 Valuation Manual.

Subject: Private Passenger Automobile and Commercial Automobile Statistical Plans Implementation of Private Passenger Automobile Insurance. Purpose: To repeal Part 145 obsolete requirements and reference section 2 of NAIC’s 2012 statistical handbook in Part 140.

Subject: Flexible Rating for Insurance For For-Hire Motor Vehicles. Purpose: To implement flexible rating for insurance for for-hire motor vehicles.

Subject: Reports of Suspected Insurance Frauds to Criminal Investiga- tions Unit; Required Warning Statements. Purpose: To change the month to file a required annual report from Janu- ary to March to be consistent with statute.

Subject: Compliance with Banking Law, section 28-bb. Purpose: To implement the mandate of Banking Law, section 28-bb.

Subject: Electronic Filings and Submissions. Purpose: To require the electronic submission of filings.

Subject: Hurricane Deductible Requirements and Disclosure Information and Other Notices. Purpose: To establish standards for hurricane deductibles that create operational uniformity with respect to the triggering event.

Subject: Flexible Rating for Insurance For For-Hire Motor Vehicles. Purpose: To implement flexible rating for insurance for for-hire motor vehicles.

Subject: Reports of Suspected Insurance Frauds to Criminal Investiga- tions Unit; Required Warning Statements. Purpose: To change the month to file a required annual report from Janu- ary to March to be consistent with statute.

Subject: Electronic Filings and Submissions. Purpose: To require the electronic submission of filings.

Subject: Hurricane Deductible Requirements and Disclosure Information and Other Notices. Purpose: To establish standards for hurricane deductibles that create operational uniformity with respect to the triggering event.

Subject: Minimum Provisions for Automobile Liability Insurance Policies. Purpose: To conform to statutory amendment regarding supplemental spousal liability insurance, and make technical fixes.

Subject: Minimum Standards for the Form, Content and Sale of Health In- surance, Including Standards of Full and Fair Disclosure. Purpose: To identify disparities in quality and utilization of care experi- enced by underrepresented populations.

Subject: Statement of Actuarial Opinion and Actuarial Opinion Summary for Property/Casualty Insurers. Purpose: To revise reference to the 2016 NAIC property/casualty annual statement instructions to the current 2024 edition.

Subject: Submetering of electricity. Purpose: To authorize GW Ryer LLC’s petition to submeter electricity.

Subject: Submetering of electricity. Purpose: To authorize W Residence LLC’s petition to submeter electricity.

Subject: Submetering of electricity. Purpose: To authorize Hamilton Green I Partners LLC’s notice of intent to submeter electricity.

Subject: Submetering of electricity. Purpose: To authorize Hamilton Green I Partners LLC’s notice of intent to submeter electricity.

Subject: Submetering of electricity. Purpose: To authorize GWS East 170 LLC’ss petition to submeter electricity.

Subject: Submetering of electricity. Purpose: To authorize Queens Fresh Meadows LLC’s petition to submeter electricity.